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<title>5 Financial Blind Spots Putting Your HOA at Risk | HOA LedgerIQ Insights</title>
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<meta name="description" content="Most HOA boards don't know what they don't know. Discover the 5 financial blind spots costing communities thousands of dollars — and how AI-powered management finds them before they become crises." />
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<div class="article-tag">Financial Planning</div>
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<h1 class="article-title">5 Financial Blind Spots Putting Your HOA at Risk<br /><span class="gradient-text">(And How HOA LedgerIQ Finds Them)</span></h1>
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<p class="article-subtitle">Most boards don't know what they don't know. Spreadsheets don't send alerts. Static reports don't forecast. Here's what's hiding in plain sight.</p>
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<div class="article-meta">
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<span class="article-meta-author">HOA LedgerIQ Team</span>
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<span class="article-meta-separator"></span>
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<span>April 1, 2026</span>
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<span class="article-meta-separator"></span>
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<span>8 min read</span>
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</div>
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</div>
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</header>
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<!-- ARTICLE BODY: INTRO + BLIND SPOTS 1-3 -->
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<p>Picture this: It's 48 hours before your HOA's quarterly board meeting. Your treasurer has just discovered that the reserve fund balance is off from where the spreadsheet said it should be. Two homeowners went delinquent two months ago — but nobody noticed until now because the tracking was buried four tabs deep. And someone just forwarded an email from a vendor asking why the landscaping invoice hasn't been paid, because the budget line ran out in September.</p>
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<p>Welcome to the reality of manual HOA financial management.</p>
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<p>The hard truth is that most HOA boards don't know what they don't know. Not because they're careless — quite the opposite. It's because the tools most boards use were never designed to surface problems <em>proactively</em>. Spreadsheets don't send alerts. Static reports don't forecast. Manual processes create lag between when a problem starts and when someone finally sees it.</p>
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<p>The result? Financial blind spots that quietly cost communities tens of thousands of dollars — often before anyone realizes there's a problem at all.</p>
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<p>Here are the five most common financial blind spots affecting HOA boards today, and how our AI-enabled management platform is eliminating them before they become crises.</p>
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<h2>Blind Spot #1: Cash Flow Amnesia</h2>
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<p>Most treasurers know their current bank balance. Very few can accurately answer: <em>"What will our balance be in 90 days?"</em></p>
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<p>This distinction matters enormously. A $150,000 balance today can look perfectly healthy — right up until you remember that $80,000 in landscaping contracts comes due next month, $35,000 in insurance renewal hits in 60 days, and the quarterly reserve contribution is $25,000. Suddenly, that healthy-looking balance is a cash crisis in slow motion, and nobody has sounded the alarm because the spreadsheet only shows what's already happened.</p>
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<p>Traditional financial tracking is backward-looking by nature. It tells you where you've been, not where you're going. AI-powered cash flow forecasting changes this entirely, modeling your projected balance 12 or more months into the future — based on known expense patterns, assessment income timing, seasonal spending cycles, and scheduled capital projects.</p>
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<div class="highlight-box">
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<p><strong>What HOA LedgerIQ finds:</strong> Cash crunches before they happen, giving boards time to adjust project timing, optimize investment placement, or accelerate assessment collection — instead of scrambling when the account runs dry.</p>
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</div>
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<h2>Blind Spot #2: Reserve Fund False Confidence</h2>
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<p>"We have reserves" and "we have <em>enough</em> reserves" are very different statements. On a spreadsheet, they can look identical.</p>
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<p>This is one of the most dangerous blind spots in HOA finance. A community might have $500,000 in their reserve account and feel financially secure. But without modeling that balance against the actual schedule of upcoming capital needs — roof replacement, HVAC systems, parking lot resurfacing, elevator modernization, pool equipment — it's impossible to know whether $500,000 is a cushion or a shortfall in disguise.</p>
|
||||
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<p>Reserve studies are supposed to solve this, but they have a critical structural flaw: they're static. The moment a reserve study is published, it begins going out of date. Actual spending differs from projections. Interest rates shift. Material costs change. Project timelines slip. A study completed in 2022 may be meaningfully misleading by 2026.</p>
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||||
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||||
<p>HOA LedgerIQ reserve tracking makes this a living, continuous process. It compares actual reserve fund contributions and balances against the schedule of upcoming capital needs in real time, generating a health score that updates as conditions change — not just when someone remembers to update the spreadsheet.</p>
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<div class="highlight-box">
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||||
<p><strong>What HOA LedgerIQ finds:</strong> Reserve shortfalls 12 to 24 months before they become emergencies, giving boards time for corrective action — an adjusted contribution rate, a modest assessment increase — rather than a surprise special assessment that leaves homeowners furious and the board scrambling.</p>
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</div>
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<h2>Blind Spot #3: Investment Income Left on the Table</h2>
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<p>Here's a question worth asking right now: how much of your community's operating cash is sitting in a non-interest-bearing account?</p>
|
||||
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||||
<p>For many HOAs, the answer is: most of it. Operating funds that aren't needed for immediate expenses tend to sit idle in basic checking accounts, earning nothing — while even modest deployment into high-yield savings, money market funds, or short-term CDs could be generating meaningful income for the community.</p>
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<p>The hesitation is understandable. Deploying operating funds into any investment requires confidence that those funds won't be needed for expenses in the near term. Without reliable forward-looking cash flow projections, most treasurers keep everything liquid as a precaution — even when a meaningful portion could safely be put to work.</p>
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<p>HOA LedgerIQ changes this calculus. By modeling projected cash needs against current balances, it can identify windows where idle funds can be safely deployed — and recommend specific strategies based on the timing and amount: a 30-day CD here, a 90-day treasury there, a sweep into a money market account while the next assessment cycle loads up.</p>
|
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<div class="highlight-box">
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||||
<p><strong>What HOA LedgerIQ finds:</strong> Opportunities to earn additional investment income on idle funds — often thousands of dollars per year that most boards are simply leaving on the table without realizing it.</p>
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</div>
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</div>
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</section>
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<!-- BLIND SPOTS 4-5 -->
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<div class="container">
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<div class="article-prose">
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||||
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<h2>Blind Spot #4: Delinquency Detection Lag</h2>
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||||
<p>Assessment delinquencies are a fact of life for every HOA. What separates well-run communities from struggling ones is how quickly they detect and respond to them.</p>
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<p>In manual tracking environments, delinquencies frequently go undetected for 60 to 90 days. By the time a treasurer notices the discrepancy while reconciling a bank statement, confirms it in the spreadsheet, and raises it at the next board meeting — weeks or months have passed. The delinquent homeowner is now significantly deeper in arrears, recovery becomes harder, and the community's cash flow has quietly taken a hit that's rippling through the budget.</p>
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||||
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||||
<p>Automated delinquency tracking monitors payment patterns continuously. When a homeowner misses a payment — or when a pattern suggests a payment arrangement is deteriorating — the system flags it within days, not months. That speed matters. Early outreach often leads to quick resolution. A homeowner who's two weeks late and gets a friendly reminder is very different from one who's 90 days late and has now received a formal collections notice.</p>
|
||||
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||||
<div class="highlight-box">
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||||
<p><strong>What HOA LedgerIQ finds:</strong> Payment issues in days rather than months, giving boards the opportunity to reach out early, offer payment plans when appropriate, and prevent small cash flow disruptions from compounding into significant arrears situations.</p>
|
||||
</div>
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||||
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||||
<h2>Blind Spot #5: Budget Variance Surprises</h2>
|
||||
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||||
<p>Nobody likes discovering at year-end that a budget line item ran 60% over projection. But in manual management environments, that's often exactly how boards find out.</p>
|
||||
|
||||
<p>The reason is simple: tracking budget-vs.-actual performance requires ongoing, active effort. In a spreadsheet-based system, that means someone has to manually pull current data, compare it against the approved budget, and calculate variances. This typically happens monthly at best, quarterly in many communities. By the time a significant variance is noticed, multiple months of overspending have already accumulated — and the options for corrective action have narrowed considerably.</p>
