Merge pull request 'claude/SSOMFASTRIPE' (#5) from claude/reverent-moore into main

Reviewed-on: #5

ONBOARDING-AND-AUTH.md

@@ -1,576 +0,0 @@
-# HOA LedgerIQ -- Payment, Onboarding & Authentication Guide
-
-> **Version:** 2026.03.17
-> **Last updated:** March 17, 2026
-> **Migration:** `db/migrations/015-saas-onboarding-auth.sql`
-
----
-
-## Table of Contents
-
-1. [High-Level Flow](#1-high-level-flow)
-2. [Stripe Billing & Checkout](#2-stripe-billing--checkout)
-3. [Provisioning Pipeline](#3-provisioning-pipeline)
-4. [Account Activation (Magic Link)](#4-account-activation-magic-link)
-5. [Guided Onboarding Checklist](#5-guided-onboarding-checklist)
-6. [Authentication & Sessions](#6-authentication--sessions)
-7. [Multi-Factor Authentication (TOTP)](#7-multi-factor-authentication-totp)
-8. [Single Sign-On (SSO)](#8-single-sign-on-sso)
-9. [Passkeys (WebAuthn)](#9-passkeys-webauthn)
-10. [Environment Variables Reference](#10-environment-variables-reference)
-11. [Manual Intervention & Ops Tasks](#11-manual-intervention--ops-tasks)
-12. [What's Stubbed vs. Production-Ready](#12-whats-stubbed-vs-production-ready)
-13. [API Endpoint Reference](#13-api-endpoint-reference)
-
----
-
-## 1. High-Level Flow
-
-```
-Visitor hits /pricing
-        |
-        v
-Selects a plan (Starter $29 / Professional $79 / Enterprise $199)
-        |
-        v
-POST /api/billing/create-checkout-session
-        |
-        v
-Redirect to Stripe Checkout (hosted by Stripe)
-        |
-        v
-Stripe fires `checkout.session.completed` webhook
-        |
-        v
-Backend provisions: org -> schema -> user -> invite token -> "email"
-        |
-        v
-Frontend polls GET /api/billing/status?session_id=xxx
-        |  (OnboardingPendingPage polls every 3s)
-        v
-Status returns "active" -> user is redirected to /login
-        |
-        v
-User clicks activation link from "email" (logged to console + DB)
-        |
-        v
-GET /activate?token=xxx -> validates token
-POST /activate -> sets password + name, issues session
-        |
-        v
-Redirect to /onboarding (4-step guided wizard)
-        |
-        v
-Dashboard
-```
-
----
-
-## 2. Stripe Billing & Checkout
-
-### Plans
-
-| Plan ID        | Name         | Price   | Unit Limit |
-|---------------|--------------|---------|------------|
-| `starter`      | Starter      | $29/mo  | 50 units   |
-| `professional` | Professional | $79/mo  | 200 units  |
-| `enterprise`   | Enterprise   | $199/mo | Unlimited  |
-
-### Checkout Flow
-
-1. **Frontend** (`PricingPage.tsx`): User enters email + business name, selects a plan.
-2. **API call**: `POST /api/billing/create-checkout-session`
-   - Body: `{ planId, email?, businessName? }`
-   - Returns: `{ url }` (Stripe hosted checkout URL)
-   - No auth required.
-3. **Redirect**: Frontend does `window.location.href = url` to send user to Stripe.
-4. **On success**: Stripe redirects to `/onboarding/pending?session_id={CHECKOUT_SESSION_ID}`.
-5. **On cancel**: Stripe redirects back to `/pricing`.
-
-### Webhook Events Handled
-
-The webhook endpoint is `POST /api/webhooks/stripe`.
-
-| Event | Action |
-|-------|--------|
-| `checkout.session.completed` | Triggers full provisioning pipeline |
-| `invoice.payment_succeeded` | Sets org status to `active` (handles reactivation after failed payment) |
-| `invoice.payment_failed` | Sends payment-failed "email" (stubbed) |
-| `customer.subscription.deleted` | Sets org status to `archived` |
-
-All webhook events are deduplicated via the `shared.stripe_events` table (idempotency by Stripe event ID).
-
-### Stripe Customer Portal
-
-`POST /api/billing/portal` (auth required) -- creates a Stripe Customer Portal session for managing subscription/payment methods. **Note: currently throws "not implemented" -- needs org-context customer ID lookup.**
-
----
-
-## 3. Provisioning Pipeline
-
-When `checkout.session.completed` fires, the backend runs **inline provisioning** (no background queue):
-
-1. **Create organization** in `shared.organizations` with:
-   - `name` = business name from checkout metadata
-   - `schema_name` = `tenant_{random_12_chars}`
-   - `status` = `active`
-   - `plan_level` = selected plan
-   - `stripe_customer_id` + `stripe_subscription_id`
-   - Uses `ON CONFLICT (stripe_customer_id)` for idempotency
-
-2. **Create tenant schema** via `TenantSchemaService.createTenantSchema()`:
-   - Runs the full tenant DDL (accounts, journal entries, etc.)
-   - Skips if schema already exists
-
-3. **Create or find user** in `shared.users` by email:
-   - New users are created with `is_email_verified = false` and no password
-   - Existing users are reused (linked to new org)
-
-4. **Create membership** in `shared.user_organizations`:
-   - Role: `president`
-   - Idempotent via `ON CONFLICT DO NOTHING`
-
-5. **Generate invite token** (JWT signed with `INVITE_TOKEN_SECRET`, 72-hour expiry):
-   - SHA-256 hash stored in `shared.invite_tokens`
-   - Raw token used in activation URL
-
-6. **Send activation "email"** (stubbed -- see section 12):
-   - Logged to console and `shared.email_log` table
-   - Contains activation URL: `{APP_URL}/activate?token={jwt}`
-
-7. **Initialize onboarding** progress row in `shared.onboarding_progress`
-
-### Provisioning Status Polling
-
-`GET /api/billing/status?session_id=xxx` (no auth required)
-
-Returns: `{ status }` where status is one of:
-- `not_configured` -- Stripe not set up
-- `pending` -- no customer ID yet
-- `provisioning` -- org exists but not active yet
-- `active` -- ready to go
-
-The `OnboardingPendingPage` polls this every 3 seconds and redirects to `/login` once active.
-
----
-
-## 4. Account Activation (Magic Link)
-
-### Validate Token
-
-`GET /api/auth/activate?token=xxx` (no auth required)
-
-- Verifies JWT signature (using `INVITE_TOKEN_SECRET`)
-- Checks `shared.invite_tokens` for existence, expiration, and prior use
-- Returns: `{ valid, email, orgName, orgId, userId }`
-
-### Activate Account
-
-`POST /api/auth/activate` (no auth required)
-
-- Body: `{ token, password, fullName }`
-- Password must be >= 8 characters
-- Sets `password_hash`, `first_name`, `last_name`, `is_email_verified = true`
-- Marks invite token as used (`used_at = NOW()`)
-- Issues full session (access token + refresh token cookie)
-- Frontend redirects to `/onboarding`
-
-### Frontend (ActivatePage.tsx)
-
-- Validates token on mount
-- Shows password setup form with strength indicator (color-coded bar)
-- On success: stores auth in Zustand and navigates to `/onboarding`
-
----
-
-## 5. Guided Onboarding Checklist
-
-### Required Steps
-
-| Step Key         | UI Label       | Description |
-|-----------------|----------------|-------------|
-| `profile`        | Profile        | Set up user profile |
-| `workspace`      | Workspace      | Configure organization settings |
-| `invite_member`  | Invite Member  | Invite at least one team member |
-| `first_workflow` | First Account  | Create the first chart-of-accounts entry |
-
-### API
-
-- `GET /api/onboarding/progress` (auth required): Returns `{ completedSteps[], completedAt, requiredSteps[] }`
-- `PATCH /api/onboarding/progress` (auth required): Body `{ step }` -- marks a step complete
-
-Steps are stored as a PostgreSQL text array. When all 4 required steps are complete, `completed_at` is set. Users can skip onboarding via a "Finish Later" button (navigates to dashboard).
-
-### Frontend (OnboardingPage.tsx)
-
-- Mantine Stepper with 4 steps
-- Each step calls `PATCH /onboarding/progress` on completion
-- Celebration screen shown when all steps are done
-
----
-
-## 6. Authentication & Sessions
-
-### Token Architecture
-
-| Token | Type | Lifetime | Storage |
-|-------|------|----------|---------|
-| Access token | JWT | 1 hour | Frontend Zustand store (memory/localStorage) |
-| Refresh token | Opaque (base64url, 64 bytes) | 30 days | httpOnly cookie (`ledgeriq_rt`) |
-| MFA challenge | JWT | 5 minutes | Frontend state (in-memory only) |
-| Invite/activation | JWT | 72 hours | URL query parameter |
-
-### Refresh Token Flow
