Milestones 0 and 1: foundation and money in (20261007.10)

Foundation: single arm64 container (Hono + SQLite via Drizzle, React + Vite),
local sign-in with long-lived sessions and passkeys, roles (read-only, full
access, admin), nightly and pre-upgrade backups, light and dark themes,
date-based version numbers, and the ideas lightbulb behind IDEAS_ENABLED.

Money in: accounts with balances, CSV import with bank detection, a column
mapping pop-up for unknown layouts, duplicate checks, transfer pairing and
undo; one-tap review with learned rules; activity with search, splits, tags,
notes and cash entries. Statement files are blocked from commits by a
pre-commit hook; tests use synthetic fixtures only.

Co-Authored-By: Claude Opus 5.5 <noreply@anthropic.com>

server/test/fixtures/synthetic/Discover-Statement-20261007.csv

@@ -0,0 +1,9 @@
+Trans. Date,Post Date,Description,Amount,Category
+09/03/2026,09/03/2026,KROGER #123 CHARLOTTE NC,54.20,Supermarkets
+09/03/2026,09/03/2026,STARBUCKS #4567 CHARLOTTE NC,5.45,Restaurants
+09/03/2026,09/03/2026,STARBUCKS #4567 CHARLOTTE NC,5.45,Restaurants
+09/08/2026,09/08/2026,JOES DINER #12 CHARLOTTE NC,38.75,Restaurants
+09/11/2026,09/11/2026,INTERNET PAYMENT - THANK YOU,-500.00,Payments and Credits
+09/14/2026,09/14/2026,SHELL OIL 57444 CHARLOTTE NC,47.10,Gasoline
+09/18/2026,09/18/2026,NETFLIX.COM 866-579-7172 CA,17.99,Services
+09/22/2026,09/22/2026,BLUE MOON BOOKS #9 ASHEVILLE NC,22.00,Merchandise