|
||||
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||||
<p>Continuous variance monitoring turns this from a periodic manual exercise into an always-on alert system. When any budget category starts trending outside its approved range, the system flags it in real time — giving the board the opportunity to investigate and course-correct while there's still room to do so, not after the damage is done.</p>
|
||||
|
||||
<div class="highlight-box">
|
||||
<p><strong>What HOA LedgerIQ finds:</strong> Budget deviations early in their development, when a conversation with a vendor or a simple spending adjustment can fix the problem — not at year-end when the overage is locked in and the only option is an unplanned reserve transfer.</p>
|
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<div class="section-label">See It in Action</div>
|
||||
<h2>How HOA LedgerIQ Eliminates the Blind Spots</h2>
|
||||
<p>Real-time dashboards, forward-looking forecasts, and AI-powered alerts — built to surface issues before they surface at a board meeting.</p>
|
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<img src="../img/screenshot-cashflow.png" alt="HOA LedgerIQ Dashboard — Fund health scores, operating and reserve balances" />
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<div class="slide-caption">Cash Flow — Actuals & Forward Projections</div>
|
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||||
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||||
<h2>The Common Thread</h2>
|
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||||
<p>Notice what all five of these blind spots have in common: they aren't failures of intelligence or diligence. They're failures of <em>timing</em>.</p>
|
||||
|
||||
<p>By the time manual processes surface these issues, the window for proactive response has often already closed. The cash shortage arrives before the forecast did. The reserve shortfall becomes visible when it's too late for gradual adjustment. The delinquency compounds for months before the spreadsheet reveals it. The budget variance is discovered after the fiscal year has ended.</p>
|
||||
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||||
<p>AI-powered financial management doesn't just automate the tracking — it changes the <em>when</em> of discovery. From "too late to act" to "early enough to make a difference."</p>
|
||||
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||||
<h2>What This Looks Like in Practice</h2>
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||||
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||||
<p>Consider a 200-unit HOA that switches from spreadsheet-based management to a platform like HOA LedgerIQ.</p>
|
||||
|
||||
<p>In the first month, the system flags that operating funds have been sitting idle in a non-interest-bearing checking account. Based on the cash flow model, $60,000 can be safely moved into a 90-day CD without affecting the community's ability to meet its obligations. At current rates, that's roughly $900 in additional interest income for the quarter — small in isolation, but meaningful when compounded year over year.</p>
|
||||
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||||
<p>At month three, the reserve fund health score dips from 94% to 87%. The AI traces the change to a deferred HVAC replacement that's been rescheduled earlier than originally modeled. The board adjusts contributions by $50 per unit per month starting the following quarter. No emergency meeting. No special assessment. No angry homeowners.</p>
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||||
<p>At month five, a delinquency alert fires on a unit that's missed two consecutive payments. The board treasurer reaches out within the week, learns about a temporary hardship situation, and arranges a payment plan. The arrears are resolved within 90 days. Compare that to discovering a 6-month delinquency in December while closing out the books.</p>
|
||||
|
||||
<p>None of these outcomes required a financial expert on retainer. They required a system that was paying attention — so the board didn't have to do it manually.</p>
|
||||
|
||||
<h2>Seeing Clearly</h2>
|
||||
|
||||
<p>Financial blind spots don't just cost communities money. They cost board members sleep. They cost treasurers confidence. They cost volunteers the sense that their work actually matters — because how can you feel good about the financial health of your community when you're not entirely sure what that health actually is?</p>
|
||||
|
||||
<p>AI-powered HOA financial management doesn't eliminate the complexity of running a community association. What it does is ensure that the system is always watching, always modeling, and always surfacing the issues that matter — early enough for boards to respond, rather than react.</p>
|
||||
|
||||
<p>That's not just better financial management. That's the peace of mind that makes volunteer board service actually sustainable.</p>
|
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<p>HOA LedgerIQ is accepting early access users now. See your community's financial blind spots — before they cost you.</p>
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<div class="article-tag">Reserve Funds</div>
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<h1 class="article-title">Special Assessments: How to Avoid Them<br /><span class="gradient-text">With Better Planning</span></h1>
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<p class="article-subtitle">A special assessment is the most trust-destroying event in an HOA's financial life. The good news: with the right planning tools, most of them are entirely preventable.</p>
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<span class="article-meta-author">HOA LedgerIQ Team</span>
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<span>April 15, 2026</span>
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<span>9 min read</span>
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<p>Imagine opening your mailbox to find a letter from your HOA board. The envelope is thicker than usual. Inside: a notice informing you that due to an unexpected shortfall in the reserve fund, the board has voted to levy a special assessment. Your share: $4,200. Due in 90 days.</p>
|
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||||
<p>This scenario plays out in communities across the country every year. For homeowners, it's a financial gut punch — an unexpected expense with no warning and very little room to negotiate. For board members, it's one of the most stressful and thankless acts a volunteer can be asked to carry out. The letters get mailed, the phone calls and angry emails follow, and the damage to community trust can take years to repair.</p>
|
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<p>What makes this especially frustrating is that the vast majority of special assessments are not the result of genuine emergencies. They're the result of slow-moving, entirely predictable funding gaps that nobody caught in time. The reserve study was outdated. The contribution rate hadn't been adjusted in five years. The cost of materials came in higher than the old estimate. Each on its own was manageable. Together, they became a crisis.</p>
|
||||
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||||
<p>In this article, we'll walk through why special assessments happen, what the early warning signs look like, and — most importantly — how boards that invest in proactive financial planning are avoiding them entirely.</p>
|
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<h2>Why Special Assessments Happen</h2>
|
||||
|
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<p>At their root, special assessments happen for one reason: the money that was supposed to be there isn't. But the <em>path</em> to that shortfall is almost always the same story, told in slow motion over several years.</p>
|
||||
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||||
<p>It usually starts with a reserve study — a document that projects the community's capital needs and recommends a monthly contribution rate to fund them. Reserve studies are genuinely useful planning tools, but they have a structural limitation: they're static. The moment one is published, it begins to drift away from reality. Material costs shift. A capital project gets deferred and pushed back two years. A system fails ahead of schedule. The interest rate environment changes. Life happens.</p>
|
||||
|
||||
<p>In a spreadsheet-based management environment, there's no mechanism to catch this drift. The board operates off the contribution rate recommended in the last study, perhaps adjusting it slightly each year for inflation. Nobody is continuously comparing actual reserve fund growth against the evolving schedule of upcoming capital needs. Nobody is running the numbers in real time to ask: given what we know today, are we still on track?</p>
|
||||
|
||||
<p>By the time the answer becomes obvious — usually right before a major project is about to begin — the gap has grown too large to address gradually. A slow drip becomes a flood, and the only tool left is a special assessment.</p>
|
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|
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<div class="highlight-box">
|
||||
<p><strong>The hard truth:</strong> Most special assessments aren't caused by bad luck or genuinely unforeseeable events. They're caused by funding gaps that were years in the making — and that would have been visible much earlier with the right tracking tools in place.</p>
|
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|
||||
|
||||
<h2>The Warning Signs Most Boards Miss</h2>
|
||||
|
||||
<p>Before a reserve fund shortfall becomes a crisis, it spends a long time being a trend. And trends have early warning signs — if you know where to look.</p>
|
||||
|
||||
<p>The first is contribution rate stagnation. When a board holds assessment rates flat for multiple years in a row, reserve contributions typically hold flat too. But the cost of everything the community will eventually need to repair or replace — roofing materials, elevator components, HVAC systems, parking lot surface — keeps increasing. Every year that contributions stay flat while costs rise is a year the funding gap quietly widens.</p>
|
||||
|
||||
<p>The second warning sign is deferred maintenance. A board that consistently defers capital projects — pushing the pool equipment replacement back a year, delaying the parking lot reseal because "it can wait" — isn't saving money. It's compressing future spending into a narrower timeframe while removing years of contribution accumulation that would have helped fund it. Deferred projects have a way of arriving all at once.</p>
|
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|
||||
<p>The third, and perhaps most insidious, is reserve fund balance complacency. A $400,000 reserve balance looks impressive. But without modeling that balance against the actual timeline of upcoming capital projects, that number tells you almost nothing. Is $400,000 a comfortable cushion, or is it $600,000 short of where you need to be in three years? In a manual management environment, that question is genuinely hard to answer — which means most boards don't ask it rigorously enough.</p>
|
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<blockquote><p>"We had almost half a million in reserves. We thought we were fine. The reserve study was only three years old. But when we actually modeled the next five years of projects, we were staring at a $700,000 gap. Nobody had done that math until a new board member asked the right question."</p></blockquote>