-
-1. Access token expires (401 from any API call)
-2. Axios interceptor catches 401, calls `POST /api/auth/refresh`
-3. Refresh token is sent automatically via httpOnly cookie
-4. Server validates token hash in `shared.refresh_tokens` table
-5. New access token issued (refresh token is NOT rotated)
-6. Original failed request is replayed with new token
-7. Concurrent requests are queued during refresh (no thundering herd)
-
-### Cookie Configuration
-
-- Name: `ledgeriq_rt`
-- Path: `/api/auth`
-- httpOnly: `true`
-- Secure: `true` in production, `false` in dev
-- SameSite: `strict`
-- Max-Age: 30 days
-
-### Session Endpoints
-
-| Method | Path | Auth | Description |
-|--------|------|------|-------------|
-| `POST` | `/api/auth/login` | No | Email + password login |
-| `POST` | `/api/auth/register` | No | Create account |
-| `POST` | `/api/auth/refresh` | Cookie | Refresh access token |
-| `POST` | `/api/auth/logout` | Cookie | Revoke current refresh token |
-| `POST` | `/api/auth/logout-everywhere` | JWT | Revoke all user sessions |
-| `POST` | `/api/auth/switch-org` | JWT | Switch org context (new tokens) |
-
----
-
-## 7. Multi-Factor Authentication (TOTP)
-
-### Setup Flow
-
-1. User goes to Settings > Security > Two-Factor Auth tab
-2. `POST /api/auth/mfa/setup` -- returns `{ qrCodeDataUrl, secret, uri }`
-3. User scans QR code in authenticator app (Google Authenticator, Authy, etc.)
-4. User enters 6-digit code to confirm
-5. `POST /api/auth/mfa/enable` with `{ token }` -- returns `{ recoveryCodes[] }`
-6. **User must save their 10 recovery codes** (displayed once, bcrypt-hashed in DB)
-
-### Login with MFA
-
-1. `POST /api/auth/login` returns `{ mfaRequired: true, mfaToken }` instead of session
-2. Frontend shows 6-digit PIN input (or recovery code input)
-3. `POST /api/auth/mfa/verify` with `{ mfaToken, token, useRecovery? }`
-4. On success: full session issued (access token + refresh cookie)
-
-### Recovery Codes
-
-- 10 codes generated on MFA enable
-- Each code is single-use (removed from array after verification)
-- Codes are bcrypt-hashed in `shared.users.recovery_codes` (JSON array)
-
-### MFA Endpoints
-
-| Method | Path | Auth | Description |
-|--------|------|------|-------------|
-| `POST` | `/api/auth/mfa/setup` | JWT | Generate QR + secret |
-| `POST` | `/api/auth/mfa/enable` | JWT | Verify code and enable MFA |
-| `POST` | `/api/auth/mfa/verify` | No (uses mfaToken) | Verify during login |
-| `POST` | `/api/auth/mfa/disable` | JWT | Disable MFA (requires password) |
-| `GET`  | `/api/auth/mfa/status` | JWT | Check if MFA is enabled |
-
-### Tech Stack
-
-- Library: `otplib` v4 (`generateSecret`, `generateURI`, `verifySync`)
-- QR codes: `qrcode` package (data URL output)
-- Recovery codes: `crypto.randomBytes` + `bcryptjs`
-
----
-
-## 8. Single Sign-On (SSO)
-
-### Supported Providers
-
-| Provider | Library | Env Vars Required |
-|----------|---------|-------------------|
-| Google | `passport-google-oauth20` | `GOOGLE_CLIENT_ID`, `GOOGLE_CLIENT_SECRET`, `GOOGLE_CALLBACK_URL` |
-| Microsoft/Azure AD | `passport-azure-ad` | `AZURE_CLIENT_ID`, `AZURE_CLIENT_SECRET`, `AZURE_TENANT_ID`, `AZURE_CALLBACK_URL` |
-
-SSO providers are **conditionally loaded** -- they only appear on the login page if their env vars are configured. The `GET /api/auth/sso/providers` endpoint returns `{ google: boolean, azure: boolean }`.
-
-### SSO Login Flow
-
-1. Frontend redirects to `/api/auth/google` or `/api/auth/azure`
-2. Passport handles OAuth redirect to provider
-3. Provider redirects back to `/api/auth/{provider}/callback`
-4. Backend creates or links user via `SsoService.findOrCreateSsoUser()`
-5. Session tokens issued, redirect to `/sso-callback?token={accessToken}`
-
-### Account Linking
-
-- SSO fields stored on `shared.users`: `sso_provider`, `sso_id`
-- If email matches existing user, SSO is auto-linked on first login
-- Users can unlink: `DELETE /api/auth/sso/unlink/:provider`
-
-### SSO Endpoints
-
-| Method | Path | Auth | Description |
-|--------|------|------|-------------|
-| `GET` | `/api/auth/sso/providers` | No | List configured providers |
-| `GET` | `/api/auth/google/callback` | No (OAuth) | Google callback |
-| `GET` | `/api/auth/azure/callback` | No (OAuth) | Azure callback |
-| `DELETE` | `/api/auth/sso/unlink/:provider` | JWT | Unlink SSO provider |
-
----
-
-## 9. Passkeys (WebAuthn)
-
-### Registration Flow (authenticated user)
-
-1. `POST /api/auth/passkeys/register-options` -- returns WebAuthn creation options
-2. Browser `navigator.credentials.create()` via `@simplewebauthn/browser`
-3. `POST /api/auth/passkeys/register` with `{ response, deviceName? }`
-4. Credential stored in `shared.user_passkeys`
-
-### Login Flow (unauthenticated)
-
-1. `POST /api/auth/passkeys/login-options` with `{ email? }` -- returns assertion options
-2. Browser `navigator.credentials.get()` via `@simplewebauthn/browser`
-3. `POST /api/auth/passkeys/login` with `{ response, challenge }`
-4. Full session issued on success
-
-### Passkey Endpoints
-
-| Method | Path | Auth | Description |
-|--------|------|------|-------------|
-| `POST` | `/api/auth/passkeys/register-options` | JWT | Get registration options |
-| `POST` | `/api/auth/passkeys/register` | JWT | Complete registration |
-| `POST` | `/api/auth/passkeys/login-options` | No | Get authentication options |
-| `POST` | `/api/auth/passkeys/login` | No | Authenticate with passkey |
-| `GET`  | `/api/auth/passkeys` | JWT | List registered passkeys |
-| `DELETE` | `/api/auth/passkeys/:id` | JWT | Remove a passkey |
-
-### Configuration
-
-- `WEBAUTHN_RP_ID` -- Relying party ID (e.g., `localhost` for dev, `yourdomain.com` for prod)
-- `WEBAUTHN_RP_ORIGIN` -- Expected origin (e.g., `http://localhost` or `https://yourdomain.com`)
-- Passkey removal is blocked if the user has no password and no other passkeys (prevents lockout)
-
----
-
-## 10. Environment Variables Reference
-
-### Stripe (Required for billing)
-
-| Variable | Example | Description |
-|----------|---------|-------------|
-| `STRIPE_SECRET_KEY` | `sk_test_...` | Stripe secret key. Must NOT contain "placeholder" to activate. |
-| `STRIPE_WEBHOOK_SECRET` | `whsec_...` | Webhook endpoint signing secret |
-| `STRIPE_STARTER_PRICE_ID` | `price_...` | Stripe Price ID for Starter plan |
-| `STRIPE_PROFESSIONAL_PRICE_ID` | `price_...` | Stripe Price ID for Professional plan |
-| `STRIPE_ENTERPRISE_PRICE_ID` | `price_...` | Stripe Price ID for Enterprise plan |
-
-### SSO (Optional -- features hidden when not set)
-
-| Variable | Example | Description |
-|----------|---------|-------------|
-| `GOOGLE_CLIENT_ID` | `xxx.apps.googleusercontent.com` | Google OAuth client ID |
-| `GOOGLE_CLIENT_SECRET` | `GOCSPX-...` | Google OAuth client secret |
-| `GOOGLE_CALLBACK_URL` | `http://localhost/api/auth/google/callback` | OAuth redirect URI |
-| `AZURE_CLIENT_ID` | `uuid` | Azure AD application (client) ID |
-| `AZURE_CLIENT_SECRET` | `...` | Azure AD client secret |
-| `AZURE_TENANT_ID` | `uuid` | Azure AD tenant (directory) ID |
-| `AZURE_CALLBACK_URL` | `http://localhost/api/auth/azure/callback` | OAuth redirect URI |
-
-### WebAuthn / Passkeys
-
-| Variable | Default | Description |
-|----------|---------|-------------|
-| `WEBAUTHN_RP_ID` | `localhost` | Relying party identifier (your domain) |
-| `WEBAUTHN_RP_ORIGIN` | `http://localhost` | Expected browser origin |
-
-### Other
-
-| Variable | Default | Description |
-|----------|---------|-------------|
-| `INVITE_TOKEN_SECRET` | `dev-invite-secret` | Secret for signing invite/activation JWTs. **Change in production.** |
-| `APP_URL` | `http://localhost` | Base URL for generated links (activation emails, Stripe redirects) |
-
----
-
-## 11. Manual Intervention & Ops Tasks
-
-### Before Going Live
-
-1. **Set up Stripe products and prices** in the Stripe Dashboard:
-   - Create 3 products (Starter, Professional, Enterprise)
-   - Create monthly recurring prices for each
-   - Copy the Price IDs into `STRIPE_STARTER_PRICE_ID`, etc.
-
-2. **Configure the Stripe webhook** in the Stripe Dashboard:
