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Add Insights article: Rising HOA Insurance Costs: How Smart Boards Budget for the New Normal (2026-08-01)

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- New article: articles/hoa-rising-insurance-costs-budgeting.html
- Updated articles/index.html with new card (newest first)
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Co-Authored-By: Claude Sonnet 4.6 <noreply@anthropic.com>
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olsch01
2026-08-01 09:03:57 -04:00
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<!-- Article 11 — Newest first -->
<a href="hoa-rising-insurance-costs-budgeting.html" class="article-card" style="text-decoration:none;">
<span class="article-card-tag">Financial Planning</span>
<h2 class="article-card-title">Rising HOA Insurance Costs: How Smart Boards Budget for the New Normal</h2>
<p class="article-card-excerpt">Premiums are climbing 20 to 50 percent a year in high-risk states, and the boards caught flat-footed are the ones scrambling for a special assessment. Here's how to budget for insurance the way the market actually behaves now.</p>
<div class="article-card-meta">
<span>HOA LedgerIQ Team</span>
<span class="article-card-meta-dot"></span>
<span>August 1, 2026</span>
<span class="article-card-meta-dot"></span>
<span>9 min read</span>
</div>
<span class="article-card-read-more">Read article →</span>
</a>
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<a href="hoa-reserve-fund-health-score.html" class="article-card" style="text-decoration:none;">
<span class="article-card-tag">Reserve Funds</span>