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feat: add annual billing, free trial, upgrade/downgrade, and ACH invoice support

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- Add monthly/annual billing toggle with 25% annual discount on pricing page
- Implement 14-day no-card free trial (server-side Stripe subscription creation)
- Enable upgrade/downgrade via Stripe Customer Portal
- Add admin-initiated ACH/invoice billing for enterprise customers
- Add billing card to Settings page with plan info and Manage Billing button
- Handle past_due status with read-only grace period access
- Add trial ending and trial expired email templates
- Add DB migration for billing_interval and collection_method columns
- Update ONBOARDING-AND-AUTH.md documentation

Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
This commit is contained in:
olsch01
2026-03-18 08:04:51 -04:00
parent 5845334454
commit a996208cb8
12 changed files with 1241 additions and 507 deletions
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7
docker-compose.prod.yml
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@@ -45,6 +45,13 @@ services:
- STRIPE_STARTER_PRICE_ID=${STRIPE_STARTER_PRICE_ID:-}
- STRIPE_PROFESSIONAL_PRICE_ID=${STRIPE_PROFESSIONAL_PRICE_ID:-}
- STRIPE_ENTERPRISE_PRICE_ID=${STRIPE_ENTERPRISE_PRICE_ID:-}
- STRIPE_STARTER_MONTHLY_PRICE_ID=${STRIPE_STARTER_MONTHLY_PRICE_ID:-}
- STRIPE_PROFESSIONAL_MONTHLY_PRICE_ID=${STRIPE_PROFESSIONAL_MONTHLY_PRICE_ID:-}
- STRIPE_ENTERPRISE_MONTHLY_PRICE_ID=${STRIPE_ENTERPRISE_MONTHLY_PRICE_ID:-}
- STRIPE_STARTER_ANNUAL_PRICE_ID=${STRIPE_STARTER_ANNUAL_PRICE_ID:-}
- STRIPE_PROFESSIONAL_ANNUAL_PRICE_ID=${STRIPE_PROFESSIONAL_ANNUAL_PRICE_ID:-}
- STRIPE_ENTERPRISE_ANNUAL_PRICE_ID=${STRIPE_ENTERPRISE_ANNUAL_PRICE_ID:-}
- REQUIRE_PAYMENT_METHOD_FOR_TRIAL=${REQUIRE_PAYMENT_METHOD_FOR_TRIAL:-false}
- GOOGLE_CLIENT_ID=${GOOGLE_CLIENT_ID:-}
- GOOGLE_CLIENT_SECRET=${GOOGLE_CLIENT_SECRET:-}
- GOOGLE_CALLBACK_URL=${GOOGLE_CALLBACK_URL:-https://app.hoaledgeriq.com/api/auth/google/callback}