-   - Endpoint URL: `https://yourdomain.com/api/webhooks/stripe`
-   - Events to subscribe: `checkout.session.completed`, `invoice.payment_succeeded`, `invoice.payment_failed`, `customer.subscription.deleted`
-   - Copy the webhook signing secret to `STRIPE_WEBHOOK_SECRET`
-
-3. **Replace the email stub** with a real provider:
-   - `backend/src/modules/email/email.service.ts` currently logs to console + DB
-   - Swap in Resend, SendGrid, SES, or your preferred provider
-   - The four email methods to implement: `sendActivationEmail`, `sendWelcomeEmail`, `sendPaymentFailedEmail`, `sendInviteMemberEmail`
-
-4. **Set production secrets**:
-   - `INVITE_TOKEN_SECRET` -- use a strong random string (not `dev-invite-secret`)
-   - `JWT_SECRET` -- already required, verify it's strong
-   - `WEBAUTHN_RP_ID` and `WEBAUTHN_RP_ORIGIN` -- set to your production domain
-
-5. **Configure SSO providers** (if desired):
-   - Register apps in Google Cloud Console and/or Azure AD
-   - Set the callback URLs to your production domain
-   - Add client IDs and secrets to env vars
-
-6. **Set up the Stripe Customer Portal** in Stripe Dashboard:
-   - Configure allowed actions (cancel, upgrade/downgrade, payment method updates)
-   - The `/api/billing/portal` endpoint needs the org-context customer ID lookup completed
-
-### Ongoing Ops
-
-7. **Refresh token cleanup**: The `RefreshTokenService.cleanupExpired()` method deletes tokens that have been expired or revoked for 7+ days. **This is not currently called on a schedule.** Options:
-   - Add a cron job / scheduled task that calls it periodically
-   - Or add a NestJS `@Cron()` decorator (requires `@nestjs/schedule`)
-
-8. **Monitor `shared.email_log`**: While email is stubbed, activation URLs are only visible in:
-   - Backend console logs (look for lines starting with `EMAIL STUB`)
-   - The `shared.email_log` table (query: `SELECT * FROM shared.email_log ORDER BY sent_at DESC`)
-
-9. **Finding activation URLs manually** (dev/testing):
-   ```sql
-   SELECT to_email, metadata->>'activationUrl' AS url, sent_at
-   FROM shared.email_log
-   WHERE template = 'activation'
-   ORDER BY sent_at DESC
-   LIMIT 10;
-   ```
-
-10. **Resend an activation email**: `POST /api/auth/resend-activation` with `{ email }` is stubbed (always returns success). To manually generate a new token:
-    ```sql
-    -- Find the user and org
-    SELECT u.id AS user_id, uo.organization_id
-    FROM shared.users u
-    JOIN shared.user_organizations uo ON uo.user_id = u.id
-    WHERE u.email = 'user@example.com';
-    ```
-    Then call `authService.generateInviteToken(userId, orgId, email)` or trigger a fresh checkout.
-
-11. **Deprovisioning / cancellation**: When a Stripe subscription is deleted, the org is set to `archived`. Archived orgs:
-    - Block login (users see "Your organization has been suspended")
-    - Block API access (403 on org-scoped endpoints)
-    - Data is preserved (schema is NOT deleted)
-    - To restore: update `status` back to `active` in `shared.organizations`
-
----
-
-## 12. What's Stubbed vs. Production-Ready
-
-| Component | Status | Notes |
-|-----------|--------|-------|
-| Stripe Checkout | **Ready** (test mode) | Switch to live keys for production |
-| Stripe Webhooks | **Ready** | Signature verification, idempotency, event dispatch all implemented |
-| Stripe Customer Portal | **Stubbed** | Endpoint exists but needs org-context customer ID lookup |
-| Provisioning (org + schema + user) | **Ready** | Inline (synchronous). Consider BullMQ queue for production scale. |
-| Email service | **Stubbed** | Logs to console + `shared.email_log`. Replace with real SMTP/API provider. |
-| Activation (magic link) | **Ready** | Works end-to-end (token generation, validation, password set, session issue) |
-| Onboarding checklist | **Ready** | Server-side progress tracking, step completion, UI wizard |
-| Refresh tokens | **Ready** | Creation, validation, revocation, cleanup method (needs scheduling) |
-| TOTP MFA | **Ready** | Setup, enable, verify, recovery codes, disable |
-| SSO (Google) | **Ready** (needs keys) | Conditional loading, user creation/linking |
-| SSO (Azure AD) | **Ready** (needs keys) | Uses deprecated `passport-azure-ad` (works, consider `@azure/msal-node`) |
-| Passkeys (WebAuthn) | **Ready** | Registration, authentication, removal with lockout protection |
-| Resend activation | **Stubbed** | Always returns success, no actual email sent |
-
----
-
-## 13. API Endpoint Reference
-
-### Billing (no auth unless noted)
-
-| Method | Path | Auth | Description |
-|--------|------|------|-------------|
-| `POST` | `/api/billing/create-checkout-session` | No | Create Stripe Checkout, returns `{ url }` |
-| `POST` | `/api/webhooks/stripe` | Stripe sig | Webhook receiver |
-| `GET`  | `/api/billing/status?session_id=` | No | Poll provisioning status |
-| `POST` | `/api/billing/portal` | JWT | Stripe Customer Portal (stubbed) |
-
-### Auth
-
-| Method | Path | Auth | Description |
-|--------|------|------|-------------|
-| `POST` | `/api/auth/register` | No | Register new user |
-| `POST` | `/api/auth/login` | No | Login (may return MFA challenge) |
-| `POST` | `/api/auth/refresh` | Cookie | Refresh access token |
-| `POST` | `/api/auth/logout` | Cookie | Logout current session |
-| `POST` | `/api/auth/logout-everywhere` | JWT | Revoke all sessions |
-| `GET`  | `/api/auth/activate?token=` | No | Validate activation token |
-| `POST` | `/api/auth/activate` | No | Set password + activate |
-| `POST` | `/api/auth/resend-activation` | No | Resend activation (stubbed) |
-| `GET`  | `/api/auth/profile` | JWT | Get user profile |
-| `POST` | `/api/auth/switch-org` | JWT | Switch organization |
-
-### MFA
-
-| Method | Path | Auth | Description |
-|--------|------|------|-------------|
-| `POST` | `/api/auth/mfa/setup` | JWT | Generate QR code + secret |
-| `POST` | `/api/auth/mfa/enable` | JWT | Enable MFA with TOTP code |
-| `POST` | `/api/auth/mfa/verify` | mfaToken | Verify during login |
-| `POST` | `/api/auth/mfa/disable` | JWT | Disable (requires password) |
-| `GET`  | `/api/auth/mfa/status` | JWT | Check MFA status |
-
-### SSO
-
-| Method | Path | Auth | Description |
-|--------|------|------|-------------|
-| `GET`  | `/api/auth/sso/providers` | No | List available providers |
-| `GET`  | `/api/auth/google/callback` | OAuth | Google callback handler |
-| `GET`  | `/api/auth/azure/callback` | OAuth | Azure callback handler |
-| `DELETE` | `/api/auth/sso/unlink/:provider` | JWT | Unlink SSO account |
-
-### Passkeys
-
-| Method | Path | Auth | Description |
-|--------|------|------|-------------|
-| `POST` | `/api/auth/passkeys/register-options` | JWT | Get registration options |
-| `POST` | `/api/auth/passkeys/register` | JWT | Complete registration |
-| `POST` | `/api/auth/passkeys/login-options` | No | Get authentication options |
-| `POST` | `/api/auth/passkeys/login` | No | Authenticate with passkey |
-| `GET`  | `/api/auth/passkeys` | JWT | List user's passkeys |
-| `DELETE` | `/api/auth/passkeys/:id` | JWT | Remove a passkey |
-
-### Onboarding
-
-| Method | Path | Auth | Description |
-|--------|------|------|-------------|
-| `GET`  | `/api/onboarding/progress` | JWT | Get onboarding progress |
-| `PATCH` | `/api/onboarding/progress` | JWT | Mark step complete |
-
----
-
-## Database Tables Added (Migration 015)
-
-| Table | Purpose |
-|-------|---------|
-| `shared.refresh_tokens` | Stores SHA-256 hashed refresh tokens with expiry/revocation |
-| `shared.stripe_events` | Idempotency ledger for Stripe webhook events |
-| `shared.invite_tokens` | Tracks activation/invite magic links |
-| `shared.onboarding_progress` | Per-org onboarding step completion |
-| `shared.user_passkeys` | WebAuthn credential storage |
-| `shared.email_log` | Stubbed email audit trail |
-
-Columns added to existing tables:
-- `shared.organizations`: `stripe_customer_id`, `stripe_subscription_id`, `trial_ends_at`
-- `shared.users`: `totp_verified_at`, `recovery_codes`, `webauthn_challenge`

