JoeBot/HOA_Financial_Platform
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3 Commits

Author SHA1 Message Date
olsch01
a996208cb8 feat: add annual billing, free trial, upgrade/downgrade, and ACH invoice support 
- Add monthly/annual billing toggle with 25% annual discount on pricing page
- Implement 14-day no-card free trial (server-side Stripe subscription creation)
- Enable upgrade/downgrade via Stripe Customer Portal
- Add admin-initiated ACH/invoice billing for enterprise customers
- Add billing card to Settings page with plan info and Manage Billing button
- Handle past_due status with read-only grace period access
- Add trial ending and trial expired email templates
- Add DB migration for billing_interval and collection_method columns
- Update ONBOARDING-AND-AUTH.md documentation

Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
 2026-03-18 08:04:51 -04:00
olsch01
aacec1cce3 feat: integrate Resend for transactional email delivery 
Replace the stubbed email service with Resend API integration.
Emails are sent with branded HTML templates including activation,
welcome, payment failed, member invite, and password reset flows.

- Install resend@6.9.4 in backend
- Rewrite EmailService with Resend SDK + graceful fallback to
  stub mode when API key is not configured
- Add branded HTML email template with CTA buttons, preheader
  text, and fallback URL for all email types
- Add reply-to support (sales@hoaledgeriq.com in production)
- Track send status (sent/failed) in shared.email_log metadata
- Add RESEND_API_KEY, RESEND_FROM_ADDRESS, RESEND_REPLY_TO env
  vars to both docker-compose.yml and docker-compose.prod.yml
- Add sendPasswordResetEmail() method for future use

Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
 2026-03-17 18:29:20 -04:00
olsch01
dfcd172ef3 feat: SaaS onboarding, Stripe billing, MFA, SSO, passkeys, refresh tokens 
Complete SaaS self-service onboarding sprint:

- Stripe-powered signup flow: pricing page → checkout → provisioning → activation
- Refresh token infrastructure: 1h access tokens + 30-day httpOnly cookie refresh
- TOTP MFA with QR setup, recovery codes, and login challenge flow
- Google + Azure AD SSO (conditional on env vars) with account linking
- WebAuthn passkey registration and passwordless login
- Guided onboarding checklist with server-side progress tracking
- Stubbed email service (console + DB logging, ready for real provider)
- Settings page with tabbed security settings (MFA, passkeys, linked accounts)
- Login page enhanced with MFA verification, SSO buttons, passkey login
- Database migration 015 with all new tables and columns
- Version bump to 2026.03.17

Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
 2026-03-16 21:12:35 -04:00