|
||||
|
||||
<p>That quote captures a dynamic we hear from HOA boards constantly. The information to identify the problem was there all along — it just required a level of ongoing analysis that manual processes can't reasonably sustain.</p>
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<h2>How Proactive Reserve Planning Changes the Equation</h2>
|
||||
|
||||
<p>The fundamental problem with spreadsheet-based reserve management is that it requires a person to ask the right question at the right time. That's an unreasonable thing to ask of a volunteer who has a full-time job, a family, and a finite number of hours they're willing to give to HOA governance each month.</p>
|
||||
|
||||
<p>What modern reserve planning tools do is flip that model. Instead of waiting for a board member to ask "are we on track?", the system continuously answers that question on its own — and alerts the board when the answer starts drifting toward "no."</p>
|
||||
|
||||
<p>The mechanics are straightforward. A dynamic reserve planning system maintains a living model of your community's capital project schedule: what needs to be done, approximately when, and at what estimated cost. It tracks your reserve fund balance and contribution rate in real time. And it continuously calculates a reserve fund health score — a single, easy-to-interpret metric that tells the board at a glance whether current contributions are sufficient to fund the upcoming project pipeline.</p>
|
||||
|
||||
<p>When the health score dips — because a project got rescheduled earlier, because material costs came in higher than projected, because contribution rates haven't kept pace with inflation — the system flags it immediately. Not at the next annual review. Not when someone happens to pull a report. Right now, while there's still time to make a gradual, painless adjustment.</p>
|
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<div class="highlight-box">
|
||||
<p><strong>The planning window is everything.</strong> A 5% contribution rate increase spread over three years is nearly invisible to homeowners. The same funding gap addressed with a special assessment two months before a project starts is devastating. Proactive reserve tracking gives boards the time to choose the first path — before the second becomes the only option.</p>
|
||||
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|
||||
|
||||
<h2>Understanding Your Reserve Fund Health Score</h2>
|
||||
|
||||
<p>The concept of a reserve fund health score deserves a deeper look, because it's one of the most useful tools a board can have — and one of the most misunderstood.</p>
|
||||
|
||||
<p>A health score is not just your current reserve balance as a percentage of some target. A well-constructed health score is a forward-looking metric: it compares your projected reserve fund trajectory against your projected capital spending needs over a multi-year horizon. A community with $400,000 in reserves today might have a healthy score of 92% — meaning current contributions and expected interest income are on track to fund known capital needs — or it might have a concerning score of 61%, meaning there's a meaningful gap developing between where you're headed and where you need to be.</p>
|
||||
|
||||
<p>The score also needs to update as reality changes. When your board votes to accelerate the parking lot project by 18 months, the health score should reflect that immediately. When a vendor quote comes in $40,000 higher than the reserve study estimated, the score should absorb that adjustment and tell you what it means for your funding picture.</p>
|
||||
|
||||
<p>This kind of continuous, real-time reserve health visibility is exactly what boards need to stay ahead of funding gaps — and exactly what static spreadsheets and annual reserve studies can't provide.</p>
|
||||
|
||||
<p>It's also what gives board members the confidence to have an honest conversation with homeowners. Instead of saying "I think we're fine," a treasurer can say: "Our reserve fund health score is 89%. That's solid, and here's the three-year plan we're managing against." That's a very different kind of board meeting.</p>
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<h2>What This Looks Like in Practice</h2>
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<p>Consider a 120-unit condominium association that's been managing finances with a combination of spreadsheets and an aging accounting platform. Their reserve fund sits at $380,000 — a number that looks reasonable on the surface. Their last reserve study, completed two years ago, recommended a contribution rate of $185 per unit per month, and the board has been following that guidance faithfully.</p>
|
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<p>What nobody has modeled recently: two major capital projects are now expected to land closer together than originally planned. The building's elevator modernization — estimated at $290,000 — is now projected for 2028. The roof replacement — estimated at $340,000 — was already scheduled for 2029. That's $630,000 of capital spending compressed into roughly an 18-month window, starting just two years from now.</p>
|
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||||
<p>At the current contribution rate, the reserve fund will grow to approximately $490,000 by the time the elevator project begins. That's a shortfall of $440,000 across the two projects combined — not counting any interest earned or any contingency for cost overruns. Without intervention, this community is on a direct path to a five-figure special assessment, likely split across two levies.</p>
|
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|
||||
<p>Now play the alternative scenario. Twelve months earlier — three years before the elevator project — a reserve health score flags the developing gap. The board's financial platform shows a score that has drifted from 91% down to 74%, driven by the compressed project timeline. The board convenes a conversation about contribution adjustments. The math shows that increasing contributions by $38 per unit per month — starting now — closes the gap entirely by the time the elevator project breaks ground.</p>
|
||||
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||||
<p>Thirty-eight dollars a month. That's the difference between a manageable, planned adjustment and a $4,000-per-unit emergency assessment. The only thing that changes between the two outcomes is how early the board saw the problem coming.</p>
|
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<h2>Small Adjustments Now Beat Big Surprises Later</h2>
|
||||
|
||||
<p>This is the core argument for proactive reserve management, and it's surprisingly simple once you see it clearly: small adjustments made early are almost always less painful than large corrections made late. The math is unforgiving. Every year that a funding gap goes unaddressed is a year of compounding that makes the eventual correction bigger.</p>
|
||||
|
||||
<p>Most homeowners — even the ones who push back on assessment increases — can accept a $30 or $40 monthly adjustment when the board can show them exactly why it's necessary and exactly what it prevents. The conversation becomes entirely different when the board has to walk in with a four-figure special assessment invoice and explain that there was no other option.</p>
|
||||
|
||||
<p>The boards that consistently avoid special assessments aren't the ones with the most experienced financial volunteers. They're the ones with the best visibility into where their community's finances are actually heading — not just where they stand today. They catch the drift early. They make small corrections. They never let the gap compound to the point where a special assessment becomes the only tool left.</p>
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<p>That's what HOA LedgerIQ is built to give every board, regardless of size: the kind of continuous, forward-looking reserve planning clarity that turns potential crises into manageable line items — and keeps the trust between boards and homeowners intact.</p>
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<h2>Stop Guessing. Start Planning.</h2>
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<p>HOA LedgerIQ gives your board real-time reserve health scores, forward-looking capital planning, and early-warning alerts — so special assessments become the exception, not the expectation.</p>
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<span class="article-card-tag">Reserve Funds</span>
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<h2 class="article-card-title">Special Assessments: How to Avoid Them With Better Planning</h2>
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<p class="article-card-excerpt">A special assessment is the most trust-destroying event in an HOA's financial life. The good news: most of them are entirely preventable — if your board can see the funding gap developing years before it becomes a crisis.</p>
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<span>HOA LedgerIQ Team</span>
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<span>April 21, 2026</span>
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<h2 class="article-card-title">5 Financial Blind Spots Putting Your HOA at Risk (And How AI Finds Them)</h2>
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<p class="article-card-excerpt">Most HOA boards don't know what they don't know. Spreadsheets don't send alerts. Static reports don't forecast. Here are the five blind spots costing communities thousands — and how AI-powered management eliminates them before they become crises.</p>
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<span>HOA LedgerIQ Team</span>
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<span>April 1, 2026</span>
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<p class="article-card-excerpt">It started with a board meeting, a tired treasurer, and an answer nobody should ever hear at a financial review: "I think so." This is the story of why we set out to build the financial tool HOA boards actually deserve.</p>
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<span>HOA LedgerIQ Team</span>
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<span>March 16, 2026</span>
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<span>6 min read</span>
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<div class="article-tag">Company Story</div>
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<h1 class="article-title">Why We Built HOA LedgerIQ</h1>
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<p class="article-subtitle">A founder's story about spreadsheet chaos, volunteer burnout, and the financial tools HOA boards actually deserve.</p>
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<span class="article-meta-author">HOA LedgerIQ Team</span>
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<span class="article-meta-separator"></span>
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<span>March 16, 2026</span>
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<span class="article-meta-separator"></span>
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<span>6 min read</span>
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<h2>The Meeting That Started It All</h2>
|
||||
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||||
<p>It was a Tuesday evening — the kind that makes you question every life decision that led you to volunteer for your HOA board. A handful of homeowners had gathered in the community room. Our treasurer — a retired accountant, someone who genuinely cared about getting this right — was walking the group through a financial update he'd spent most of his weekend building from scratch.</p>
|
||||
|
||||
