Milestones 0 and 1: foundation and money in (20261007.10)

Foundation: single arm64 container (Hono + SQLite via Drizzle, React + Vite),
local sign-in with long-lived sessions and passkeys, roles (read-only, full
access, admin), nightly and pre-upgrade backups, light and dark themes,
date-based version numbers, and the ideas lightbulb behind IDEAS_ENABLED.

Money in: accounts with balances, CSV import with bank detection, a column
mapping pop-up for unknown layouts, duplicate checks, transfer pairing and
undo; one-tap review with learned rules; activity with search, splits, tags,
notes and cash entries. Statement files are blocked from commits by a
pre-commit hook; tests use synthetic fixtures only.

Co-Authored-By: Claude Opus 5.5 <noreply@anthropic.com>

server/test/fixtures/synthetic/bofa-savings.csv

@@ -0,0 +1,10 @@
+Description,,Summary Amt.
+Beginning balance as of 09/01/2026,,"10,000.00"
+Total credits,,"304.20"
+Total debits,,"0.00"
+Ending balance as of 09/30/2026,,"10,304.20"
+
+Date,Description,Amount,Running Bal.
+09/01/2026,Beginning balance as of 09/01/2026,,"10,000.00"
+09/12/2026,"Online Banking transfer from CHK 1234 Confirmation# XXXXX12345","300.00","10,300.00"
+09/30/2026,Interest Earned,4.20,"10,304.20"