backend/package-lock.json

@@ -1,12 +1,12 @@
 {
   "name": "hoa-ledgeriq-backend",
-  "version": "2026.3.17",
+  "version": "2026.3.11",
   "lockfileVersion": 3,
   "requires": true,
   "packages": {
     "": {
       "name": "hoa-ledgeriq-backend",
-      "version": "2026.3.17",
+      "version": "2026.3.11",
       "dependencies": {
         "@nestjs/common": "^10.4.15",
         "@nestjs/config": "^3.3.0",
@@ -36,7 +36,6 @@
         "pg": "^8.13.1",
         "qrcode": "^1.5.4",
         "reflect-metadata": "^0.2.2",
-        "resend": "^6.9.4",
         "rxjs": "^7.8.1",
         "stripe": "^20.4.1",
         "typeorm": "^0.3.20",
@@ -2792,12 +2791,6 @@
       "integrity": "sha512-Uy0+khmZqUrUGm5dmMqVlnvufZRSK0FbYzVgp0UMstm+F5+W2/jnEEQyc9vo1ZR/E5ZI/B1WjjoTqBqwJL6Krw==",
       "license": "MIT"
     },
-    "node_modules/@stablelib/base64": {
-      "version": "1.0.1",
-      "resolved": "https://registry.npmjs.org/@stablelib/base64/-/base64-1.0.1.tgz",
-      "integrity": "sha512-1bnPQqSxSuc3Ii6MhBysoWCg58j97aUjuCSZrGSmDxNqtytIi0k8utUenAwTZN4V5mXXYGsVUI9zeBqy+jBOSQ==",
-      "license": "MIT"
-    },
     "node_modules/@tokenizer/inflate": {
       "version": "0.2.7",
       "resolved": "https://registry.npmjs.org/@tokenizer/inflate/-/inflate-0.2.7.tgz",
@@ -5364,12 +5357,6 @@
       "integrity": "sha512-W+KJc2dmILlPplD/H4K9l9LcAHAfPtP6BY84uVLXQ6Evcz9Lcg33Y2z1IVblT6xdY54PXYVHEv+0Wpq8Io6zkA==",
       "license": "MIT"
     },
-    "node_modules/fast-sha256": {
-      "version": "1.3.0",
-      "resolved": "https://registry.npmjs.org/fast-sha256/-/fast-sha256-1.3.0.tgz",
-      "integrity": "sha512-n11RGP/lrWEFI/bWdygLxhI+pVeo1ZYIVwvvPkW7azl/rOy+F3HYRZ2K5zeE9mmkhQppyv9sQFx0JM9UabnpPQ==",
-      "license": "Unlicense"
-    },
     "node_modules/fb-watchman": {
       "version": "2.0.2",
       "resolved": "https://registry.npmjs.org/fb-watchman/-/fb-watchman-2.0.2.tgz",
@@ -8736,12 +8723,6 @@
         "node": ">= 0.4"
       }
     },
-    "node_modules/postal-mime": {
-      "version": "2.7.3",
-      "resolved": "https://registry.npmjs.org/postal-mime/-/postal-mime-2.7.3.tgz",
-      "integrity": "sha512-MjhXadAJaWgYzevi46+3kLak8y6gbg0ku14O1gO/LNOuay8dO+1PtcSGvAdgDR0DoIsSaiIA8y/Ddw6MnrO0Tw==",
-      "license": "MIT-0"
-    },
     "node_modules/postgres-array": {
       "version": "2.0.0",
       "resolved": "https://registry.npmjs.org/postgres-array/-/postgres-array-2.0.0.tgz",
@@ -9226,27 +9207,6 @@
       "integrity": "sha512-NKN5kMDylKuldxYLSUfrbo5Tuzh4hd+2E8NPPX02mZtn1VuREQToYe/ZdlJy+J3uCpfaiGF05e7B8W0iXbQHmg==",
       "license": "ISC"
     },
-    "node_modules/resend": {
-      "version": "6.9.4",
-      "resolved": "https://registry.npmjs.org/resend/-/resend-6.9.4.tgz",
-      "integrity": "sha512-/M3dsJzu5OgozqVsA4Psd/1L7EdePgOIIxClas453GOQYFG3VHc2ZyCHZFlvqsc9aZCCd2BJRRqZgWC8D9c7/g==",
-      "license": "MIT",
-      "dependencies": {
-        "postal-mime": "2.7.3",
-        "svix": "1.86.0"
-      },
-      "engines": {
-        "node": ">=20"
-      },
-      "peerDependencies": {
-        "@react-email/render": "*"
-      },
-      "peerDependenciesMeta": {
-        "@react-email/render": {
-          "optional": true
-        }
-      }
-    },
     "node_modules/resolve": {
       "version": "1.22.11",
       "resolved": "https://registry.npmjs.org/resolve/-/resolve-1.22.11.tgz",
@@ -9819,16 +9779,6 @@
       "integrity": "sha512-qoRRSyROncaz1z0mvYqIE4lCd9p2R90i6GxW3uZv5ucSu8tU7B5HXUP1gG8pVZsYNVaXjk8ClXHPttLyxAL48A==",
       "license": "MIT"
     },
-    "node_modules/standardwebhooks": {
-      "version": "1.0.0",
-      "resolved": "https://registry.npmjs.org/standardwebhooks/-/standardwebhooks-1.0.0.tgz",
-      "integrity": "sha512-BbHGOQK9olHPMvQNHWul6MYlrRTAOKn03rOe4A8O3CLWhNf4YHBqq2HJKKC+sfqpxiBY52pNeesD6jIiLDz8jg==",
-      "license": "MIT",
-      "dependencies": {
-        "@stablelib/base64": "^1.0.0",
-        "fast-sha256": "^1.3.0"
-      }
-    },
     "node_modules/statuses": {
       "version": "2.0.2",
       "resolved": "https://registry.npmjs.org/statuses/-/statuses-2.0.2.tgz",
@@ -10087,29 +10037,6 @@
         "url": "https://github.com/sponsors/ljharb"
       }
     },
-    "node_modules/svix": {
-      "version": "1.86.0",
-      "resolved": "https://registry.npmjs.org/svix/-/svix-1.86.0.tgz",
-      "integrity": "sha512-/HTvXwjLJe1l/MsLXAO1ddCYxElJk4eNR4DzOjDOEmGrPN/3BtBE8perGwMAaJ2sT5T172VkBYzmHcjUfM1JRQ==",
-      "license": "MIT",
-      "dependencies": {
-        "standardwebhooks": "1.0.0",
-        "uuid": "^10.0.0"
-      }
-    },
-    "node_modules/svix/node_modules/uuid": {
-      "version": "10.0.0",
-      "resolved": "https://registry.npmjs.org/uuid/-/uuid-10.0.0.tgz",
-      "integrity": "sha512-8XkAphELsDnEGrDxUOHB3RGvXz6TeuYSGEZBOjtTtPm2lwhGBjLgOzLHB63IUWfBpNucQjND6d3AOudO+H3RWQ==",
-      "funding": [
-        "https://github.com/sponsors/broofa",
-        "https://github.com/sponsors/ctavan"
-      ],
-      "license": "MIT",
-      "bin": {
-        "uuid": "dist/bin/uuid"
-      }
-    },
     "node_modules/swagger-ui-dist": {
       "version": "5.17.14",
       "resolved": "https://registry.npmjs.org/swagger-ui-dist/-/swagger-ui-dist-5.17.14.tgz",

backend/package.json

@@ -45,7 +45,6 @@
     "pg": "^8.13.1",
     "qrcode": "^1.5.4",
     "reflect-metadata": "^0.2.2",
-    "resend": "^6.9.4",
     "rxjs": "^7.8.1",
     "stripe": "^20.4.1",
     "typeorm": "^0.3.20",

backend/src/modules/email/email.service.ts

@@ -1,159 +1,50 @@
 import { Injectable, Logger } from '@nestjs/common';
-import { ConfigService } from '@nestjs/config';
 import { DataSource } from 'typeorm';
-import { Resend } from 'resend';
 
+/**
+ * Stubbed email service — logs to console and stores in shared.email_log.
+ * Replace internals with Resend/SendGrid when ready for production.
+ */
 @Injectable()
 export class EmailService {
   private readonly logger = new Logger(EmailService.name);
-  private resend: Resend | null = null;
-  private fromAddress: string;
-  private replyToAddress: string;
 
-  constructor(
+  constructor(private dataSource: DataSource) {}
-    private configService: ConfigService,
-    private dataSource: DataSource,
-  ) {
-    const apiKey = this.configService.get<string>('RESEND_API_KEY');
-    if (apiKey && !apiKey.includes('placeholder')) {
-      this.resend = new Resend(apiKey);
-      this.logger.log('Resend email service initialized');
-    } else {
-      this.logger.warn('Resend not configured — emails will be logged only (stub mode)');
-    }
-    this.fromAddress = this.configService.get<string>('RESEND_FROM_ADDRESS') || 'noreply@hoaledgeriq.com';
-    this.replyToAddress = this.configService.get<string>('RESEND_REPLY_TO') || '';
-  }
-
-  // ─── Public API ──────────────────────────────────────────────
 
   async sendActivationEmail(email: string, businessName: string, activationUrl: string): Promise<void> {
     const subject = `Activate your ${businessName} account on HOA LedgerIQ`;
-    const html = this.buildTemplate({
+    const body = [
-      preheader: 'Your HOA LedgerIQ account is ready to activate.',
+      `Welcome to HOA LedgerIQ!`,
-      heading: 'Welcome to HOA LedgerIQ!',
+      ``,
-      body: `
+      `Your organization "${businessName}" has been created.`,
-        <p>Your organization <strong>${this.esc(businessName)}</strong> has been created and is ready to go.</p>
+      `Please activate your account by clicking the link below:`,
-        <p>Click the button below to set your password and activate your account:</p>
+      ``,
-      `,
+      activationUrl,
-      ctaText: 'Activate My Account',
+      ``,
-      ctaUrl: activationUrl,
+      `This link expires in 72 hours.`,
-      footer: 'This activation link expires in 72 hours. If you did not sign up for HOA LedgerIQ, please ignore this email.',
+    ].join('\n');
-    });
 