<p>He'd pulled data from three different spreadsheets, logged into two separate bank portals, and referenced a reserve study that was nearly five years old. He was clearly exhausted. And then a homeowner asked what seemed like a perfectly reasonable question:</p>
|
||||
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||||
<blockquote><p>"Are our reserves enough to replace the roof in five years?"</p></blockquote>
|
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||||
<p>There was a pause. Some shuffling of papers. And then the answer no one wants to hear at a financial meeting:</p>
|
||||
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||||
<blockquote><p>"I think so."</p></blockquote>
|
||||
|
||||
<p>That was the moment. That's why we built HOA LedgerIQ.</p>
|
||||
|
||||
<h2>The Hidden Scale of the Problem</h2>
|
||||
|
||||
<p>What we witnessed that night isn't unusual. It's playing out in community rooms, living rooms, and kitchen tables across the country — every single month.</p>
|
||||
|
||||
<p>There are over 370,000 homeowners associations in the United States, collectively managing more than $100 billion in annual assessments and governing the financial lives of roughly 74 million Americans. These are real communities, real neighbors, real people's homes — with very real financial stakes attached to every decision a board makes.</p>
|
||||
|
||||
<p>And the vast majority of those boards are managing that money with Microsoft Excel.</p>
|
||||
|
||||
<p>The problem isn't that board members aren't capable or committed — they absolutely are. The people who volunteer their time to serve on these boards are some of the most dedicated community members you'll find anywhere. The problem is that the tools available to them were never designed for this specific job.</p>
|
||||
|
||||
<p>Generic accounting software wasn't built with HOA financial structures in mind. It doesn't understand the difference between operating funds and reserve funds. It doesn't handle assessment cycles or multi-year capital project planning. Property management platforms are often expensive and bloated, designed for large professional management companies — not for a volunteer treasurer trying to answer a straightforward question about roof replacement funding on a Tuesday night.</p>
|
||||
|
||||
<h2>What We Went Looking For</h2>
|
||||
|
||||
<p>After that board meeting, we did what any problem-solver does when they see a broken system: we went looking for something better.</p>
|
||||
|
||||
<p>We evaluated generic accounting platforms. We demoed property management suites. We tested several HOA-specific tools that had been around since the early 2000s. We talked to treasurers, board presidents, property managers, and community CPAs across the country.</p>
|
||||
|
||||
<p>What we consistently heard was some version of the same story:</p>
|
||||
|
||||
<blockquote><p>"Nothing is actually built for us."</p></blockquote>
|
||||
|
||||
<p>The existing tools required too much manual work. Reporting was rigid and time-consuming. Forecasting — the kind that tells you whether your reserve contributions today will actually fund your capital projects tomorrow — was either non-existent or required exporting to a spreadsheet, which was precisely the problem we started with. And none of them could intelligently answer a question like "what's the best use of our idle operating cash right now?" without looping in a paid advisor.</p>
|
||||
|
||||
<p>Meanwhile, volunteer board members were spending 15 to 20 hours every month on financial management. Burnout was rampant. Turnover was high. When a treasurer finally stepped down, years of institutional knowledge walked out the door with them.</p>
|
||||
|
||||
<p>The financial tool that HOA boards actually needed simply didn't exist.</p>
|
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<h2>What We Set Out to Build</h2>
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<p>Real-time financial clarity, AI-powered planning, and one-click board reports — built from the ground up for HOA boards.</p>
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||||
<h2>The Tool We Set Out to Build</h2>
|
||||
|
||||
<p>We decided to build it ourselves.</p>
|
||||
|
||||
<p>The central question we kept returning to: <em>what would a smart, tireless financial advisor look like if it were designed specifically for community associations?</em></p>
|
||||
|
||||
<p>It would understand HOA financial structures from the ground up — the difference between operating and reserve accounts, how assessment cycles work, how to model 5-year capital project timelines. It would track to your bank and investment accounts directly, reconcile them with budget awareness easily. It would maintain a living, real-time picture of the community's financial health at all times — not a snapshot from last month's statement, but an always-current view.</p>
|
||||
|
||||
<p>And critically, it would be genuinely intelligent. Not just a better spreadsheet — but a system that actively helps boards make better decisions. One that flags when reserve contributions are drifting off target. One that recommends investment strategies tailored to your community's projected cash flow. One that can answer "are we on track to fund the roof replacement?" in plain English — without requiring a CPA on speed dial.</p>
|
||||
|
||||
<p>That vision became HOA LedgerIQ.</p>
|
||||
|
||||
<h2>What We Built</h2>
|
||||
|
||||
<p>We focused on the problems that every HOA board faces, regardless of size:</p>
|
||||
|
||||
<p><strong>Real-Time Financial Clarity.</strong> A live dashboard showing operating and reserve fund health, budget vs. actuals, and forward-looking cash flow — updated continuously, not monthly. Know exactly where your community stands at any moment, without waiting for a bank statement to arrive.</p>
|
||||
|
||||
<p><strong>AI-Powered Reserve Planning.</strong> Instead of a static reserve study that begins aging the moment it's published, HOA LedgerIQ maintains a dynamic 5-year capital planning view, easily drag and drop adjustable as priorities change. The AI continuously evaluates whether your current contribution rates align with your upcoming project needs — and alerts you early when they don't, giving you time to adjust before it becomes a crisis.</p>
|
||||
|
||||
<p><strong>Intelligent Recommendations.</strong> Built on GPT-4, our AI advisor gives plain-English guidance on the questions boards actually ask. When should we schedule the parking lot reseal? Should we move operating funds into a short-term CD, and for how long? Is our assessment rate for next year realistic given projected expenses? No finance degree required.</p>
|
||||
|
||||
<p><strong>One-Click Board Reports.</strong> Professional PDF and Excel reports — income statements, balance sheets, variance analysis, reserve fund status, delinquency tracking — ready for every board meeting with a single click. What used to take a treasurer an entire weekend can now be done in under a minute.</p>
|
||||
|
||||
<h2>Where We Are Today</h2>
|
||||
|
||||
<p>We're in the final stretch before our official launch, and the response from the HOA community has been more energizing than we anticipated.</p>
|
||||
|
||||
<p>Board members who've previewed the platform have shared things like:</p>
|
||||
|
||||
<blockquote><p>"This would have saved me so many Saturday afternoons."</p></blockquote>
|
||||
|
||||
<blockquote><p>"I finally feel like I actually understand where our community stands financially — not just what the balance is, but whether we're actually on track."</p></blockquote>
|
||||
|
||||
<blockquote><p>"The AI flagged a reserve shortfall I hadn't noticed. We adjusted our contributions before it became a problem. That alone made the whole thing worth it."</p></blockquote>
|
||||
|
||||
<p>We built HOA LedgerIQ because every community association — regardless of size, regardless of whether they have a professional management company or a retired accountant doing their best on a Tuesday night — deserves financial tools that make the job clear, intelligent, and actually manageable.</p>
|
||||
|
||||
<p>Your community's financial health is too important to run on spreadsheets and gut feelings. And your volunteers' time is too valuable to spend reconciling data that a system should be handling automatically.</p>
|
||||
|
||||
<p>We can't wait to show you what we built.</p>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
</section>
|
||||
|
||||
<!-- ARTICLE CTA -->
|
||||
<section class="article-cta">
|
||||
<div class="container">
|
||||
<h2>Ready to Leave the Spreadsheets Behind?</h2>
|
||||
<p>Join the early access list and be among the first boards to experience HOA LedgerIQ.</p>
|
||||
<a href="https://app.hoaledgeriq.com/pricing" class="btn btn-primary btn-lg" target="_blank" rel="noopener">Start Your Free 14-Day Trial</a>
|
||||
<p class="article-cta-note">No credit card required · 14-day free trial · No contracts</p>
|
||||
</div>
|
||||
</section>
|
||||
|
||||
<!-- ARTICLE BOTTOM NAV -->
|
||||
<div class="insights-grid-section" style="padding: 2.5rem 0 3rem;">
|
||||
<div class="container">
|
||||
<div style="border-top: 1px solid rgba(255,255,255,0.07); padding-top: 2rem; display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 1rem;">
|
||||
<a href="index.html" style="color: var(--gray-400); font-size: 0.875rem; text-decoration: none; display: inline-flex; align-items: center; gap: 0.4rem; transition: color 0.2s;">← All Insights</a>
|
||||
<a href="hoa-financial-blind-spots.html" style="color: var(--blue); font-size: 0.875rem; font-weight: 600; text-decoration: none; display: inline-flex; align-items: center; gap: 0.4rem; transition: opacity 0.2s;">Next: 5 Financial Blind Spots →</a>
|
||||
</div>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<!-- FOOTER -->
|
||||
<footer class="footer">
|
||||
<div class="container footer-inner">
|
||||
<div class="footer-logo">
|
||||
<img src="../logo_house.svg" alt="HOA LedgerIQ" class="logo-img logo-img--footer" />
|
||||
<p>AI-powered HOA finance management.</p>
|
||||
</div>
|
||||
<div class="footer-links">
|
||||
<div class="footer-col">
|
||||
<div class="footer-col-title">Product</div>
|
||||
<a href="../index.html#features">Features</a>
|
||||
<a href="../index.html#pricing">Pricing</a>
|
||||
<a href="https://app.hoaledgeriq.com/pricing" target="_blank" rel="noopener">Start Free Trial</a>
|
||||
</div>
|
||||
<div class="footer-col">
|
||||
<div class="footer-col-title">Pages</div>
|
||||
<a href="../investment-management.html">Investment Management</a>
|
||||
<a href="../reserve-study-software.html">Reserve Studies</a>
|
||||
<a href="index.html">Insights</a>
|
||||
</div>
|
||||
<div class="footer-col">
|
||||
<div class="footer-col-title">Legal</div>
|
||||
<a href="../privacy.html">Privacy Policy</a>
|
||||
<a href="../terms.html">Terms of Service</a>
|
||||
</div>
|
||||
</div>
|
||||
</div>
|
||||
<div class="footer-bottom">
|
||||
<div class="container">
|
||||
<span>© 2026 HOA LedgerIQ. All rights reserved.</span>
|
||||
</div>
|
||||
</div>
|
||||
</footer>
|
||||
|
||||
<script src="../app.js"></script>
|
||||
|
||||
<!-- Support Chat Widget -->
|
||||
<script>
|
||||
(function(d,t) {
|
||||
var BASE_URL="https://chat.hoaledgeriq.com";
|
||||
var g=d.createElement(t),s=d.getElementsByTagName(t)[0];
|
||||
g.src=BASE_URL+"/packs/js/sdk.js";
|
||||
g.async = true;
|
||||
s.parentNode.insertBefore(g,s);
|
||||
g.onload=function(){
|
||||
window.chatwootSDK.run({
|
||||
websiteToken: '1QMW1fycL5xHvd6XMfg4Dbb4',
|
||||
baseUrl: BASE_URL
|
||||
})
|
||||
}
|
||||
})(document,"script");
|
||||
</script>
|
||||
|
||||
</body>
|
||||
</html>
|
||||
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90
index.html
@@ -69,13 +69,6 @@ document.addEventListener('DOMContentLoaded', function() {
|
||||
</script>
|
||||
<body>
|
||||
|
||||
