Milestone 2: the full picture (20261007.12)

Budgets: one amount per category for every month with any month set on its
own, filled from recent spending in one step and copied into the next year.
Home shows what's left to spend, year pacing, insights, balances and upcoming
charges. Insights covers year pacing, money in and out, budget against actual,
categories by month, merchants, balances over time and tags.

Subscriptions and bills are found across every account (rhythm and price
matching plus a built-in catalog), confirmed with one tap, and watched for
price changes, missed charges, charges after cancelling, double billing,
renewals and trials. Alerts are worked out again whenever the data changes.

Also: category, rule, tag and alert settings; Excel and CSV export from a
small built-in writer; the AI module designed in and switched off.

Co-Authored-By: Claude Opus 5.5 <noreply@anthropic.com>

server/drizzle/0002_full_picture.sql

@@ -0,0 +1,65 @@
+CREATE TABLE `alert` (
+	`id` integer PRIMARY KEY AUTOINCREMENT NOT NULL,
+	`kind` text NOT NULL,
+	`subject_type` text NOT NULL,
+	`subject_id` integer DEFAULT 0 NOT NULL,
+	`period` text DEFAULT '' NOT NULL,
+	`area` text DEFAULT 'money' NOT NULL,
+	`severity` text DEFAULT 'info' NOT NULL,
+	`title` text NOT NULL,
+	`body` text,
+	`link` text,
+	`rank` integer DEFAULT 0 NOT NULL,
+	`created_at` text NOT NULL,
+	`updated_at` text NOT NULL,
+	`read_at` text,
+	`dismissed_at` text,
+	`resolved_at` text
+);
+--> statement-breakpoint
+CREATE UNIQUE INDEX `alert_unique` ON `alert` (`kind`,`subject_type`,`subject_id`,`period`);--> statement-breakpoint
+CREATE INDEX `alert_open_idx` ON `alert` (`resolved_at`,`dismissed_at`);--> statement-breakpoint
+CREATE TABLE `budget` (
+	`id` integer PRIMARY KEY AUTOINCREMENT NOT NULL,
+	`category_id` integer NOT NULL,
+	`year` integer NOT NULL,
+	`month` integer DEFAULT 0 NOT NULL,
+	`amount_cents` integer NOT NULL,
+	`updated_at` text NOT NULL,
+	FOREIGN KEY (`category_id`) REFERENCES `category`(`id`) ON UPDATE no action ON DELETE cascade
+);
+--> statement-breakpoint
+CREATE UNIQUE INDEX `budget_unique` ON `budget` (`category_id`,`year`,`month`);--> statement-breakpoint
+CREATE INDEX `budget_year_idx` ON `budget` (`year`);--> statement-breakpoint
+CREATE TABLE `subscription` (
+	`id` integer PRIMARY KEY AUTOINCREMENT NOT NULL,
+	`name` text NOT NULL,
+	`kind` text DEFAULT 'subscription' NOT NULL,
+	`merchant` text NOT NULL,
+	`aliases` text DEFAULT '[]' NOT NULL,
+	`catalog_key` text,
+	`cadence` text DEFAULT 'monthly' NOT NULL,
+	`expected_cents` integer NOT NULL,
+	`account_id` integer,
+	`category_id` integer,
+	`status` text DEFAULT 'suggested' NOT NULL,
+	`confidence` text DEFAULT 'likely' NOT NULL,
+	`source` text DEFAULT 'detected' NOT NULL,
+	`trial_ends_on` text,
+	`cancelled_on` text,
+	`first_charge_on` text,
+	`last_charge_on` text,
+	`next_expected_on` text,
+	`manage_url` text,
+	`note` text,
+	`alerts_on` integer DEFAULT true NOT NULL,
+	`created_at` text NOT NULL,
+	`updated_at` text NOT NULL,
+	FOREIGN KEY (`account_id`) REFERENCES `account`(`id`) ON UPDATE no action ON DELETE set null,
+	FOREIGN KEY (`category_id`) REFERENCES `category`(`id`) ON UPDATE no action ON DELETE set null
+);
+--> statement-breakpoint
+CREATE INDEX `subscription_merchant_idx` ON `subscription` (`merchant`);--> statement-breakpoint
+CREATE INDEX `subscription_status_idx` ON `subscription` (`status`);--> statement-breakpoint
+ALTER TABLE `txn` ADD `subscription_id` integer;--> statement-breakpoint
+CREATE INDEX `txn_subscription_idx` ON `txn` (`subscription_id`);

server/drizzle/meta/_journal.json

@@ -15,6 +15,13 @@
       "when": 1791404838766,
       "tag": "0001_money_in",
       "breakpoints": true
+    },
+    {
+      "idx": 2,
+      "version": "6",
+      "when": 1791417594406,
+      "tag": "0002_full_picture",
+      "breakpoints": true
     }
   ]
 }