-    await this.send(email, subject, html, 'activation', { businessName, activationUrl });
+    await this.log(email, subject, body, 'activation', { businessName, activationUrl });
   }
 
   async sendWelcomeEmail(email: string, businessName: string): Promise<void> {
-    const appUrl = this.configService.get<string>('APP_URL') || 'https://app.hoaledgeriq.com';
     const subject = `Welcome to HOA LedgerIQ — ${businessName}`;
-    const html = this.buildTemplate({
+    const body = `Your account is active. Log in at http://localhost to get started.`;
-      preheader: `${businessName} is all set up on HOA LedgerIQ.`,
+    await this.log(email, subject, body, 'welcome', { businessName });
-      heading: `You're all set!`,
-      body: `
-        <p>Your account for <strong>${this.esc(businessName)}</strong> is now active.</p>
-        <p>Log in to start managing your HOA's finances, assessments, and investments — all in one place.</p>
-      `,
-      ctaText: 'Go to Dashboard',
-      ctaUrl: `${appUrl}/dashboard`,
-      footer: 'If you have any questions, just reply to this email and we\'ll help you get started.',
-    });
-
-    await this.send(email, subject, html, 'welcome', { businessName });
   }
 
   async sendPaymentFailedEmail(email: string, businessName: string): Promise<void> {
-    const subject = `Action required: Payment failed for ${businessName}`;
+    const subject = `Payment failed for ${businessName} on HOA LedgerIQ`;
-    const html = this.buildTemplate({
+    const body = `We were unable to process your payment. Please update your payment method.`;
-      preheader: 'We were unable to process your payment.',
+    await this.log(email, subject, body, 'payment_failed', { businessName });
-      heading: 'Payment Failed',
-      body: `
-        <p>We were unable to process the latest payment for <strong>${this.esc(businessName)}</strong>.</p>
-        <p>Please update your payment method to avoid any interruption to your service.</p>
-      `,
-      ctaText: 'Update Payment Method',
-      ctaUrl: `${this.configService.get<string>('APP_URL') || 'https://app.hoaledgeriq.com'}/settings`,
-      footer: 'If you believe this is an error, please reply to this email and we\'ll look into it.',
-    });
-
-    await this.send(email, subject, html, 'payment_failed', { businessName });
   }
 
   async sendInviteMemberEmail(email: string, orgName: string, inviteUrl: string): Promise<void> {
     const subject = `You've been invited to ${orgName} on HOA LedgerIQ`;
-    const html = this.buildTemplate({
+    const body = `You've been invited to join ${orgName}. Click here to accept: ${inviteUrl}`;
-      preheader: `Join ${orgName} on HOA LedgerIQ.`,
+    await this.log(email, subject, body, 'invite_member', { orgName, inviteUrl });
-      heading: 'You\'re Invited!',
-      body: `
-        <p>You've been invited to join <strong>${this.esc(orgName)}</strong> on HOA LedgerIQ.</p>
-        <p>Click below to accept the invitation and set up your account:</p>
-      `,
-      ctaText: 'Accept Invitation',
-      ctaUrl: inviteUrl,
-      footer: 'This invitation link expires in 7 days. If you were not expecting this, please ignore this email.',
-    });
-
-    await this.send(email, subject, html, 'invite_member', { orgName, inviteUrl });
   }
 
-  async sendPasswordResetEmail(email: string, resetUrl: string): Promise<void> {
-    const subject = 'Reset your HOA LedgerIQ password';
-    const html = this.buildTemplate({
-      preheader: 'Password reset requested for your HOA LedgerIQ account.',
-      heading: 'Password Reset',
-      body: `
-        <p>We received a request to reset your password. Click the button below to choose a new one:</p>
-      `,
-      ctaText: 'Reset Password',
-      ctaUrl: resetUrl,
-      footer: 'This link expires in 1 hour. If you did not request a password reset, please ignore this email — your password will remain unchanged.',
-    });
-
-    await this.send(email, subject, html, 'password_reset', { resetUrl });
-  }
-
-  // ─── Core send logic ────────────────────────────────────────
-
-  private async send(
-    toEmail: string,
-    subject: string,
-    html: string,
-    template: string,
-    metadata: Record<string, any>,
-  ): Promise<void> {
-    // Always log to the database
-    await this.log(toEmail, subject, html, template, metadata);
-
-    if (!this.resend) {
-      this.logger.log(`📧 EMAIL STUB → ${toEmail}`);
-      this.logger.log(`   Subject: ${subject}`);
-      return;
-    }
-
-    try {
-      const result = await this.resend.emails.send({
-        from: this.fromAddress,
-        to: [toEmail],
-        replyTo: this.replyToAddress || undefined,
-        subject,
-        html,
-      });
-
-      if (result.error) {
-        this.logger.error(`Resend error for ${toEmail}: ${JSON.stringify(result.error)}`);
-        await this.updateLogStatus(toEmail, template, 'failed', result.error.message);
-      } else {
-        this.logger.log(`✅ Email sent to ${toEmail} (id: ${result.data?.id})`);
-        await this.updateLogStatus(toEmail, template, 'sent', result.data?.id);
-      }
-    } catch (err: any) {
-      this.logger.error(`Failed to send email to ${toEmail}: ${err.message}`);
-      await this.updateLogStatus(toEmail, template, 'failed', err.message);
-    }
-  }
-
-  // ─── Database logging ───────────────────────────────────────
-
   private async log(
     toEmail: string,
     subject: string,
@@ -161,6 +52,10 @@ export class EmailService {
     template: string,
     metadata: Record<string, any>,
   ): Promise<void> {
+    this.logger.log(`📧 EMAIL STUB → ${toEmail}`);
+    this.logger.log(`   Subject: ${subject}`);
+    this.logger.log(`   Body:\n${body}`);
+
     try {
       await this.dataSource.query(
         `INSERT INTO shared.email_log (to_email, subject, body, template, metadata)
@@ -171,119 +66,4 @@ export class EmailService {
       this.logger.warn(`Failed to log email: ${err}`);
     }
   }
-
-  private async updateLogStatus(toEmail: string, template: string, status: string, detail?: string): Promise<void> {
-    try {
-      await this.dataSource.query(
-        `UPDATE shared.email_log
-         SET metadata = metadata || $1::jsonb
-         WHERE to_email = $2 AND template = $3
-           AND created_at = (
-             SELECT MAX(created_at) FROM shared.email_log
-             WHERE to_email = $2 AND template = $3
-           )`,
-        [JSON.stringify({ send_status: status, send_detail: detail || '' }), toEmail, template],
-      );
-    } catch {
-      // Best effort — don't block the flow
-    }
-  }
-
-  // ─── HTML email template ────────────────────────────────────
-
-  private esc(text: string): string {
-    return text.replace(/&/g, '&amp;').replace(/</g, '&lt;').replace(/>/g, '&gt;');
-  }
-
-  private buildTemplate(opts: {
-    preheader: string;
-    heading: string;
-    body: string;
-    ctaText: string;
-    ctaUrl: string;
-    footer: string;
-  }): string {
-    return `<!DOCTYPE html>
-<html lang="en">
-<head>
-  <meta charset="UTF-8">
-  <meta name="viewport" content="width=device-width, initial-scale=1.0">
-  <title>${this.esc(opts.heading)}</title>
-  <!--[if mso]><noscript><xml><o:OfficeDocumentSettings><o:PixelsPerInch>96</o:PixelsPerInch></o:OfficeDocumentSettings></xml></noscript><![endif]-->
-</head>
-<body style="margin:0;padding:0;background-color:#f4f5f7;font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif;">
-  <!-- Preheader (hidden preview text) -->
-  <div style="display:none;max-height:0;overflow:hidden;">${this.esc(opts.preheader)}</div>
-
-  <table role="presentation" width="100%" cellpadding="0" cellspacing="0" style="background-color:#f4f5f7;padding:24px 0;">
-    <tr>
-      <td align="center">
-        <table role="presentation" width="600" cellpadding="0" cellspacing="0" style="max-width:600px;width:100%;">
-
-          <!-- Logo bar -->
-          <tr>
-            <td align="center" style="padding:24px 0 16px;">
-              <span style="font-size:22px;font-weight:700;color:#1a73e8;letter-spacing:-0.5px;">
-                HOA LedgerIQ
-              </span>
-            </td>
-          </tr>
-
-          <!-- Main card -->
-          <tr>
-            <td>
-              <table role="presentation" width="100%" cellpadding="0" cellspacing="0"
-                style="background-color:#ffffff;border-radius:8px;overflow:hidden;box-shadow:0 1px 3px rgba(0,0,0,0.08);">
-                <tr>
-                  <td style="padding:40px 32px;">
-                    <h1 style="margin:0 0 16px;font-size:24px;font-weight:700;color:#1a1a2e;">
-                      ${this.esc(opts.heading)}
-                    </h1>
-                    <div style="font-size:15px;line-height:1.6;color:#4a4a68;">
-                      ${opts.body}
-                    </div>
-
-                    <!-- CTA Button -->
-                    <table role="presentation" cellpadding="0" cellspacing="0" style="margin:28px 0 8px;">
-                      <tr>
-                        <td align="center" style="background-color:#1a73e8;border-radius:6px;">
-                          <a href="${opts.ctaUrl}"
-                            target="_blank"
-                            style="display:inline-block;padding:14px 32px;color:#ffffff;font-size:15px;font-weight:600;text-decoration:none;border-radius:6px;">
-                            ${this.esc(opts.ctaText)}
-                          </a>
-                        </td>
-                      </tr>
-                    </table>
-
-                    <!-- Fallback URL -->
-                    <p style="font-size:12px;color:#999;word-break:break-all;margin-top:16px;">
-                      If the button doesn't work, copy and paste this link into your browser:<br>
-                      <a href="${opts.ctaUrl}" style="color:#1a73e8;">${opts.ctaUrl}</a>
-                    </p>
-                  </td>
-                </tr>
-              </table>
-            </td>
-          </tr>
-
-          <!-- Footer -->
-          <tr>
-            <td style="padding:24px 32px;text-align:center;">
-              <p style="font-size:12px;color:#999;line-height:1.5;margin:0;">
-                ${this.esc(opts.footer)}
-              </p>
-              <p style="font-size:12px;color:#bbb;margin:12px 0 0;">
-                &copy; ${new Date().getFullYear()} HOA LedgerIQ &mdash; Smart Financial Management for HOAs
-              </p>
-            </td>
-          </tr>
-
-        </table>
-      </td>
-    </tr>
-  </table>
-</body>
-</html>`;
-  }
 }