<!-- COMING SOON BANNER -->
|
||||
<div class="coming-soon-banner">
|
||||
<span class="banner-badge" id="bannerCountdown">Launching in 60 Days</span>
|
||||
<span class="banner-text">HOA LedgerIQ is almost here — be first in line.</span>
|
||||
<a href="#preview-signup" class="banner-cta">Get Early Access →</a>
|
||||
</div>
|
||||
|
||||
<!-- NAV -->
|
||||
<nav class="nav">
|
||||
<div class="nav-inner">
|
||||
@@ -85,9 +78,9 @@ document.addEventListener('DOMContentLoaded', function() {
|
||||
<ul class="nav-links">
|
||||
<li><a href="#features">Features</a></li>
|
||||
<li><a href="#pricing">Pricing</a></li>
|
||||
<li><a href="#preview-signup">Early Access</a></li>
|
||||
<li><a href="articles/">Insights</a></li>
|
||||
</ul>
|
||||
<a href="#preview-signup" class="btn btn-primary nav-btn">Get Early Access</a>
|
||||
<a href="https://app.hoaledgeriq.com/pricing" class="btn btn-primary nav-btn" target="_blank" rel="noopener">Start Free Trial</a>
|
||||
<a href="https://app.hoaledgeriq.com" class="btn btn-outline nav-btn nav-login" target="_blank" rel="noopener">Login</a>
|
||||
</div>
|
||||
</nav>
|
||||
@@ -111,7 +104,7 @@ document.addEventListener('DOMContentLoaded', function() {
|
||||
outdated & manual spreadsheets, while optimizing your community's finances.
|
||||
</p>
|
||||
<div class="hero-actions">
|
||||
<a href="#preview-signup" class="btn btn-primary btn-lg">Join the Preview List</a>
|
||||
<a href="https://app.hoaledgeriq.com/pricing" class="btn btn-primary btn-lg" target="_blank" rel="noopener">Start Your Free 14-Day Trial</a>
|
||||
<button class="btn btn-calc btn-lg" id="openCalc">✦ Get your Financial Health Score</button>
|
||||
<a href="#features" class="btn btn-ghost btn-lg">See the Platform ↓</a>
|
||||
</div>
|
||||
@@ -248,74 +241,17 @@ document.addEventListener('DOMContentLoaded', function() {
|
||||
<div class="container">
|
||||
<div class="section-label">Simple Pricing</div>
|
||||
<h2 class="section-title">Pick the plan that fits your community</h2>
|
||||
<p class="section-sub">No setup fees. No contracts. All plans include a 30-day free trial.</p>
|
||||
|
||||
<div class="pricing-grid">
|
||||
|
||||
<!-- STARTER -->
|
||||
<div class="pricing-card">
|
||||
<div class="plan-name">Starter</div>
|
||||
<div class="plan-tagline">Perfect for small community HOAs</div>
|
||||
<div class="plan-price"><span class="price-amount">$29</span><span class="price-period">/mo</span></div>
|
||||
<div class="plan-units">For small communities getting started</div>
|
||||
<ul class="plan-features">
|
||||
<li><span class="check">✓</span> Account balance tracking</li>
|
||||
<li><span class="check">✓</span> Investment account tracking</li>
|
||||
<li><span class="check">✓</span> Dues collection tracking</li>
|
||||
<li><span class="check">✓</span> Basic delinquency alerts</li>
|
||||
<li><span class="check">✓</span> Monthly board-ready PDF reports</li>
|
||||
<li><span class="check">✓</span> Monthly Actuals reconciliation</li>
|
||||
<li><span class="check">✓</span> Future Year Budget Planning</li>
|
||||
<li><span class="check">✓</span> 5-year Reserve Forecasting</li>
|
||||
<li><span class="check">✓</span> Role based access for board members (Up to 5 user accounts)</li>
|
||||
<li><span class="check">✓</span> Email support</li>
|
||||
<li class="dim"><span>—</span> AI Analytics</li>
|
||||
<li class="dim"><span>—</span> Mixed Purpose Community management (SFH, Condo, Apartment)</li>
|
||||
</ul>
|
||||
<a href="#preview-signup" class="btn btn-outline plan-btn">Get Early Access</a>
|
||||
</div>
|
||||
|
||||
<!-- PROFESSIONAL — FEATURED -->
|
||||
<div class="pricing-card pricing-card--featured">
|
||||
<div class="plan-badge">Most Popular</div>
|
||||
<div class="plan-name">Professional</div>
|
||||
<div class="plan-tagline">Advanced AI Features For growing communities & property managers</div>
|
||||
<div class="plan-price"><span class="price-amount">$79</span><span class="price-period">/mo</span></div>
|
||||
<div class="plan-units">For growing HOAs that need full features</div>
|
||||
<ul class="plan-features">
|
||||
<li><span class="check">✓</span> Everything in Starter</li>
|
||||
<li><span class="check">✓</span> <strong>AI Financial Analytics</strong></li>
|
||||
<li><span class="check">✓</span> Custom chart of accounts</li>
|
||||
<li><span class="check">✓</span> Audit trail & compliance pack</li>
|
||||
<li><span class="check">✓</span> Priority email & chat support</li>
|
||||
<li><span class="check">✓</span> Mixed Purpose Community management (SFH, Condo, Apartment)</li>
|
||||
</ul>
|
||||
<a href="#preview-signup" class="btn btn-primary plan-btn">Get Early Access</a>
|
||||
</div>
|
||||
|
||||
<!-- ENTERPRISE -->
|
||||
<div class="pricing-card">
|
||||
<div class="plan-name">Enterprise</div>
|
||||
<div class="plan-tagline">For large communities & management companies</div>
|
||||
<div class="plan-price"><span class="price-amount price-amount--quote">Request Quote</span></div>
|
||||
<div class="plan-units"> </div>
|
||||
<ul class="plan-features">
|
||||
<li><span class="check">✓</span> Everything in Professional</li>
|
||||
<li><span class="check">✓</span> <strong>Multi-property management</strong></li>
|
||||
<li><span class="check">✓</span> Custom API integrations</li>
|
||||
<li><span class="check">✓</span> Advanced AI anomaly detection</li>
|
||||
<li><span class="check">✓</span> SLA-backed uptime guarantee</li>
|
||||
<li><span class="check">✓</span> Custom onboarding & training</li>
|
||||
</ul>
|
||||
<a href="#preview-signup" class="btn btn-outline plan-btn">Get Early Access</a>
|
||||
</div>
|
||||
<p class="section-sub">No setup fees. No contracts. All plans include a 14-day free trial.</p>
|
||||
|
||||
<div class="pricing-embed-wrap">
|
||||
<iframe src="https://app.hoaledgeriq.com/pricing" class="pricing-embed" title="HOA LedgerIQ Pricing — Start Your Free Trial" loading="lazy"></iframe>
|
||||
</div>
|
||||
<p class="pricing-embed-fallback">Having trouble viewing the pricing page? <a href="https://app.hoaledgeriq.com/pricing" target="_blank" rel="noopener">Open it directly →</a></p>
|
||||
</div>
|
||||
</section>
|
||||
|
||||
<!-- PREVIEW SIGNUP -->
|
||||
<section class="signup-section" id="preview-signup">
|
||||
<section class="signup-section" id="preview-signup" style="display:none">
|
||||
<div class="signup-glow"></div>
|
||||
<div class="container">
|
||||
<div class="signup-card">
|
||||
@@ -459,7 +395,13 @@ document.addEventListener('DOMContentLoaded', function() {
|
||||
<div class="footer-col-title">Product</div>
|
||||
<a href="#features">Features</a>
|
||||
<a href="#pricing">Pricing</a>
|
||||
<a href="#preview-signup">Early Access</a>
|
||||
<a href="https://app.hoaledgeriq.com/pricing" target="_blank" rel="noopener">Start Free Trial</a>
|
||||
</div>
|
||||
<div class="footer-col">
|
||||
<div class="footer-col-title">Pages</div>
|
||||
<a href="investment-management.html">Investment Management</a>
|
||||
<a href="reserve-study-software.html">Reserve Studies</a>
|
||||
<a href="articles/">Insights</a>
|
||||
</div>
|
||||
<div class="footer-col">
|
||||
<div class="footer-col-title">Legal</div>
|
||||
@@ -587,7 +529,7 @@ document.addEventListener('DOMContentLoaded', function() {
|
||||
|
||||
<div class="calc-cta">
|
||||
<p>Ready to put these gains to work for your community?</p>
|
||||
<a href="#preview-signup" class="btn btn-primary btn-lg calc-cta-btn" id="calcCTABtn">Get Early Access — Reserve My Spot →</a>
|
||||
<a href="https://app.hoaledgeriq.com/pricing" class="btn btn-primary btn-lg calc-cta-btn" id="calcCTABtn" target="_blank" rel="noopener">Start Your Free 14-Day Trial →</a>
|
||||
<button class="btn btn-ghost calc-recalc" id="calcRecalc">← Recalculate</button>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
@@ -7,6 +7,8 @@
|
||||
<meta name="description" content="Maximize your HOA's investment income with AI-powered investment management. Smart strategies for reserve funds, operating accounts, and capital projects. Free analysis.">
|
||||
<meta name="keywords" content="HOA investment management, HOA reserve fund investment, HOA investment policy, HOA cash management, HOA investment strategy">
|
||||
<link rel="canonical" href="https://www.hoaledgeriq.com/investment-management" />
|
||||
<link rel="preconnect" href="https://fonts.googleapis.com" />
|
||||
<link rel="preconnect" href="https://fonts.gstatic.com" crossorigin />
|
||||
<link href="https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800;900&display=swap" rel="stylesheet" />
|
||||
<link rel="stylesheet" href="styles.css" />
|
||||
<!-- Google tag (gtag.js) -->
|
||||
@@ -19,241 +21,318 @@
|
||||
</script>
|
||||
</head>
|
||||
<body>
|
||||
<!-- Navigation -->
|
||||
<nav class="navbar">
|
||||
<div class="container">
|
||||
<img src="logo_house_transparent.svg" alt="HOA LedgerIQ" class="logo-img" />
|
||||
<div class="nav-links">
|
||||
<a href="index.html">Home</a>
|
||||
<a href="#features">Features</a>
|
||||
<a href="#strategies">Strategies</a>
|
||||
<a href="#calculator">Calculator</a>
|
||||
<a href="index.html#preview-signup" class="btn btn-primary nav-btn">Get Early Access</a>
|
||||
|
||||
<!-- NAV -->
|
||||
<nav class="nav">
|
||||
<div class="nav-inner">
|
||||
<a href="index.html" class="nav-logo">
|
||||
<img src="logo_house_transparent.svg" alt="HOA LedgerIQ" class="logo-img" />
|
||||
</a>
|
||||
<ul class="nav-links">
|
||||
<li><a href="index.html">Home</a></li>
|
||||
<li><a href="#features">Features</a></li>
|
||||
<li><a href="#strategies">Strategies</a></li>
|
||||
<li><a href="#calculator">Calculator</a></li>
|
||||
<li><a href="articles/">Insights</a></li>
|
||||
</ul>
|
||||
<a href="https://app.hoaledgeriq.com/pricing" class="btn btn-primary nav-btn" target="_blank" rel="noopener">Start Free Trial</a>
|
||||
<a href="https://app.hoaledgeriq.com" class="btn btn-outline nav-btn nav-login" target="_blank" rel="noopener">Login</a>
|
||||
</div>
|
||||
</nav>
|
||||
|
||||
<!-- HERO -->
|
||||
<section class="hero">
|
||||
<div class="hero-glow"></div>
|
||||
<div class="container">
|
||||
<div class="hero-badge">
|
||||
<span class="pulse-dot"></span>
|
||||
Smart Investment Management
|
||||
</div>
|
||||
<h1 class="hero-headline">
|
||||
HOA Investment Management<br />
|
||||
<span class="gradient-text">That Maximizes Returns</span>
|
||||
</h1>
|
||||
<p class="hero-sub">
|
||||
Stop leaving money on the table. HOA LedgerIQ's AI-powered investment management
|
||||
helps you maximize returns on reserve funds while maintaining the liquidity needed
|
||||
for operations and capital projects.
|
||||
</p>
|
||||
<div class="hero-actions">
|
||||
<a href="#calculator" class="btn btn-primary btn-lg">Calculate Potential Earnings</a>
|
||||
<a href="#strategies" class="btn btn-ghost btn-lg">View Strategies →</a>
|
||||
</div>
|
||||
<div class="hero-trust">
|
||||
<p>✓ FDIC-insured options ✓ State-compliant ✓ Risk-adjusted strategies</p>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<!-- Screenshot Carousel -->
|
||||
<div class="hero-visual">
|
||||
<div class="screenshot-carousel" id="screenshotCarousel">
|
||||
<div class="carousel-frame">
|
||||
<div class="carousel-slides">
|
||||
<div class="carousel-slide active">
|
||||
<img src="img/screenshot-dashboard.png" alt="HOA LedgerIQ Dashboard — Fund health scores, operating and reserve balances" />
|
||||
<div class="slide-caption">Dashboard — Fund Health & At-a-Glance Metrics</div>
|
||||
</div>
|
||||
<div class="carousel-slide">
|
||||
<img src="img/screenshot-cashflow.png" alt="HOA LedgerIQ Cash Flow — Projected balances with forward forecasting chart" />
|
||||
<div class="slide-caption">Cash Flow — Actuals & Forward Projections</div>
|
||||
</div>
|
||||
<div class="carousel-slide">
|
||||
<img src="img/screenshot-capital.png" alt="HOA LedgerIQ Capital Planning — Multi-year project timeline and budget view" />
|
||||
