- Add monthly/annual billing toggle with 25% annual discount on pricing page
- Implement 14-day no-card free trial (server-side Stripe subscription creation)
- Enable upgrade/downgrade via Stripe Customer Portal
- Add admin-initiated ACH/invoice billing for enterprise customers
- Add billing card to Settings page with plan info and Manage Billing button
- Handle past_due status with read-only grace period access
- Add trial ending and trial expired email templates
- Add DB migration for billing_interval and collection_method columns
- Update ONBOARDING-AND-AUTH.md documentation
Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
Remove the 4 summary cards from the Cash Flow page as they don't
properly represent the story over time. Increase gradient opacity
on stacked area charts (cash flow and investment scenarios) from
0.3-0.4/0-0.05 to 0.6/0.15 for better visual shading.
Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
Replace the stubbed email service with Resend API integration.
Emails are sent with branded HTML templates including activation,
welcome, payment failed, member invite, and password reset flows.
- Install resend@6.9.4 in backend
- Rewrite EmailService with Resend SDK + graceful fallback to
stub mode when API key is not configured
- Add branded HTML email template with CTA buttons, preheader
text, and fallback URL for all email types
- Add reply-to support (sales@hoaledgeriq.com in production)
- Track send status (sent/failed) in shared.email_log metadata
- Add RESEND_API_KEY, RESEND_FROM_ADDRESS, RESEND_REPLY_TO env
vars to both docker-compose.yml and docker-compose.prod.yml
- Add sendPasswordResetEmail() method for future use
Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
APP_URL was never passed to the backend container, causing Stripe
checkout success_url to redirect to http://localhost instead of the
production domain. The prod overlay also completely replaced the base
environment block, dropping all Stripe, SSO, WebAuthn, and invite
token variables.
- Add APP_URL to base docker-compose.yml (default: http://localhost)
- Add all missing vars to docker-compose.prod.yml with production
defaults (app.hoaledgeriq.com)
Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
Enterprise plan no longer displays a fixed price. Instead it shows
"Request Quote" and the CTA opens the interest form on hoaledgeriq.com
in a new tab to capture leads for custom quotes.
Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
- L2: Add server_tokens off to nginx configs to hide version
- M1: Add X-Frame-Options, X-Content-Type-Options, Referrer-Policy,
Permissions-Policy headers to all nginx routes
- L3: Add global NoCacheInterceptor (Cache-Control: no-store) on all
API responses to prevent caching of sensitive financial data
- C1: Disable open registration by default (ALLOW_OPEN_REGISTRATION env)
- H3: Add logout endpoint with correct HTTP 200 status code
- M2: Implement full password reset flow (forgot-password, reset-password,
change-password) with hashed tokens, 15-min expiry, single-use
- Reduce JWT access token expiry from 24h to 1h
- Add EmailService stub (logs to shared.email_log)
- Add DB migration 016 for password_reset_tokens table
Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
- Remove redundant Settings link from sidebar (accessible via user menu)
- Move Transactions section below Board Reference for better grouping
- Promote Investment Scenarios to its own top-level sidebar item
- Add Compact View preference with tighter spacing theme
- Wire compact theme into MantineProvider with dynamic switching
- Enable Compact View toggle in both Preferences and Settings pages
- Install missing @simplewebauthn/browser package (lock file update)
Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
Covers Stripe billing flow, provisioning pipeline, activation magic links,
onboarding checklist, refresh tokens, MFA, SSO, passkeys, env var reference,
manual intervention checklist, and full API endpoint reference.
Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
Remove the Planning section. Move Projects and Capital Planning (as
sub-item) into Board Planning. Move Investment Planning with Investment
Scenarios as sub-item into Board Planning. Move Vendors into new Board
Reference section. Board Planning order: Budget Planning, Projects >
Capital Planning, Assessment Scenarios, Investment Planning > Investment
Scenarios, Compare Scenarios. Sidebar now supports parent items with
their own route plus nested children.
Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
Remove the Planning section. Move Projects and Capital Planning (as
sub-item) into Board Planning. Move Investment Planning with Investment
Scenarios as sub-item into Board Planning. Move Vendors into new Board
Reference section. Board Planning order: Budget Planning, Projects >
Capital Planning, Assessment Scenarios, Investment Planning > Investment
Scenarios, Compare Scenarios. Sidebar now supports parent items with
their own route plus nested children.
Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
- Refresh Recommendations now shows inline processing banner with
animated progress bar while keeping existing results visible (dimmed).
Auto-scrolls to AI section and shows titled notification on completion.
- Investment recommendations now auto-calculate purchase and maturity
dates from a configurable start date (defaults to today) in the
"Add to Plan" modal, so scenarios build projections immediately.
- Projection engine computes per-investment and total interest earned,
ROI percentage, and total principal invested. Summary cards on the
Investment Scenario detail page display these metrics prominently.
- Replaced dropdown action menu with inline Edit/Execute/Remove
icon buttons matching the assessment scenarios pattern.
Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
When adding a multi-stage investment strategy (e.g. CD ladder) from AI
recommendations to a board planning scenario, all component investments
are now created as separate rows instead of collapsing into a single
investment. The AI prompt now instructs inclusion of a components array,
the backend loops through components to create individual scenario
investments, and the frontend passes and displays component details.
Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
- Reorder sidebar: Assessment Scenarios now directly under Budget Planning
- Simplify special assessment form: remove Total Amount, keep Per Unit only
- Replace Duration field from free-text installments to dropdown (one-time/quarterly/6mo/annual)
- Update Change column display to show total per-unit with duration label
- Fix Reserve Coverage to use planned capital project costs instead of budget expenses
- Include capital_projects table in projection engine alongside projects table
- Replace actions dropdown menu with inline Edit/Remove icon buttons
- Remove Refresh Projection button (projection auto-refreshes on changes)
Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
Use CSS drop-shadow filter on the logo img in dark mode to create a
subtle white outline that helps the transparent-background logo stand
out against the dark header and login page backgrounds.
Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
The budgetData was stored in a separate useState and updated inside
queryFn. When switching years, React Query served cached data with
isLoading=false but the local state still held the previous year's
data, causing the "no budget" empty state to flash intermittently.
Fix: Use query data directly as source of truth. Local state (editData)
is only used when actively editing. Added a small spinner indicator
when refetching in the background.
Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
- Add new logo.png (2090x512) with transparent background
- Update AppLayout and LoginPage imports from .svg to .png
- Old SVG had opaque background that clashed with dark theme
Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
- Fix compound inflation: use Math.pow(1 + rate/100, yearsGap) instead of
flat rate so multi-year gaps (e.g., 2026→2029) compound annually
- Budget Planner: add CSV import flow + Download Template button; show proper
empty state when no base budget exists with Create/Import options
- Budget Manager: remove CSV import, Download Template, and Save buttons;
redirect users to Budget Planner when no budget exists for selected year
- Fix getAvailableYears to return null latestBudgetYear when no budgets exist
and include current year in year selector for fresh tenants
Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
The accounts table uses 'name' not 'account_name'. Alias it correctly
in the getPlan JOIN query.
Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
Adds budget planning capability under Board Planning, allowing HOA boards
to model future year budgets with configurable per-year inflation rates.
Backend:
- New budget_plans + budget_plan_lines tables (migration 014)
- BudgetPlanningService: CRUD, inflation generation (per-month preservation),
status workflow (planning → approved → ratified), ratify-to-official copy
- 8 new API endpoints on board-planning controller
- Projection engine (both board-planning and reports) now falls back to
planned budgets via UNION ALL query when no official budget exists
- Extended year range from 3 to dynamic based on projection months
Frontend:
- BudgetPlanningPage with monthly grid table (mirrors BudgetsPage pattern)
- Year selector, inflation rate control, status progression buttons
- Inline editing with save, confirmation modals for status changes
- Manual edit tracking with visual indicator
- Summary cards for income/expense totals
Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
The projected interest was extrapolating from sparse YTD journal entries,
producing inaccurate results early in the year. Now uses the same
rate-based est_monthly_interest calculation (from account balances and
investment rates) for remaining months, consistent with the dashboard KPI.
Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
Dashboard Quick Stats:
- Create Capital Projects section with "Planned Capital Spend 2026"
- Fix Interest Earned YTD to pull from actual journal entries on
interest income accounts instead of unrealized investment gains
- Add Interest Earned YoY showing projected current year vs last year
actuals with percentage change badge
Monthly Actuals:
- Default to read-only view when actuals are already reconciled
- Show "Edit Actuals" button instead of "Save Actuals" for reconciled months
- Add confirmation modal warning that editing will void existing journal
entry before allowing edits
- New months without actuals open directly in edit mode
Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
The missing-data warning was checking the reserve_components table,
which users never populate. All reserve data lives in the projects
table. Now only warns when no reserve-funded projects exist.
Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
The health score funded ratio was only reading from the reserve_components
table (replacement_cost), but users enter their reserve data on the
Projects page using estimated_cost. When reserve_components is empty,
the funded ratio now falls back to reserve-funded projects for:
- Total replacement cost (estimated_cost)
- Component funding status (current_fund_balance)
- Urgent components due within 5 years (remaining_life_years)
- AI prompt component detail lines
Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
- Add missing-data warning when reserve_components table is empty so
users see "No reserve components found" on the dashboard
- Change AI prompt to show "N/A" instead of "0.0%" for funded ratio
when no components exist, preventing misleading "0% funded" reports
- Instruct AI not to report 0% funded when data is simply missing
Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
- C1: Disable Swagger UI in production (env gate)
- M1+M2: Add Helmet.js for security headers (CSP, X-Frame-Options,
X-Content-Type-Options, Referrer-Policy) and remove X-Powered-By
- H2: Add @nestjs/throttler rate limiting (5 req/min on login/register)
- M4: Remove orgSchema from JWT payload and client-side storage;
tenant middleware now resolves schema from orgId via cached DB lookup
- L1: Fix Chatwoot user identification (read from auth store on ready)
- Remove schemaName from frontend Organization type and UI displays
Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
- C1: Disable Swagger UI in production (env gate)
- M1+M2: Add Helmet.js for security headers (CSP, X-Frame-Options,
X-Content-Type-Options, Referrer-Policy) and remove X-Powered-By
- H2: Add @nestjs/throttler rate limiting (5 req/min on login/register)
- M4: Remove orgSchema from JWT payload and client-side storage;
tenant middleware now resolves schema from orgId via cached DB lookup
- L1: Fix Chatwoot user identification (read from auth store on ready)
- Remove schemaName from frontend Organization type and UI displays
Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
Fix malformed Chatwoot chat widget script that caused Vite's parse5
HTML parser to throw "eof-in-element-that-can-contain-only-text".
Also fix broken URL (https// -> https://) for the chat widget.
Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
Fix budget save 500 error caused by three data mismatches between
frontend and backend: wrapped payload ({lines:[...]}) vs expected
raw array, snake_case vs camelCase field names (account_id vs
accountId), and dec_amt vs dec for December values.
Add read-only budget view as default for existing budgets with an
"Edit Budget" button to enter edit mode, and Cancel to discard
changes - reducing accidental edits.
Bump version to 2026.03.10 across all packages and settings.
Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
When an existing user was added to a new organization via the member
management UI, the password entered in the form was silently ignored.
This caused the user to be unable to log in with the password they
were given, since the hash in the database was from their original
account creation for a different org.
Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
The previous aggregation used simple SUM(debit)/SUM(credit) which
always produced equal values for balanced entries. This was misleading
for entries with income/expense lines (e.g., monthly actuals).
Now, when an entry has income/expense lines, the totals reflect only
P&L account activity (expenses as debits, income as credits), excluding
the cash offset. For balance-sheet-only entries (opening balances,
adjustments), the full entry totals are shown.
Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
