Milestones 0 and 1: foundation and money in (20261007.10)

Foundation: single arm64 container (Hono + SQLite via Drizzle, React + Vite),
local sign-in with long-lived sessions and passkeys, roles (read-only, full
access, admin), nightly and pre-upgrade backups, light and dark themes,
date-based version numbers, and the ideas lightbulb behind IDEAS_ENABLED.

Money in: accounts with balances, CSV import with bank detection, a column
mapping pop-up for unknown layouts, duplicate checks, transfer pairing and
undo; one-tap review with learned rules; activity with search, splits, tags,
notes and cash entries. Statement files are blocked from commits by a
pre-commit hook; tests use synthetic fixtures only.

Co-Authored-By: Claude Opus 5.5 <noreply@anthropic.com>

server/test/fixtures/synthetic/bofa-checking.csv

@@ -0,0 +1,13 @@
+Description,,Summary Amt.
+Beginning balance as of 09/01/2026,,"2,000.00"
+Total credits,,"3,000.00"
+Total debits,,"-1,070.00"
+Ending balance as of 09/30/2026,,"3,930.00"
+
+Date,Description,Amount,Running Bal.
+09/01/2026,Beginning balance as of 09/01/2026,,"2,000.00"
+09/05/2026,"ACME CORP DES:PAYROLL ID:XXXXX12345 INDN:DOE,JANE CO ID:XXXXX12345 PPD","3,000.00","5,000.00"
+09/10/2026,"DISCOVER DES:E-PAYMENT ID:XXXXX99999 INDN:JANE DOE CO ID:XXXXX99999 WEB","-500.00","4,500.00"
+09/12/2026,"Online Banking transfer to SAV 5678 Confirmation# XXXXX12345","-300.00","4,200.00"
+09/15/2026,"CHASE CREDIT CRD DES:EPAY ID:XXXXX55555 INDN:JANE DOE CO ID:XXXXX55555 WEB","-150.00","4,050.00"
+09/20/2026,"DUKE ENERGY DES:BILL PAY ID:XXXXX77777 INDN:JANE DOE CO ID:XXXXX77777 WEB","-120.00","3,930.00"