<div class="slide-caption">Capital Planning — 5-Year Project Pipeline</div>
|
||||
</div>
|
||||
</div>
|
||||
</div>
|
||||
</nav>
|
||||
|
||||
<!-- Hero Section -->
|
||||
<section class="hero investment-hero">
|
||||
<div class="container">
|
||||
<div class="hero-badge">Smart Investment Management</div>
|
||||
<h1 class="hero-headline">
|
||||
HOA Investment Management<br />
|
||||
<span class="gradient-text">That Actually Works</span>
|
||||
</h1>
|
||||
<p class="hero-sub">
|
||||
Stop leaving money on the table. HOA LedgerIQ's AI-powered investment management
|
||||
helps you maximize returns on reserve funds while maintaining liquidity for operations
|
||||
and capital projects.
|
||||
</p>
|
||||
<div class="hero-actions">
|
||||
<a href="#calculator" class="btn btn-primary btn-lg">Calculate Potential Earnings</a>
|
||||
<a href="#strategies" class="btn btn-ghost btn-lg">View Strategies →</a>
|
||||
</div>
|
||||
<div class="hero-trust">
|
||||
<p>✓ FDIC-insured options ✓ State-compliant ✓ Risk-adjusted strategies</p>
|
||||
</div>
|
||||
<div class="carousel-controls">
|
||||
<button class="carousel-btn carousel-prev" aria-label="Previous screenshot">←</button>
|
||||
<div class="carousel-dots">
|
||||
<span class="carousel-dot active" data-index="0"></span>
|
||||
<span class="carousel-dot" data-index="1"></span>
|
||||
<span class="carousel-dot" data-index="2"></span>
|
||||
</div>
|
||||
<button class="carousel-btn carousel-next" aria-label="Next screenshot">→</button>
|
||||
</div>
|
||||
</section>
|
||||
</div>
|
||||
</div>
|
||||
</section>
|
||||
|
||||
<!-- Problem Section -->
|
||||
<section class="problem-section">
|
||||
<div class="container">
|
||||
<h2>Most HOAs Are Losing Money on Their Reserves</h2>
|
||||
<div class="problem-grid">
|
||||
<div class="problem-card">
|
||||
<div class="problem-icon">💰</div>
|
||||
<h3>Sitting in Checking Accounts</h3>
|
||||
<p>Most HOAs keep reserve funds in non-interest-bearing accounts, losing 3-5% annually to inflation. That's thousands in lost income every year.</p>
|
||||
</div>
|
||||
<div class="problem-card">
|
||||
<div class="problem-icon">📉</div>
|
||||
<h3>Too Conservative</h3>
|
||||
<p>Even "safe" investments like money markets now yield 4-5%, but many HOAs still earn 0.01% in traditional savings accounts.</p>
|
||||
</div>
|
||||
<div class="problem-card">
|
||||
<div class="problem-icon">⚖️</div>
|
||||
<h3>Compliance Concerns</h3>
|
||||
<p>Board members worry about making investment decisions. What's allowed? What's safe? What's fiduciary?</p>
|
||||
</div>
|
||||
<div class="problem-card">
|
||||
<div class="problem-icon">📊</div>
|
||||
<h3>No Strategy</h3>
|
||||
<p>Without a formal investment policy, HOAs miss opportunities and leave money on the table year after year.</p>
|
||||
</div>
|
||||
</div>
|
||||
<!-- PROBLEM SECTION -->
|
||||
<section class="problem-section">
|
||||
<div class="container">
|
||||
<h2>Most HOAs Are Losing Money on Their Reserves</h2>
|
||||
<div class="problem-grid">
|
||||
<div class="problem-card">
|
||||
<div class="problem-icon">💰</div>
|
||||
<h3>Sitting in Checking Accounts</h3>
|
||||
<p>Most HOAs keep reserve funds in non-interest-bearing accounts, losing 3–5% annually to inflation. That's thousands in lost income every year.</p>
|
||||
</div>
|
||||
</section>
|
||||
|
||||
<!-- Solution Section -->
|
||||
<section class="solution-section">
|
||||
<div class="container">
|
||||
<h2 class="section-title">Smart Investment Strategies for HOAs</h2>
|
||||
<p class="section-sub">AI-powered recommendations tailored to your HOA's specific needs and risk tolerance.</p>
|
||||
|
||||
<div class="solution-grid">
|
||||
<div class="solution-card">
|
||||
<div class="solution-icon">🏦</div>
|
||||
<h3>Operating Account Optimization</h3>
|
||||
<p>Keep 3-6 months of operating expenses in a high-yield account. Earn 4-5% APY with full liquidity. Typical HOA: +$2,000-5,000/year.</p>
|
||||
</div>
|
||||
<div class="solution-card">
|
||||
<div class="solution-icon">📈</div>
|
||||
<h3>Reserve Fund Laddering</h3>
|
||||
<p>CD ladders and Treasury ladders match your capital project timeline. Earn higher yields on money you won't need for 1-5 years.</p>
|
||||
</div>
|
||||
<div class="solution-card">
|
||||
<div class="solution-icon">🎯</div>
|
||||
<h3>Investment Policy Creation</h3>
|
||||
<p>AI generates a compliant investment policy statement tailored to your state's HOA laws and your community's risk tolerance.</p>
|
||||
</div>
|
||||
<div class="solution-card">
|
||||
<div class="solution-icon">📊</div>
|
||||
<h3>Performance Tracking</h3>
|
||||
<p>Monitor investment performance across all accounts. Get alerts when rebalancing is needed or better rates become available.</p>
|
||||
</div>
|
||||
</div>
|
||||
<div class="problem-card">
|
||||
<div class="problem-icon">📉</div>
|
||||
<h3>Too Conservative</h3>
|
||||
<p>Even "safe" investments like money markets now yield 4–5%, but many HOAs still earn 0.01% in traditional savings accounts.</p>
|
||||
</div>
|
||||
</section>
|
||||
|
||||
<!-- Investment Strategies Section -->
|
||||
<section id="strategies" class="strategies-section">
|
||||
<div class="container">
|
||||
<h2>Investment Strategies by Risk Level</h2>
|
||||
|
||||
<div class="strategy-card conservative">
|
||||
<h3>🛡️ Conservative Strategy</h3>
|
||||
<p><strong>For:</strong> HOAs with low reserves or near-term capital projects</p>
|
||||
<ul>
|
||||
<li>✓ FDIC-insured accounts only</li>
|
||||
<li>✓ High-yield savings accounts (4-5% APY)</li>
|
||||
<li>✓ Money market funds</li>
|
||||
<li>✓ Short-term CDs (3-12 months)</li>
|
||||
<li><strong>Expected Return:</strong> 4-5% annually</li>
|
||||
<li><strong>Risk Level:</strong> Very Low</li>
|
||||
</ul>
|
||||
</div>
|
||||
|
||||
<div class="strategy-card moderate">
|
||||
<h3>⚖️ Moderate Strategy</h3>
|
||||
<p><strong>For:</strong> HOAs with healthy reserves and 2-5 year project timeline</p>
|
||||
<ul>
|
||||
<li>✓ Treasury securities (T-bills, notes)</li>
|
||||
<li>✓ CD laddering strategy</li>
|
||||
<li>✓ Government bond funds</li>
|
||||
<li>✓ Mix of liquid and term investments</li>
|
||||
<li><strong>Expected Return:</strong> 5-7% annually</li>
|
||||
<li><strong>Risk Level:</strong> Low</li>
|
||||
</ul>
|
||||
</div>
|
||||
|
||||
<div class="strategy-card aggressive">
|
||||
<h3>📈 Growth Strategy</h3>
|
||||
<p><strong>For:</strong> HOAs with substantial reserves and long-term horizon (5+ years)</p>
|
||||
<ul>
|
||||
<li>✓ Diversified bond funds</li>
|
||||
<li>✓ Conservative equity exposure (10-20%)</li>
|
||||
<li>✓ REITs for income</li>
|
||||
<li>✓ Balanced fund approach</li>
|
||||
<li><strong>Expected Return:</strong> 7-9% annually</li>
|
||||
<li><strong>Risk Level:</strong> Moderate</li>
|
||||
</ul>
|
||||
</div>
|
||||
<div class="problem-card">
|
||||
<div class="problem-icon">⚖️</div>
|
||||
<h3>Compliance Concerns</h3>
|
||||
<p>Board members worry about making investment decisions. What's allowed? What's safe? What fulfills our fiduciary duty?</p>
|
||||
</div>
|
||||
</section>
|
||||
|
||||
<!-- Calculator Section -->
|
||||
<section id="calculator" class="calculator-section">
|
||||
<div class="container">
|
||||
<h2>How Much Could Your HOA Earn?</h2>
|
||||
<p>Calculate the potential investment income your HOA is leaving on the table.</p>
|
||||
<div class="calc-wrapper">
|
||||
<div class="calc-input-group">
|
||||
<label>Total Reserve Funds</label>
|
||||
<input type="number" id="reserveAmount" placeholder="e.g., 500000" />
|
||||
</div>
|
||||
<div class="calc-input-group">
|
||||
<label>Current Annual Return (%)</label>
|
||||
<input type="number" id="currentReturn" placeholder="e.g., 0.5" value="0.5" />
|
||||
</div>
|
||||
<div class="calc-input-group">
|
||||
<label>Potential Return (%)</label>
|
||||
<input type="number" id="potentialReturn" placeholder="e.g., 5.0" value="5.0" />
|
||||
</div>
|
||||
<button class="btn btn-primary btn-lg" onclick="calculateInvestment()">Calculate Potential</button>
|
||||
|
||||
<div id="calcResults" class="calc-results" style="display:none;">
|
||||
<h3>Your HOA Could Earn:</h3>
|
||||
<div class="result-highlight">$<span id="yearlyGain">0</span> more per year</div>
|
||||
<p>That's <span id="totalGain">0</span> over 10 years!</p>
|
||||
<a href="index.html#preview-signup" class="btn btn-primary">Start Optimizing Today</a>
|
||||
</div>
|
||||
</div>
|
||||
<div class="problem-card">
|
||||
<div class="problem-icon">📊</div>
|
||||
<h3>No Formal Strategy</h3>
|
||||
<p>Without a formal investment policy, HOAs miss opportunities and leave money on the table year after year.</p>
|
||||
</div>
|
||||
</section>
|
||||
</div>
|
||||
</div>
|
||||
</section>
|
||||
|
||||
<!-- Compliance Section -->
|
||||
<section class="compliance-section">
|
||||
<div class="container">
|
||||
<h2>State-Compliant Investment Guidance</h2>
|
||||
<p>Every state has different laws about HOA investments. HOA LedgerIQ ensures compliance:</p>
|
||||
<ul class="compliance-list">
|
||||
<li>✓ Permitted investment types by state</li>
|
||||
<li>✓ Diversification requirements</li>
|
||||
<li>✓ Fiduciary duty guidance</li>
|
||||
<li>✓ Investment policy templates</li>
|
||||
<li>✓ Regular compliance updates</li>
|
||||
</ul>
|
||||
<!-- SOLUTION SECTION -->
|
||||
<section id="features" class="solution-section">
|
||||
<div class="container">
|
||||
<div class="section-label">Smart Investment Management</div>
|
||||
<h2 class="section-title">AI-Powered Strategies for HOAs</h2>
|
||||
<p class="section-sub">Personalized investment recommendations tailored to your HOA's specific cash flow needs and risk tolerance.</p>
|
||||
<div class="solution-grid">
|
||||
<div class="solution-card">
|
||||
<div class="solution-icon">🏦</div>
|
||||
<h3>Operating Account Optimization</h3>
|
||||
<p>Keep 3–6 months of operating expenses in a high-yield account. Earn 4–5% APY with full liquidity. Typical HOA: +$2,000–5,000/year.</p>
|
||||
</div>
|
||||
</section>
|
||||
|
||||
<!-- CTA Section -->
|
||||
<section class="cta-section">
|
||||
<div class="container">
|
||||
<h2>Start Maximizing Your HOA's Investment Income</h2>
|
||||
<p>Get personalized investment recommendations for your community.</p>
|
||||
<div class="cta-form">
|
||||
<a href="index.html#preview-signup" class="btn btn-primary btn-lg">Get Free Investment Analysis</a>
|
||||
<p class="cta-note">No credit card required • 14-day free trial • State-compliant strategies</p>
|
||||
</div>
|
||||
<div class="solution-card">
|
||||
<div class="solution-icon">📈</div>
|
||||
<h3>Reserve Fund Laddering</h3>
|
||||
<p>CD and Treasury ladders matched to your capital project timeline. Earn higher yields on money you won't need for 1–5 years.</p>
|
||||
</div>
|
||||
</section>
|
||||
|
||||
<!-- Footer -->
|
||||
<footer class="footer">
|
||||
<div class="container">
|
||||
<p>© 2026 HOA LedgerIQ. All rights reserved.</p>
|
||||
<div class="footer-links">
|
||||
<a href="index.html">Home</a>
|
||||
<a href="index.html#features">Features</a>
|
||||
<a href="index.html#pricing">Pricing</a>
|
||||
<a href="index.html#contact">Contact</a>
|
||||
</div>
|
||||
<div class="solution-card">
|
||||
<div class="solution-icon">🎯</div>
|
||||
<h3>Investment Policy Creation</h3>
|
||||
<p>AI generates a compliant investment policy statement tailored to your state's HOA laws and your community's risk tolerance.</p>
|
||||
</div>
|
||||
</footer>
|
||||
<div class="solution-card">
|
||||
<div class="solution-icon">📊</div>
|
||||
<h3>Performance Tracking</h3>
|
||||
<p>Monitor investment performance across all accounts. Get alerts when rebalancing is needed or better rates become available.</p>
|
||||
</div>
|
||||
</div>
|
||||
</div>
|
||||
</section>
|
||||
|
||||
<script src="app.js"></script>
|
||||
<script>
|
||||
function calculateInvestment() {
|
||||
const reserves = parseFloat(document.getElementById('reserveAmount').value) || 0;