docker-compose.prod.yml

@@ -40,25 +40,6 @@ services:
       - NEW_RELIC_ENABLED=${NEW_RELIC_ENABLED:-false}
       - NEW_RELIC_LICENSE_KEY=${NEW_RELIC_LICENSE_KEY:-}
       - NEW_RELIC_APP_NAME=${NEW_RELIC_APP_NAME:-HOALedgerIQ_App}
-      - STRIPE_SECRET_KEY=${STRIPE_SECRET_KEY:-}
-      - STRIPE_WEBHOOK_SECRET=${STRIPE_WEBHOOK_SECRET:-}
-      - STRIPE_STARTER_PRICE_ID=${STRIPE_STARTER_PRICE_ID:-}
-      - STRIPE_PROFESSIONAL_PRICE_ID=${STRIPE_PROFESSIONAL_PRICE_ID:-}
-      - STRIPE_ENTERPRISE_PRICE_ID=${STRIPE_ENTERPRISE_PRICE_ID:-}
-      - GOOGLE_CLIENT_ID=${GOOGLE_CLIENT_ID:-}
-      - GOOGLE_CLIENT_SECRET=${GOOGLE_CLIENT_SECRET:-}
-      - GOOGLE_CALLBACK_URL=${GOOGLE_CALLBACK_URL:-https://app.hoaledgeriq.com/api/auth/google/callback}
-      - AZURE_CLIENT_ID=${AZURE_CLIENT_ID:-}
-      - AZURE_CLIENT_SECRET=${AZURE_CLIENT_SECRET:-}
-      - AZURE_TENANT_ID=${AZURE_TENANT_ID:-}
-      - AZURE_CALLBACK_URL=${AZURE_CALLBACK_URL:-https://app.hoaledgeriq.com/api/auth/azure/callback}
-      - WEBAUTHN_RP_ID=${WEBAUTHN_RP_ID:-app.hoaledgeriq.com}
-      - WEBAUTHN_RP_ORIGIN=${WEBAUTHN_RP_ORIGIN:-https://app.hoaledgeriq.com}
-      - INVITE_TOKEN_SECRET=${INVITE_TOKEN_SECRET:-}
-      - APP_URL=${APP_URL:-https://app.hoaledgeriq.com}
-      - RESEND_API_KEY=${RESEND_API_KEY:-}
-      - RESEND_FROM_ADDRESS=${RESEND_FROM_ADDRESS:-noreply@hoaledgeriq.com}
-      - RESEND_REPLY_TO=${RESEND_REPLY_TO:-sales@hoaledgeriq.com}
     deploy:
       resources:
         limits:

docker-compose.yml

@@ -44,10 +44,6 @@ services:
       - WEBAUTHN_RP_ID=${WEBAUTHN_RP_ID:-localhost}
       - WEBAUTHN_RP_ORIGIN=${WEBAUTHN_RP_ORIGIN:-http://localhost}
       - INVITE_TOKEN_SECRET=${INVITE_TOKEN_SECRET:-dev-invite-secret}
-      - APP_URL=${APP_URL:-http://localhost}
-      - RESEND_API_KEY=${RESEND_API_KEY:-}
-      - RESEND_FROM_ADDRESS=${RESEND_FROM_ADDRESS:-noreply@hoaledgeriq.com}
-      - RESEND_REPLY_TO=${RESEND_REPLY_TO:-}
     volumes:
       - ./backend/src:/app/src
       - ./backend/nest-cli.json:/app/nest-cli.json

frontend/package-lock.json

@@ -1,12 +1,12 @@
 {
   "name": "hoa-ledgeriq-frontend",
-  "version": "2026.3.17",
+  "version": "2026.3.11",
   "lockfileVersion": 3,
   "requires": true,
   "packages": {
     "": {
       "name": "hoa-ledgeriq-frontend",
-      "version": "2026.3.17",
+      "version": "2026.3.11",
       "dependencies": {
         "@mantine/core": "^7.15.3",
         "@mantine/dates": "^7.15.3",

frontend/src/components/layout/Sidebar.tsx

@@ -17,9 +17,11 @@ import {
   IconChartAreaLine,
   IconClipboardCheck,
   IconSparkles,
+  IconHeartRateMonitor,
   IconCalculator,
   IconGitCompare,
   IconScale,
+  IconSettings,
 } from '@tabler/icons-react';
 import { useAuthStore } from '../../stores/authStore';
 
@@ -45,6 +47,14 @@ const navSections = [
       { label: 'Assessment Groups', icon: IconCategory, path: '/assessment-groups', tourId: 'nav-assessment-groups' },
     ],
   },
+  {
+    label: 'Transactions',
+    items: [
+      { label: 'Transactions', icon: IconReceipt, path: '/transactions', tourId: 'nav-transactions' },
+      { label: 'Invoices', icon: IconFileInvoice, path: '/invoices' },
+      { label: 'Payments', icon: IconCash, path: '/payments' },
+    ],
+  },
   {
     label: 'Board Planning',
     items: [
@@ -58,8 +68,12 @@ const navSections = [
       {
         label: 'Assessment Scenarios', icon: IconCalculator, path: '/board-planning/assessments',
       },
-      { label: 'Investment Planning', icon: IconSparkles, path: '/investment-planning', tourId: 'nav-investment-planning' },
+      {
-      { label: 'Investment Scenarios', icon: IconScale, path: '/board-planning/investments' },
+        label: 'Investment Planning', icon: IconSparkles, path: '/investment-planning', tourId: 'nav-investment-planning',
+        children: [
+          { label: 'Investment Scenarios', path: '/board-planning/investments' },
+        ],
+      },
       { label: 'Compare Scenarios', icon: IconGitCompare, path: '/board-planning/compare' },
     ],
   },
@@ -69,14 +83,6 @@ const navSections = [
       { label: 'Vendors', icon: IconUsers, path: '/vendors' },
     ],
   },
-  {
-    label: 'Transactions',
-    items: [
-      { label: 'Transactions', icon: IconReceipt, path: '/transactions', tourId: 'nav-transactions' },
-      { label: 'Invoices', icon: IconFileInvoice, path: '/invoices' },
-      { label: 'Payments', icon: IconCash, path: '/payments' },
-    ],
-  },
   {
     label: 'Reports',
     items: [
@@ -97,6 +103,12 @@ const navSections = [
       },
     ],
   },
+  {
+    label: 'Account',
+    items: [
+      { label: 'Settings', icon: IconSettings, path: '/settings' },
+    ],
+  },
 ];
 
 interface SidebarProps {

frontend/src/main.tsx

@@ -9,7 +9,7 @@ import '@mantine/core/styles.css';
 import '@mantine/dates/styles.css';
 import '@mantine/notifications/styles.css';
 import { App } from './App';
-import { defaultTheme, compactTheme } from './theme/theme';
+import { theme } from './theme/theme';
 import { usePreferencesStore } from './stores/preferencesStore';
 
 const queryClient = new QueryClient({
@@ -24,11 +24,9 @@ const queryClient = new QueryClient({
 
 function Root() {
   const colorScheme = usePreferencesStore((s) => s.colorScheme);
-  const compactView = usePreferencesStore((s) => s.compactView);
-  const activeTheme = compactView ? compactTheme : defaultTheme;
 
   return (
-    <MantineProvider theme={activeTheme} forceColorScheme={colorScheme}>
+    <MantineProvider theme={theme} forceColorScheme={colorScheme}>
       <Notifications position="top-right" />
       <ModalsProvider>
         <QueryClientProvider client={queryClient}>

frontend/src/pages/accounts/AccountsPage.tsx

@@ -587,7 +587,7 @@ export function AccountsPage() {
             {investments.filter(i => i.is_active).length > 0 && (
               <>
                 <Divider label="Investment Accounts" labelPosition="center" my="xs" />
-                <InvestmentMiniTable investments={investments.filter(i => i.is_active)} onEdit={handleEditInvestment} />
+                <InvestmentMiniTable investments={investments.filter(i => i.is_active)} onEdit={handleEditInvestment} isReadOnly={isReadOnly} />
               </>
             )}
           </Stack>
@@ -605,7 +605,7 @@ export function AccountsPage() {
             {operatingInvestments.length > 0 && (
               <>
                 <Divider label="Operating Investment Accounts" labelPosition="center" my="xs" />
-                <InvestmentMiniTable investments={operatingInvestments} onEdit={handleEditInvestment} />
+                <InvestmentMiniTable investments={operatingInvestments} onEdit={handleEditInvestment} isReadOnly={isReadOnly} />
               </>
             )}
           </Stack>
@@ -623,7 +623,7 @@ export function AccountsPage() {
             {reserveInvestments.length > 0 && (
               <>
                 <Divider label="Reserve Investment Accounts" labelPosition="center" my="xs" />
-                <InvestmentMiniTable investments={reserveInvestments} onEdit={handleEditInvestment} />
+                <InvestmentMiniTable investments={reserveInvestments} onEdit={handleEditInvestment} isReadOnly={isReadOnly} />
               </>
             )}
           </Stack>
@@ -1087,9 +1087,11 @@ function AccountTable({
 function InvestmentMiniTable({
   investments,
   onEdit,
+  isReadOnly = false,
 }: {
   investments: Investment[];
   onEdit: (inv: Investment) => void;
+  isReadOnly?: boolean;
 }) {
   const totalPrincipal = investments.reduce((s, i) => s + parseFloat(i.principal || '0'), 0);
   const totalValue = investments.reduce(
@@ -1132,7 +1134,7 @@ function InvestmentMiniTable({
             <Table.Th ta="right">Maturity Value</Table.Th>
             <Table.Th>Maturity Date</Table.Th>
             <Table.Th ta="right">Days Remaining</Table.Th>
-            <Table.Th></Table.Th>
+            {!isReadOnly && <Table.Th></Table.Th>}
           </Table.Tr>
         </Table.Thead>
         <Table.Tbody>
@@ -1182,13 +1184,15 @@ function InvestmentMiniTable({
                   '-'
                 )}
               </Table.Td>
-              <Table.Td>
+              {!isReadOnly && (
-                <Tooltip label="Edit investment">
+                <Table.Td>
-                  <ActionIcon variant="subtle" onClick={() => onEdit(inv)}>
+                  <Tooltip label="Edit investment">
-                    <IconEdit size={16} />
+                    <ActionIcon variant="subtle" onClick={() => onEdit(inv)}>
-                  </ActionIcon>
+                      <IconEdit size={16} />
-                </Tooltip>
+                    </ActionIcon>
-              </Table.Td>
+                  </Tooltip>
+                </Table.Td>
+              )}
             </Table.Tr>
           ))}
         </Table.Tbody>

