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AI-Powered HOA Finance

# Your HOA finances,
finally under control.

Cash flow forecasting, reserve planning, and AI investment recommendations — built for board treasurers, property managers, and CPAs. Replace error-prone spreadsheets with one beautifully simple platform.

Start your 14-day free trial

No credit card. No setup fees. No contracts.

🔒 256-bit encryption
🏦 Bank-level security
📑 Audit-ready trail
⚡ Live in under 30 min

How it works

## Replace spreadsheets in three steps.

1

### Configure your accounts

Define your operating bank, reserve investments, and prior financials. No CSV gymnastics — most communities are live in under thirty minutes.

2

### AI builds your forecast

LedgerIQ analyzes spending patterns, reserve study commitments, budget vs actuals, and projected cash flow to surface a year-by-year funding plan you can actually defend at a board meeting.

3

### One-click board reports

Generate polished PDF and Excel reports — income statements, variance, balance sheets, reserve scorecard — in a single click. Hand off to your CPA in minutes, not weeks.

Core capabilities

## Everything the board needs.
Nothing they don't.

Powered by GPT-4

### AI Investment Advisor

Intelligent recommendations that maximize interest income while preserving the liquidity you need for operating costs and capital projects.

Learn more ›
📊

### Cash Flow Visibility

Real-time budget vs. actuals with forward-looking projections so you can time capital projects with confidence.

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### Reserve Fund Forecasting

Five-year capital project planning, asset inventory with lifespans, and continuous tracking against your reserve study.

Learn more ›
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### Budget & Assessment Planning

Model next year's budget and special-assessment scenarios against real data — no more guesswork at the board table.

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### One-Click Board Reports

Beautiful PDF and Excel reports ready for every meeting — income statements, balance sheets, variance analysis.

🔒

### Audit-Ready Compliance

Every transaction is timestamped, signed, and stored with a complete audit trail. Year-end CPA handoffs take minutes.

AI at the core

## Ask plain-English questions.
Get board-meeting answers.

Proactive anomaly alerts. Funding shortfall warnings. Investment strategy aligned to your predicted cash flow. No CPA on speed dial required.

- Budget vs. actual variance reporting
- Predictive cash flow modeling
- AI investment recommendations
- Integrated capital project planning
- One-click board meeting reports
- AI-rated health scores for operating & reserve funds

What investment strategy should we implement given our forecasted cash flow?
✦ LedgerIQ AI Operating funds are currently under-utilized. With over $100k projected in cash by April, deploying $40k into a short-term CD significantly boosts interest income without compromising liquidity for monthly expenses or emergencies.
Are we on track to fully fund reserves by year-end?
✦ LedgerIQ AI Yes — at the current contribution rate you'll hit 98% reserve funding by Dec 31. No corrective action needed. Reserve study renewal is due in March.

Simple, transparent pricing

## Pick the plan that fits your community.

All plans include a 14-day free trial. No setup fees. No contracts. Annual Discounts also available

### Starter

For small communities getting started.

$29 /month
Start free trial

- Up to 50 units
- Chart of accounts
- Assessment tracking
- Basic reports
- Board planning & scenarios
- AI Investment Advisor

Most popular

### Professional

For growing HOAs that need full features.

$79 /month
Start free trial

- Up to 200 units
- Everything in Starter
- Board planning & scenarios
- AI Investment Advisor
- Advanced reports
- Priority support

### Enterprise

For large communities and management firms.

Custom contact us
Talk to sales

- Unlimited units
- Everything in Professional
- Priority support
- Custom integrations
- Dedicated account manager
- SLA guarantee

### How it compares

Capability | Spreadsheets | Legacy HOA accounting | HOA LedgerIQ
--- | --- | --- | ---
AI cash-flow forecasting | — | — | Included
Reserve fund scoring | — | Limited | Included
AI investment advisor | — | — | Included
One-click board reports | Manual | Manual | Included
Signed audit trail | — | Partial | Included
Setup time | Hours per month | Weeks | Under 30 min

Frequently asked questions

## Answers, before you ask.

How long is the free trial?

Every plan includes a 14-day free trial. No credit card required to explore the platform, no setup fees, and no long-term contracts.

Is my financial data secure?

Yes. HOA LedgerIQ uses bank-level 256-bit encryption in transit and at rest. Every transaction is timestamped and signed for a complete audit trail that satisfies CPA and reserve-study reviews.

Do I need to be an accountant to use it?

No. The platform is built for board treasurers, property managers, and board members — not just CPAs. The AI assistant answers complex financial questions in plain English.

Does it replace our reserve study?

It works alongside it. LedgerIQ keeps your funding plan live against actual cash flow, so the reserve study stays useful between formal updates rather than going stale on a shelf.

Can property management firms manage multiple communities?

Yes. The Enterprise plan supports multiple communities in a single management workspace.

How quickly can we get started?

Most communities are live in under thirty minutes. Connect bank and investment accounts, upload prior-year financials, and the AI builds your initial forecast automatically.

Can I cancel anytime?

Yes. There are no long-term contracts. Cancel from the dashboard with no penalties.

## Ready to stop flying blind?

Start your free 14-day trial. Be live before the next board meeting.

Start free trial

Financial Health Score

## See what HOA LedgerIQ could earn your community.

Answer a few quick questions for a personalized, AI-driven interest income estimate.

Number of homesites
Property type
Annual dues income
$
Dues payment frequency
Current reserve fund balance
$
Interest income earned in 2025
$

Please fill in homesites and annual dues income to continue.

Your email address (recommended)
Send me occasional HOA finance insights.

🔒 Your email and inputs are used only to provide your estimate. We never share with third parties.

Conservative, illustrative estimates only. Not financial advice.

Estimated annual interest income potential
$0
vs. your 2025 earnings: $0
Operating fund cash management$0
Reserve fund investment income$0

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This is a high-level estimate. Inside HOA LedgerIQ, your investment strategy is continuously refined against live cash flows, upcoming expenses, and reserve study timelines — automatically maximizing yield while keeping your community fully liquid.

Ready to put these gains to work for your community?

Start your 14-day free trial ›