|
||||
const currentRate = parseFloat(document.getElementById('currentReturn').value) || 0;
|
||||
const potentialRate = parseFloat(document.getElementById('potentialReturn').value) || 0;
|
||||
|
||||
const yearlyGain = reserves * ((potentialRate - currentRate) / 100);
|
||||
const totalGain = yearlyGain * 10;
|
||||
|
||||
document.getElementById('yearlyGain').textContent = yearlyGain.toLocaleString('en-US', {minimumFractionDigits: 0, maximumFractionDigits: 0});
|
||||
document.getElementById('totalGain').textContent = totalGain.toLocaleString('en-US', {minimumFractionDigits: 0, maximumFractionDigits: 0});
|
||||
document.getElementById('calcResults').style.display = 'block';
|
||||
|
||||
// Track event
|
||||
if (typeof gtag !== 'undefined') {
|
||||
gtag('event', 'calculator_submit', {
|
||||
'event_category': 'conversion',
|
||||
'event_label': 'Investment Calculator'
|
||||
});
|
||||
}
|
||||
}
|
||||
</script>
|
||||
<!-- INVESTMENT STRATEGIES SECTION -->
|
||||
<section id="strategies" class="strategies-section">
|
||||
<div class="container">
|
||||
<h2>Investment Strategies by Risk Level</h2>
|
||||
|
||||
<div class="strategy-card conservative">
|
||||
<h3>🛡️ Conservative Strategy</h3>
|
||||
<p><strong>For:</strong> HOAs with low reserves or near-term capital projects</p>
|
||||
<ul>
|
||||
<li>✓ FDIC-insured accounts only</li>
|
||||
<li>✓ High-yield savings accounts (4–5% APY)</li>
|
||||
<li>✓ Money market funds</li>
|
||||
<li>✓ Short-term CDs (3–12 months)</li>
|
||||
<li><strong>Expected Return:</strong> 4–5% annually</li>
|
||||
<li><strong>Risk Level:</strong> Very Low</li>
|
||||
</ul>
|
||||
</div>
|
||||
|
||||
<div class="strategy-card moderate">
|
||||
<h3>⚖️ Moderate Strategy</h3>
|
||||
<p><strong>For:</strong> HOAs with healthy reserves and a 2–5 year project timeline</p>
|
||||
<ul>
|
||||
<li>✓ Treasury securities (T-bills, notes)</li>
|
||||
<li>✓ CD laddering strategy</li>
|
||||
<li>✓ Government bond funds</li>
|
||||
<li>✓ Mix of liquid and term investments</li>
|
||||
<li><strong>Expected Return:</strong> 5–7% annually</li>
|
||||
<li><strong>Risk Level:</strong> Low</li>
|
||||
</ul>
|
||||
</div>
|
||||
|
||||
<div class="strategy-card aggressive">
|
||||
<h3>📈 Growth Strategy</h3>
|
||||
<p><strong>For:</strong> HOAs with substantial reserves and a long-term horizon (5+ years)</p>
|
||||
<ul>
|
||||
<li>✓ Diversified bond funds</li>
|
||||
<li>✓ Conservative equity exposure (10–20%)</li>
|
||||
<li>✓ REITs for income</li>
|
||||
<li>✓ Balanced fund approach</li>
|
||||
<li><strong>Expected Return:</strong> 7–9% annually</li>
|
||||
<li><strong>Risk Level:</strong> Moderate</li>
|
||||
</ul>
|
||||
</div>
|
||||
</div>
|
||||
</section>
|
||||
|
||||
<!-- CALCULATOR SECTION -->
|
||||
<section id="calculator" class="calculator-section">
|
||||
<div class="container">
|
||||
<h2>How Much Could Your HOA Earn?</h2>
|
||||
<p>Calculate the potential investment income your HOA is leaving on the table.</p>
|
||||
<div class="calc-wrapper">
|
||||
<div class="calc-input-group">
|
||||
<label for="reserveAmount">Total Reserve Funds</label>
|
||||
<input type="number" id="reserveAmount" placeholder="e.g. 500,000" />
|
||||
</div>
|
||||
<div class="calc-input-group">
|
||||
<label for="currentReturn">Current Annual Return (%)</label>
|
||||
<input type="number" id="currentReturn" placeholder="e.g. 0.5" value="0.5" />
|
||||
</div>
|
||||
<div class="calc-input-group">
|
||||
<label for="potentialReturn">Potential Return (%)</label>
|
||||
<input type="number" id="potentialReturn" placeholder="e.g. 5.0" value="5.0" />
|
||||
</div>
|
||||
<button class="btn btn-primary btn-lg" style="width:100%; justify-content:center;" onclick="calculateInvestment()">Calculate Potential</button>
|
||||
|
||||
<div id="investCalcResults" class="calc-results" style="display:none;">
|
||||
<h3>Your HOA Could Earn:</h3>
|
||||
<div class="result-highlight">$<span id="yearlyGain">0</span> more per year</div>
|
||||
<p>That's <strong>$<span id="totalGain">0</span></strong> more over 10 years</p>
|
||||
<a href="https://app.hoaledgeriq.com/pricing" class="btn btn-primary" target="_blank" rel="noopener">Start Optimizing Today</a>
|
||||
</div>
|
||||
</div>
|
||||
</div>
|
||||
</section>
|
||||
|
||||
<!-- COMPLIANCE SECTION -->
|
||||
<section class="compliance-section">
|
||||
<div class="container">
|
||||
<h2>State-Compliant Investment Guidance</h2>
|
||||
<p>Every state has different laws about HOA investments. HOA LedgerIQ keeps you compliant:</p>
|
||||
<ul class="compliance-list">
|
||||
<li>✓ Permitted investment types by state</li>
|
||||
<li>✓ Diversification requirements</li>
|
||||
<li>✓ Fiduciary duty guidance</li>
|
||||
<li>✓ Investment policy templates</li>
|
||||
<li>✓ Regular compliance updates</li>
|
||||
</ul>
|
||||
</div>
|
||||
</section>
|
||||
|
||||
<!-- CTA SECTION -->
|
||||
<section class="cta-section">
|
||||
<div class="container">
|
||||
<h2>Start Maximizing Your HOA's Investment Income</h2>
|
||||
<p>Get personalized investment recommendations for your community — free during early access.</p>
|
||||
<div class="cta-form">
|
||||
<a href="https://app.hoaledgeriq.com/pricing" class="btn btn-primary btn-lg" target="_blank" rel="noopener">Start Your Free 14-Day Trial</a>
|
||||
<p class="cta-note">No credit card required · 14-day free trial · State-compliant strategies</p>
|
||||
</div>
|
||||
</div>
|
||||
</section>
|
||||
|
||||
<!-- FOOTER -->
|
||||
<footer class="footer">
|
||||
<div class="container footer-inner">
|
||||
<div class="footer-logo">
|
||||
<img src="logo_house.svg" alt="HOA LedgerIQ" class="logo-img logo-img--footer" />
|
||||
<p>AI-powered HOA investment & finance management.</p>
|
||||
</div>
|
||||
<div class="footer-links">
|
||||
<div class="footer-col">
|
||||
<div class="footer-col-title">Product</div>
|
||||
<a href="index.html#features">Features</a>
|
||||
<a href="index.html#pricing">Pricing</a>
|
||||
<a href="https://app.hoaledgeriq.com/pricing" target="_blank" rel="noopener">Start Free Trial</a>
|
||||
</div>
|
||||
<div class="footer-col">
|
||||
<div class="footer-col-title">Pages</div>
|
||||
<a href="investment-management.html">Investment Management</a>
|
||||
<a href="reserve-study-software.html">Reserve Studies</a>
|
||||
<a href="articles/">Insights</a>
|
||||
</div>
|
||||
<div class="footer-col">
|
||||
<div class="footer-col-title">Legal</div>
|
||||
<a href="privacy.html">Privacy Policy</a>
|
||||
<a href="terms.html">Terms of Service</a>
|
||||
</div>
|
||||
</div>
|
||||
</div>
|
||||
<div class="footer-bottom">
|
||||
<div class="container">
|
||||
<span>© 2026 HOA LedgerIQ. All rights reserved.</span>
|
||||
</div>
|
||||
</div>
|
||||
</footer>
|
||||
|
||||
<script src="app.js"></script>
|
||||
<script>
|
||||
function calculateInvestment() {
|
||||
const reserves = parseFloat(document.getElementById('reserveAmount').value) || 0;
|
||||
const currentRate = parseFloat(document.getElementById('currentReturn').value) || 0;
|
||||
const potentialRate = parseFloat(document.getElementById('potentialReturn').value) || 0;
|
||||
|
||||
const yearlyGain = reserves * ((potentialRate - currentRate) / 100);
|
||||
const totalGain = yearlyGain * 10;
|
||||
|
||||
document.getElementById('yearlyGain').textContent = yearlyGain.toLocaleString('en-US', {minimumFractionDigits: 0, maximumFractionDigits: 0});
|
||||
document.getElementById('totalGain').textContent = totalGain.toLocaleString('en-US', {minimumFractionDigits: 0, maximumFractionDigits: 0});
|
||||
document.getElementById('investCalcResults').style.display = 'block';
|
||||
|
||||
if (typeof gtag !== 'undefined') {
|
||||
gtag('event', 'calculator_submit', {
|
||||
'event_category': 'conversion',
|
||||
'event_label': 'Investment Calculator'
|
||||
});
|
||||
}
|
||||
}
|
||||
</script>
|
||||
|
||||
<!-- Support Chat Widget -->
|
||||
<script>
|
||||
(function(d,t) {
|
||||
var BASE_URL="https://chat.hoaledgeriq.com";
|
||||
var g=d.createElement(t),s=d.getElementsByTagName(t)[0];
|
||||
g.src=BASE_URL+"/packs/js/sdk.js";
|
||||
g.async = true;
|
||||
s.parentNode.insertBefore(g,s);
|
||||
g.onload=function(){
|
||||
window.chatwootSDK.run({
|
||||
websiteToken: '1QMW1fycL5xHvd6XMfg4Dbb4',
|
||||
baseUrl: BASE_URL
|
||||
})
|
||||
}
|
||||
})(document,"script");
|
||||
</script>
|
||||
</body>
|
||||
</html>
|
||||
|
||||
@@ -41,9 +41,9 @@
|
||||
<ul class="nav-links">
|
||||
<li><a href="index.html#features">Features</a></li>
|
||||
<li><a href="index.html#pricing">Pricing</a></li>
|
||||
<li><a href="index.html#preview-signup">Early Access</a></li>
|
||||
<li><a href="https://app.hoaledgeriq.com/pricing" target="_blank" rel="noopener">Start Free Trial</a></li>
|
||||
</ul>
|
||||
<a href="index.html#preview-signup" class="btn btn-primary nav-btn">Get Early Access</a>
|
||||
<a href="https://app.hoaledgeriq.com/pricing" class="btn btn-primary nav-btn" target="_blank" rel="noopener">Start Free Trial</a>
|
||||
<a href="https://app.ledgeriq.com" class="btn btn-outline nav-btn nav-login" target="_blank" rel="noopener">Login</a>
|
||||
</div>
|
||||
</nav>
|
||||
@@ -156,14 +156,14 @@
|
||||
<div class="container footer-inner">
|
||||
<div class="footer-logo">
|
||||
<img src="logo_house.svg" alt="HOA LedgerIQ" class="logo-img logo-img--footer" />
|
||||
<p>AI-powered HOA finance management.<br />Coming soon to hoaledgeriq.com</p>
|
||||
<p>AI-powered HOA finance management.</p>
|
||||
</div>
|
||||
<div class="footer-links">
|
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<div class="footer-col">
|
||||
<div class="footer-col-title">Product</div>
|
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<a href="index.html#features">Features</a>
|
||||
<a href="index.html#pricing">Pricing</a>
|
||||
<a href="index.html#preview-signup">Early Access</a>
|
||||
<a href="https://app.hoaledgeriq.com/pricing" target="_blank" rel="noopener">Start Free Trial</a>
|
||||
</div>
|
||||
<div class="footer-col">
|
||||
<div class="footer-col-title">Legal</div>
|
||||
|
||||
@@ -7,6 +7,8 @@
|
||||
<meta name="description" content="Modernize your HOA reserve studies with AI-powered continuous planning. Replace static 5-year studies with dynamic, real-time reserve funding analysis. Free preview access.">
|
||||
<meta name="keywords" content="HOA reserve study software, reserve study analysis, HOA capital planning, HOA asset management, reserve funding calculator">
|
||||
<link rel="canonical" href="https://www.hoaledgeriq.com/reserve-study-software" />
|
||||
<link rel="preconnect" href="https://fonts.googleapis.com" />
|
||||
<link rel="preconnect" href="https://fonts.gstatic.com" crossorigin />
|
||||
<link href="https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800;900&display=swap" rel="stylesheet" />
|
||||
<link rel="stylesheet" href="styles.css" />
|
||||
<!-- Google tag (gtag.js) -->
|
||||
@@ -19,181 +21,259 @@
|
||||
</script>
|
||||
</head>
|
||||
<body>
|
||||
<!-- Navigation -->
|
||||
<nav class="navbar">
|
||||
<div class="container">
|
||||
<img src="logo_house_transparent.svg" alt="HOA LedgerIQ" class="logo-img" />
|
||||
<div class="nav-links">
|
||||
<a href="index.html">Home</a>
|
||||
<a href="#features">Features</a>
|
||||
<a href="#comparison">Comparison</a>
|
||||
<a href="#pricing">Pricing</a>
|
||||
<a href="index.html#preview-signup" class="btn btn-primary nav-btn">Get Early Access</a>
|
||||
</div>
|
||||
</div>
|
||||
</nav>
|
||||
|
||||
<!-- Hero Section -->
|
||||
<section class="hero reserve-study-hero">
|
||||
<div class="container">
|
||||
<div class="hero-badge">AI-Powered Reserve Planning</div>
|
||||
<h1 class="hero-headline">
|
||||
HOA Reserve Study Software<br />
|
||||
<span class="gradient-text">That Actually Works</span>
|
||||
</h1>
|
||||
<p class="hero-sub">
|
||||
Replace outdated, static reserve studies with AI-powered continuous planning.