frontend/src/pages/capital-projects/CapitalProjectsPage.tsx

@@ -72,9 +72,10 @@ interface KanbanCardProps {
   project: Project;
   onEdit: (p: Project) => void;
   onDragStart: (e: DragEvent<HTMLDivElement>, project: Project) => void;
+  isReadOnly?: boolean;
 }
 
-function KanbanCard({ project, onEdit, onDragStart }: KanbanCardProps) {
+function KanbanCard({ project, onEdit, onDragStart, isReadOnly }: KanbanCardProps) {
   const plannedLabel = formatPlannedDate(project.planned_date);
   // For projects in the Future bucket with a specific year, show the year
   const currentYear = new Date().getFullYear();
@@ -86,21 +87,23 @@ function KanbanCard({ project, onEdit, onDragStart }: KanbanCardProps) {
       padding="sm"
       radius="md"
       withBorder
-      draggable
+      draggable={!isReadOnly}
-      onDragStart={(e) => onDragStart(e, project)}
+      onDragStart={!isReadOnly ? (e) => onDragStart(e, project) : undefined}
-      style={{ cursor: 'grab', userSelect: 'none' }}
+      style={{ cursor: isReadOnly ? 'default' : 'grab', userSelect: 'none' }}
       mb="xs"
     >
       <Group justify="space-between" wrap="nowrap" mb={4}>
         <Group gap={6} wrap="nowrap" style={{ overflow: 'hidden' }}>
-          <IconGripVertical size={14} style={{ flexShrink: 0, color: 'var(--mantine-color-dimmed)' }} />
+          {!isReadOnly && <IconGripVertical size={14} style={{ flexShrink: 0, color: 'var(--mantine-color-dimmed)' }} />}
           <Text fw={600} size="sm" truncate>
             {project.name}
           </Text>
         </Group>
-        <ActionIcon variant="subtle" size="sm" onClick={() => onEdit(project)}>
+        {!isReadOnly && (
-          <IconEdit size={14} />
+          <ActionIcon variant="subtle" size="sm" onClick={() => onEdit(project)}>
-        </ActionIcon>
+            <IconEdit size={14} />
+          </ActionIcon>
+        )}
       </Group>
 
       <Group gap={6} mb={6}>
@@ -148,11 +151,12 @@ interface KanbanColumnProps {
   isDragOver: boolean;
   onDragOverHandler: (e: DragEvent<HTMLDivElement>, year: number) => void;
   onDragLeave: () => void;
+  isReadOnly?: boolean;
 }
 
 function KanbanColumn({
   year, projects, onEdit, onDragStart, onDrop,
-  isDragOver, onDragOverHandler, onDragLeave,
+  isDragOver, onDragOverHandler, onDragLeave, isReadOnly,
 }: KanbanColumnProps) {
   const totalEst = projects.reduce((s, p) => s + parseFloat(p.estimated_cost || '0'), 0);
   const isFuture = year === FUTURE_YEAR;
@@ -178,9 +182,9 @@ function KanbanColumn({
         border: isDragOver ? '2px dashed var(--mantine-color-blue-4)' : undefined,
         transition: 'background-color 150ms ease, border 150ms ease',
       }}
-      onDragOver={(e) => onDragOverHandler(e, year)}
+      onDragOver={!isReadOnly ? (e) => onDragOverHandler(e, year) : undefined}
-      onDragLeave={onDragLeave}
+      onDragLeave={!isReadOnly ? onDragLeave : undefined}
-      onDrop={(e) => onDrop(e, year)}
+      onDrop={!isReadOnly ? (e) => onDrop(e, year) : undefined}
     >
       <Group justify="space-between" mb="sm">
         <Title order={5}>{yearLabel(year)}</Title>
@@ -199,7 +203,7 @@ function KanbanColumn({
       <Box style={{ flex: 1, minHeight: 60 }}>
         {projects.length === 0 ? (
           <Text size="xs" c="dimmed" ta="center" py="lg">
-            Drop projects here
+            {isReadOnly ? 'No projects' : 'Drop projects here'}
           </Text>
         ) : useWideLayout ? (
           <div style={{
@@ -208,12 +212,12 @@ function KanbanColumn({
             gap: 'var(--mantine-spacing-xs)',
           }}>
             {projects.map((p) => (
-              <KanbanCard key={p.id} project={p} onEdit={onEdit} onDragStart={onDragStart} />
+              <KanbanCard key={p.id} project={p} onEdit={onEdit} onDragStart={onDragStart} isReadOnly={isReadOnly} />
             ))}
           </div>
         ) : (
           projects.map((p) => (
-            <KanbanCard key={p.id} project={p} onEdit={onEdit} onDragStart={onDragStart} />
+            <KanbanCard key={p.id} project={p} onEdit={onEdit} onDragStart={onDragStart} isReadOnly={isReadOnly} />
           ))
         )}
       </Box>
@@ -595,6 +599,7 @@ export function CapitalProjectsPage() {
               isDragOver={dragOverYear === year}
               onDragOverHandler={handleDragOver}
               onDragLeave={handleDragLeave}
+              isReadOnly={isReadOnly}
             />
           );
         })}

frontend/src/pages/dashboard/DashboardPage.tsx

@@ -18,7 +18,7 @@ import {
 } from '@tabler/icons-react';
 import { useState, useCallback } from 'react';
 import { useQuery, useQueryClient } from '@tanstack/react-query';
-import { useAuthStore } from '../../stores/authStore';
+import { useAuthStore, useIsReadOnly } from '../../stores/authStore';
 import api from '../../services/api';
 
 interface HealthScore {
@@ -313,6 +313,7 @@ interface DashboardData {
 
 export function DashboardPage() {
   const currentOrg = useAuthStore((s) => s.currentOrg);
+  const isReadOnly = useIsReadOnly();
   const queryClient = useQueryClient();
 
   // Track whether a refresh is in progress (per score type) for async polling
@@ -426,7 +427,7 @@ export function DashboardPage() {
                 </ThemeIcon>
               }
               isRefreshing={operatingRefreshing}
-              onRefresh={handleRefreshOperating}
+              onRefresh={!isReadOnly ? handleRefreshOperating : undefined}
               lastFailed={!!healthScores?.operating_last_failed}
             />
             <HealthScoreCard
@@ -438,7 +439,7 @@ export function DashboardPage() {
                 </ThemeIcon>
               }
               isRefreshing={reserveRefreshing}
-              onRefresh={handleRefreshReserve}
+              onRefresh={!isReadOnly ? handleRefreshReserve : undefined}
               lastFailed={!!healthScores?.reserve_last_failed}
             />
           </SimpleGrid>

frontend/src/pages/investment-planning/InvestmentPlanningPage.tsx

@@ -43,6 +43,7 @@ import { useQuery, useMutation, useQueryClient } from '@tanstack/react-query';
 import { notifications } from '@mantine/notifications';
 import { useNavigate } from 'react-router-dom';
 import api from '../../services/api';
+import { useIsReadOnly } from '../../stores/authStore';
 
 // ── Types ──
 
@@ -384,6 +385,7 @@ export function InvestmentPlanningPage() {
   const [targetScenarioId, setTargetScenarioId] = useState<string | null>(null);
   const [newScenarioName, setNewScenarioName] = useState('');
   const [investmentStartDate, setInvestmentStartDate] = useState<Date | null>(new Date());
+  const isReadOnly = useIsReadOnly();
 
   // Load investment scenarios for the "Add to Plan" modal
   const { data: investmentScenarios } = useQuery<any[]>({
@@ -821,15 +823,17 @@ export function InvestmentPlanningPage() {
               </Text>
             </div>
           </Group>
-          <Button
+          {!isReadOnly && (
-            leftSection={<IconSparkles size={16} />}
+            <Button
-            onClick={handleTriggerAI}
+              leftSection={<IconSparkles size={16} />}
-            loading={isProcessing}
+              onClick={handleTriggerAI}
-            variant="gradient"
+              loading={isProcessing}
-            gradient={{ from: 'grape', to: 'violet' }}
+              variant="gradient"
-          >
+              gradient={{ from: 'grape', to: 'violet' }}
-            {aiResult ? 'Refresh Recommendations' : 'Get AI Recommendations'}
+            >
-          </Button>
+              {aiResult ? 'Refresh Recommendations' : 'Get AI Recommendations'}
+            </Button>
+          )}
         </Group>
 
