1
Connect your accounts
Securely link your operating bank, reserve investments, and prior financials. No CSV gymnastics — most communities are live in under thirty minutes.
AI-Powered HOA Finance
Your HOA finances,
finally under control.
Cash flow forecasting, reserve planning, and AI investment recommendations — built for board treasurers, property managers, and CPAs. Replace error-prone spreadsheets with one beautifully simple platform.
No credit card. No setup fees. No contracts.
How it works
Replace spreadsheets in three steps.
2
AI builds your forecast
LedgerIQ analyzes spending patterns, reserve study commitments, and projected cash flow to surface a year-by-year funding plan you can actually defend at a board meeting.
3
One-click board reports
Generate polished PDF and Excel reports — income statements, variance, balance sheets, reserve scorecard — in a single click. Hand off to your CPA in minutes, not weeks.
Core capabilities
Everything the board needs.
Nothing they don't.
Powered by GPT-4
AI Investment Advisor
Intelligent recommendations that maximize interest income while preserving the liquidity you need for operating costs and capital projects.
Learn more ›Cash Flow Visibility
Real-time budget vs. actuals with forward-looking projections so you can time capital projects with confidence.
Reserve Fund Forecasting
Five-year capital project planning, asset inventory with lifespans, and continuous tracking against your reserve study.
Learn more ›Budget & Assessment Planning
Model next year's budget and special-assessment scenarios against real data — no more guesswork at the board table.
One-Click Board Reports
Beautiful PDF and Excel reports ready for every meeting — income statements, balance sheets, variance analysis.
Audit-Ready Compliance
Every transaction is timestamped, signed, and stored with a complete audit trail. Year-end CPA handoffs take minutes.
AI at the core
Ask plain-English questions.
Get board-meeting answers.
Proactive anomaly alerts. Funding shortfall warnings. Investment strategy aligned to your predicted cash flow. No CPA on speed dial required.
- Budget vs. actual variance reporting
- Predictive cash flow modeling
- AI investment recommendations
- Integrated capital project planning
- One-click board meeting reports
- AI-rated health scores for operating & reserve funds
What investment strategy should we implement given our forecasted cash flow?
✦ LedgerIQ AI
Operating funds are currently under-utilized. With over $100k projected in cash by April, deploying $40k into a short-term CD significantly boosts interest income without compromising liquidity for monthly expenses or emergencies.
Are we on track to fully fund reserves by year-end?
✦ LedgerIQ AI
Yes — at the current contribution rate you'll hit 98% reserve funding by Dec 31. No corrective action needed. Reserve study renewal is due in March.
Simple, transparent pricing
Pick the plan that fits your community.
All plans include a 14-day free trial. No setup fees. No contracts.
Starter
For small communities getting started.
$29
/month
Start free trial
- Up to 50 units
- Chart of accounts
- Assessment tracking
- Basic reports
- Board planning & scenarios
- AI Investment Advisor
Most popular
Professional
For growing HOAs that need full features.
$79
/month
Start free trial
- Up to 200 units
- Everything in Starter
- Board planning & scenarios
- AI Investment Advisor
- Advanced reports
- Priority support
Enterprise
For large communities and management firms.
Custom
contact us
Talk to sales
- Unlimited units
- Everything in Professional
- Priority support
- Custom integrations
- Dedicated account manager
- SLA guarantee
How it compares
| Capability | Spreadsheets | Legacy HOA accounting | HOA LedgerIQ |
|---|---|---|---|
| AI cash-flow forecasting | — | — | Included |
| Reserve fund scoring | — | Limited | Included |
| AI investment advisor | — | — | Included |
| One-click board reports | Manual | Manual | Included |
| Signed audit trail | — | Partial | Included |
| Setup time | Hours per month | Weeks | Under 30 min |
Frequently asked questions
Answers, before you ask.
How long is the free trial?
Every plan includes a 14-day free trial. No credit card required to explore the platform, no setup fees, and no long-term contracts.
Is my financial data secure?
Yes. HOA LedgerIQ uses bank-level 256-bit encryption in transit and at rest. Every transaction is timestamped and signed for a complete audit trail that satisfies CPA and reserve-study reviews.
Do I need to be an accountant to use it?
No. The platform is built for board treasurers, property managers, and homeowners — not just CPAs. The AI assistant answers complex financial questions in plain English.
Does it replace our reserve study?
It works alongside it. LedgerIQ keeps your funding plan live against actual cash flow, so the reserve study stays useful between formal updates rather than going stale on a shelf.
Can property management firms manage multiple communities?
Yes. The Professional and Enterprise plans support multiple communities in a single management workspace with consolidated reporting.
How quickly can we get started?
Most communities are live in under thirty minutes. Connect bank and investment accounts, upload prior-year financials, and the AI builds your initial forecast automatically.
Can I cancel anytime?
Yes. There are no long-term contracts. Cancel from the dashboard with no penalties.
Ready to stop flying blind?
Start your free 14-day trial. Be live before the next board meeting.