AI-Powered Reserve Planning

# HOA Reserve Study Software
That Actually Works

Replace outdated, static reserve studies with AI-powered continuous planning. Get real-time funding analysis, capital project forecasts, and the confidence that your HOA is financially prepared — year round.

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Dashboard — Fund Health & At-a-Glance Metrics
Cash Flow — Actuals & Forward Projections
Capital Planning — 5-Year Project Pipeline

## The Problem with Traditional Reserve Studies

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### Outdated Immediately

Traditional studies are static snapshots. By the time you get the report, it's already outdated. Construction costs change, emergencies happen, and your study doesn't adapt.

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### Expensive & Infrequent

Professional reserve studies cost $1,500–$5,000 and are only done every 3–5 years. That's like navigating with a 5-year-old map.

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### Spreadsheet Chaos

Most HOAs track reserves in spreadsheets that are error-prone, hard to update, and impossible to share with the board in real-time.

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### Surprise Special Assessments

Without continuous monitoring, HOAs often discover funding shortfalls too late, leading to emergency special assessments that homeowners hate.

The AI-Powered Alternative

## Continuous Planning That Adapts

HOA LedgerIQ replaces your static reserve study with dynamic, continuous planning that adjusts to real-world changes automatically.

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### Continuous Monitoring

Real-time tracking of reserve balances, expenses, and funding levels. Get alerts before problems become crises.

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### Dynamic Forecasting

AI-powered projections that adjust based on actual spending, inflation, and construction cost trends.

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### Smart Recommendations

Get actionable insights: "Increase monthly reserves by $X" or "Delay roof project by 6 months to optimize cash flow."

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### Board-Ready Reports

Generate professional reserve funding reports in seconds, not hours. Perfect for board meetings and homeowner communications.

## Traditional vs. AI-Powered Reserve Studies

Feature
Traditional Study
HOA LedgerIQ
Update Frequency
Every 3–5 years
Real-time ✓
Cost
$1,500–$5,000
From $29/month ✓
Accuracy
Static snapshot
Dynamic AI adjustments ✓
Board Reports
Manual creation
One-click generation ✓
Alerts
None
Proactive notifications ✓
Special Assessment Prevention
Reactive
Predictive ✓

## Calculate Your Reserve Funding Needs

See how much your HOA should have in reserves with our free AI-powered calculator.

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## Ready to Modernize Your Reserve Planning?

Join forward-thinking HOAs that have replaced outdated reserve studies with AI-powered continuous planning.

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No credit card required · Cancel anytime · Free preview access