         {/* Processing State - shown as banner when refreshing with existing results */}

frontend/src/pages/invoices/InvoicesPage.tsx

@@ -9,6 +9,7 @@ import { notifications } from '@mantine/notifications';
 import { IconSend, IconInfoCircle, IconCheck, IconX } from '@tabler/icons-react';
 import { useQuery, useMutation, useQueryClient } from '@tanstack/react-query';
 import api from '../../services/api';
+import { useIsReadOnly } from '../../stores/authStore';
 
 interface Invoice {
   id: string; invoice_number: string; unit_number: string; unit_id: string;
@@ -64,6 +65,7 @@ export function InvoicesPage() {
   const [preview, setPreview] = useState<Preview | null>(null);
   const [previewLoading, setPreviewLoading] = useState(false);
   const queryClient = useQueryClient();
+  const isReadOnly = useIsReadOnly();
 
   const { data: invoices = [], isLoading } = useQuery<Invoice[]>({
     queryKey: ['invoices'],
@@ -124,10 +126,12 @@ export function InvoicesPage() {
     <Stack>
       <Group justify="space-between">
         <Title order={2}>Invoices</Title>
-        <Group>
+        {!isReadOnly && (
-          <Button variant="outline" onClick={() => lateFeesMutation.mutate()} loading={lateFeesMutation.isPending}>Apply Late Fees</Button>
+          <Group>
-          <Button leftSection={<IconSend size={16} />} onClick={openBulk}>Generate Invoices</Button>
+            <Button variant="outline" onClick={() => lateFeesMutation.mutate()} loading={lateFeesMutation.isPending}>Apply Late Fees</Button>
-        </Group>
+            <Button leftSection={<IconSend size={16} />} onClick={openBulk}>Generate Invoices</Button>
+          </Group>
+        )}
       </Group>
       <Group>
         <Card withBorder p="sm"><Text size="xs" c="dimmed">Total Invoices</Text><Text fw={700}>{invoices.length}</Text></Card>

frontend/src/pages/preferences/UserPreferencesPage.tsx

@@ -10,7 +10,7 @@ import { usePreferencesStore } from '../../stores/preferencesStore';
 
 export function UserPreferencesPage() {
   const { user, currentOrg } = useAuthStore();
-  const { colorScheme, toggleColorScheme, compactView, toggleCompactView } = usePreferencesStore();
+  const { colorScheme, toggleColorScheme } = usePreferencesStore();
 
   return (
     <Stack>
@@ -78,7 +78,7 @@ export function UserPreferencesPage() {
                 <Text size="sm">Compact View</Text>
                 <Text size="xs" c="dimmed">Reduce spacing in tables and lists</Text>
               </div>
-              <Switch checked={compactView} onChange={toggleCompactView} />
+              <Switch disabled />
             </Group>
             <Divider />
             <Text size="xs" c="dimmed" ta="center">More display preferences coming in a future release</Text>

frontend/src/pages/pricing/PricingPage.tsx

@@ -47,12 +47,11 @@ const plans = [
   {
     id: 'enterprise',
     name: 'Enterprise',
-    price: 'Custom',
+    price: '$199',
-    period: '',
+    period: '/month',
     description: 'For large communities and management firms',
     icon: IconCrown,
     color: 'orange',
-    externalUrl: 'https://www.hoaledgeriq.com/#preview-signup',
     features: [
       { text: 'Unlimited units', included: true },
       { text: 'Everything in Professional', included: true },
@@ -163,10 +162,10 @@ export function PricingPage() {
               </Group>
 
               <Group align="baseline" gap={4}>
-                <Text fw={800} size="xl" ff="monospace" style={{ fontSize: plan.externalUrl ? 28 : 36 }}>
+                <Text fw={800} size="xl" ff="monospace" style={{ fontSize: 36 }}>
-                  {plan.externalUrl ? 'Request Quote' : plan.price}
+                  {plan.price}
                 </Text>
-                {plan.period && <Text size="sm" c="dimmed">{plan.period}</Text>}
+                <Text size="sm" c="dimmed">{plan.period}</Text>
               </Group>
 
               <List spacing="xs" size="sm" center>
@@ -194,14 +193,10 @@ export function PricingPage() {
                 size="md"
                 color={plan.color}
                 variant={plan.popular ? 'filled' : 'light'}
-                loading={!plan.externalUrl ? loading === plan.id : false}
+                loading={loading === plan.id}
-                onClick={() =>
+                onClick={() => handleSelectPlan(plan.id)}
-                  plan.externalUrl
-                    ? window.open(plan.externalUrl, '_blank', 'noopener')
-                    : handleSelectPlan(plan.id)
-                }
               >
-                {plan.externalUrl ? 'Request Quote' : 'Get Started'}
+                Get Started
               </Button>
             </Stack>
           </Card>

frontend/src/pages/settings/SettingsPage.tsx

@@ -1,7 +1,7 @@
 import { useState } from 'react';
 import {
   Title, Text, Card, Stack, Group, SimpleGrid, Badge, ThemeIcon, Divider,
-  Tabs, Button, Switch,
+  Tabs, Button,
 } from '@mantine/core';
 import {
   IconBuilding, IconUser, IconSettings, IconShieldLock,
@@ -9,7 +9,6 @@ import {
 } from '@tabler/icons-react';
 import { notifications } from '@mantine/notifications';
 import { useAuthStore } from '../../stores/authStore';
-import { usePreferencesStore } from '../../stores/preferencesStore';
 import { MfaSettings } from './MfaSettings';
 import { PasskeySettings } from './PasskeySettings';
 import { LinkedAccounts } from './LinkedAccounts';
@@ -17,7 +16,6 @@ import api from '../../services/api';
 
 export function SettingsPage() {
   const { user, currentOrg } = useAuthStore();
-  const { compactView, toggleCompactView } = usePreferencesStore();
   const [loggingOutAll, setLoggingOutAll] = useState(false);
 
   const handleLogoutEverywhere = async () => {
@@ -114,14 +112,6 @@ export function SettingsPage() {
               <Text size="sm" c="dimmed">API</Text>
               <Text size="sm" ff="monospace" c="dimmed">/api/docs</Text>
             </Group>
-            <Divider />
-            <Group justify="space-between">
-              <div>
-                <Text size="sm">Compact View</Text>
-                <Text size="xs" c="dimmed">Reduce spacing in tables and lists</Text>
-              </div>
-              <Switch checked={compactView} onChange={toggleCompactView} />
-            </Group>
           </Stack>
         </Card>
 

frontend/src/stores/preferencesStore.ts

@@ -5,26 +5,19 @@ type ColorScheme = 'light' | 'dark';
 
 interface PreferencesState {
   colorScheme: ColorScheme;
-  compactView: boolean;
   toggleColorScheme: () => void;
   setColorScheme: (scheme: ColorScheme) => void;
-  toggleCompactView: () => void;
-  setCompactView: (compact: boolean) => void;
 }
 
 export const usePreferencesStore = create<PreferencesState>()(
   persist(
     (set) => ({
       colorScheme: 'light',
-      compactView: false,
       toggleColorScheme: () =>
         set((state) => ({
           colorScheme: state.colorScheme === 'light' ? 'dark' : 'light',
         })),
       setColorScheme: (scheme) => set({ colorScheme: scheme }),
-      toggleCompactView: () =>
-        set((state) => ({ compactView: !state.compactView })),
-      setCompactView: (compact) => set({ compactView: compact }),
     }),
     {
       name: 'ledgeriq-preferences',

frontend/src/theme/theme.ts

@@ -1,57 +1,10 @@
 import { createTheme } from '@mantine/core';
 
-const baseFontFamily = '-apple-system, BlinkMacSystemFont, Segoe UI, Roboto, sans-serif';
+export const theme = createTheme({
-
-export const defaultTheme = createTheme({
   primaryColor: 'blue',
-  fontFamily: baseFontFamily,
+  fontFamily: '-apple-system, BlinkMacSystemFont, Segoe UI, Roboto, sans-serif',
   headings: {
-    fontFamily: baseFontFamily,
+    fontFamily: '-apple-system, BlinkMacSystemFont, Segoe UI, Roboto, sans-serif',
   },
   defaultRadius: 'md',
 });
-
-export const compactTheme = createTheme({
-  primaryColor: 'blue',
-  fontFamily: baseFontFamily,
-  headings: {
-    fontFamily: baseFontFamily,
-  },
-  defaultRadius: 'md',
-  spacing: {
-    xs: '4px',
-    sm: '6px',
-    md: '10px',
-    lg: '12px',
-    xl: '16px',
-  },
-  fontSizes: {
-    xs: '11px',
-    sm: '12px',
-    md: '13px',
-    lg: '15px',
-    xl: '18px',
-  },
-  components: {
-    Table: {
-      defaultProps: {
-        verticalSpacing: 'xs',
-        horizontalSpacing: 'xs',
-        fz: 'sm',
-      },
-    },
-    Card: {
-      defaultProps: {
-        padding: 'sm',
-      },
-    },
-    AppShell: {
-      defaultProps: {
-        padding: 'xs',
-      },
-    },
-  },
-});
-
-/** @deprecated Use `defaultTheme` or `compactTheme` instead */
-export const theme = defaultTheme;