|
||||
Get real-time funding analysis, capital project forecasts, and confidence
|
||||
that your HOA is financially prepared.
|
||||
</p>
|
||||
<div class="hero-actions">
|
||||
<a href="index.html#preview-signup" class="btn btn-primary btn-lg">Start Free Preview</a>
|
||||
<a href="#comparison" class="btn btn-ghost btn-lg">See Comparison →</a>
|
||||
</div>
|
||||
<div class="hero-trust">
|
||||
<p>✓ No credit card required ✓ 14-day free trial ✓ Cancel anytime</p>
|
||||
</div>
|
||||
</div>
|
||||
</section>
|
||||
<!-- NAV -->
|
||||
<nav class="nav">
|
||||
<div class="nav-inner">
|
||||
<a href="index.html" class="nav-logo">
|
||||
<img src="logo_house_transparent.svg" alt="HOA LedgerIQ" class="logo-img" />
|
||||
</a>
|
||||
<ul class="nav-links">
|
||||
<li><a href="index.html">Home</a></li>
|
||||
<li><a href="#features">Features</a></li>
|
||||
<li><a href="#comparison">Comparison</a></li>
|
||||
<li><a href="index.html#pricing">Pricing</a></li>
|
||||
<li><a href="articles/">Insights</a></li>
|
||||
</ul>
|
||||
<a href="https://app.hoaledgeriq.com/pricing" class="btn btn-primary nav-btn" target="_blank" rel="noopener">Start Free Trial</a>
|
||||
<a href="https://app.hoaledgeriq.com" class="btn btn-outline nav-btn nav-login" target="_blank" rel="noopener">Login</a>
|
||||
</div>
|
||||
</nav>
|
||||
|
||||
<!-- Problem Section -->
|
||||
<section class="problem-section">
|
||||
<div class="container">
|
||||
<h2>The Problem with Traditional Reserve Studies</h2>
|
||||
<div class="problem-grid">
|
||||
<div class="problem-card">
|
||||
<div class="problem-icon">📅</div>
|
||||
<h3>Outdated Immediately</h3>
|
||||
<p>Traditional studies are static snapshots. By the time you get the report, it's already outdated. Construction costs change, emergencies happen, and your study doesn't adapt.</p>
|
||||
</div>
|
||||
<div class="problem-card">
|
||||
<div class="problem-icon">💸</div>
|
||||
<h3>Expensive & Infrequent</h3>
|
||||
<p>Professional reserve studies cost $1,500-$5,000 and are only done every 3-5 years. That's like navigating with a 5-year-old map.</p>
|
||||
</div>
|
||||
<div class="problem-card">
|
||||
<div class="problem-icon">📊</div>
|
||||
<h3>Spreadsheet Chaos</h3>
|
||||
<p>Most HOAs track reserves in spreadsheets that are error-prone, hard to update, and impossible to share with the board in real-time.</p>
|
||||
</div>
|
||||
<div class="problem-card">
|
||||
<div class="problem-icon">😰</div>
|
||||
<h3>Surprise Special Assessments</h3>
|
||||
<p>Without continuous monitoring, HOAs often discover funding shortfalls too late, leading to emergency special assessments that homeowners hate.</p>
|
||||
</div>
|
||||
<!-- HERO -->
|
||||
<section class="hero">
|
||||
<div class="hero-glow"></div>
|
||||
<div class="container">
|
||||
<div class="hero-badge">
|
||||
<span class="pulse-dot"></span>
|
||||
AI-Powered Reserve Planning
|
||||
</div>
|
||||
<h1 class="hero-headline">
|
||||
HOA Reserve Study Software<br />
|
||||
<span class="gradient-text">That Actually Works</span>
|
||||
</h1>
|
||||
<p class="hero-sub">
|
||||
Replace outdated, static reserve studies with AI-powered continuous planning.
|
||||
Get real-time funding analysis, capital project forecasts, and the confidence
|
||||
that your HOA is financially prepared — year round.
|
||||
</p>
|
||||
<div class="hero-actions">
|
||||
<a href="https://app.hoaledgeriq.com/pricing" class="btn btn-primary btn-lg" target="_blank" rel="noopener">Start Your Free 14-Day Trial</a>
|
||||
<a href="#comparison" class="btn btn-ghost btn-lg">See Comparison →</a>
|
||||
</div>
|
||||
<div class="hero-trust">
|
||||
<p>✓ No credit card required ✓ 14-day free trial ✓ Cancel anytime</p>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<!-- Screenshot Carousel -->
|
||||
<div class="hero-visual">
|
||||
<div class="screenshot-carousel" id="screenshotCarousel">
|
||||
<div class="carousel-frame">
|
||||
<div class="carousel-slides">
|
||||
<div class="carousel-slide active">
|
||||
<img src="img/screenshot-dashboard.png" alt="HOA LedgerIQ Dashboard — Fund health scores, operating and reserve balances" />
|
||||
<div class="slide-caption">Dashboard — Fund Health & At-a-Glance Metrics</div>
|
||||
</div>
|
||||
</div>
|
||||
</section>
|
||||
|
||||
<!-- Solution Section -->
|
||||
<section class="solution-section">
|
||||
<div class="container">
|
||||
<h2 class="section-title">The AI-Powered Alternative</h2>
|
||||
<p class="section-sub">HOA LedgerIQ replaces your static reserve study with dynamic, continuous planning that adapts to real-world changes.</p>
|
||||
|
||||
<div class="solution-grid">
|
||||
<div class="solution-card">
|
||||
<div class="solution-icon">🤖</div>
|
||||
<h3>Continuous Monitoring</h3>
|
||||
<p>Real-time tracking of reserve balances, expenses, and funding levels. Get alerts before problems become crises.</p>
|
||||
</div>
|
||||
<div class="solution-card">
|
||||
<div class="solution-icon">📈</div>
|
||||
<h3>Dynamic Forecasting</h3>
|
||||
<p>AI-powered projections that adjust based on actual spending, inflation, and construction cost trends.</p>
|
||||
</div>
|
||||
<div class="solution-card">
|
||||
<div class="solution-icon">🎯</div>
|
||||
<h3>Smart Recommendations</h3>
|
||||
<p>Get actionable insights: "Increase monthly reserves by $X" or "Delay roof project by 6 months to optimize cash flow."</p>
|
||||
</div>
|
||||
<div class="solution-card">
|
||||
<div class="solution-icon">📱</div>
|
||||
<h3>Board-Ready Reports</h3>
|
||||
<p>Generate professional reserve funding reports in seconds, not hours. Perfect for board meetings and homeowner communications.</p>
|
||||
</div>
|
||||
<div class="carousel-slide">
|
||||
<img src="img/screenshot-cashflow.png" alt="HOA LedgerIQ Cash Flow — Projected balances with forward forecasting chart" />
|
||||
<div class="slide-caption">Cash Flow — Actuals & Forward Projections</div>
|
||||
</div>
|
||||
</div>
|
||||
</section>
|
||||
|
||||
<!-- Comparison Section -->
|
||||
<section id="comparison" class="comparison-section">
|
||||
<div class="container">
|
||||
<h2>Traditional vs. AI-Powered Reserve Studies</h2>
|
||||
<div class="comparison-table">
|
||||
<div class="comparison-row header">
|
||||
<div class="comparison-feature">Feature</div>
|
||||
<div class="comparison-traditional">Traditional Study</div>
|
||||
<div class="comparison-ai">HOA LedgerIQ</div>
|
||||
</div>
|
||||
<div class="comparison-row">
|
||||
<div class="comparison-feature">Update Frequency</div>
|
||||
<div class="comparison-traditional">Every 3-5 years</div>
|
||||
<div class="comparison-ai">Real-time ✓</div>
|
||||
</div>
|
||||
<div class="comparison-row">
|
||||
<div class="comparison-feature">Cost</div>
|
||||
<div class="comparison-traditional">$1,500-$5,000</div>
|
||||
<div class="comparison-ai">$99/month ✓</div>
|
||||
</div>
|
||||
<div class="comparison-row">
|
||||
<div class="comparison-feature">Accuracy</div>
|
||||
<div class="comparison-traditional">Static snapshot</div>
|
||||
<div class="comparison-ai">Dynamic AI adjustments ✓</div>
|
||||
</div>
|
||||
<div class="comparison-row">
|
||||
<div class="comparison-feature">Board Reports</div>
|
||||
<div class="comparison-traditional">Manual creation</div>
|
||||
<div class="comparison-ai">One-click generation ✓</div>
|
||||
</div>
|
||||
<div class="comparison-row">
|
||||
<div class="comparison-feature">Alerts</div>
|
||||
<div class="comparison-traditional">None</div>
|
||||
<div class="comparison-ai">Proactive notifications ✓</div>
|
||||
</div>
|
||||
<div class="comparison-row">
|
||||
<div class="comparison-feature">Special Assessment Prevention</div>
|
||||
<div class="comparison-traditional">Reactive</div>
|
||||
<div class="comparison-ai">Predictive ✓</div>
|
||||
</div>
|
||||
<div class="carousel-slide">
|
||||
<img src="img/screenshot-capital.png" alt="HOA LedgerIQ Capital Planning — Multi-year project timeline and budget view" />
|
||||
<div class="slide-caption">Capital Planning — 5-Year Project Pipeline</div>
|
||||
</div>
|
||||
</div>
|
||||
</div>
|
||||
</section>
|
||||
|
||||
<!-- Calculator Section -->
|
||||
<section class="calculator-section">
|
||||
<div class="container">
|
||||
<h2>Calculate Your Reserve Funding Needs</h2>
|
||||
<p>See how much your HOA should have in reserves with our free calculator.</p>
|
||||
<a href="index.html#calculator" class="btn btn-primary btn-lg">Open Reserve Calculator</a>
|
||||
<div class="carousel-controls">
|
||||
<button class="carousel-btn carousel-prev" aria-label="Previous screenshot">←</button>
|
||||
<div class="carousel-dots">
|
||||
<span class="carousel-dot active" data-index="0"></span>
|
||||
<span class="carousel-dot" data-index="1"></span>
|
||||
<span class="carousel-dot" data-index="2"></span>
|
||||
</div>
|
||||
<button class="carousel-btn carousel-next" aria-label="Next screenshot">→</button>
|
||||
</div>
|
||||
</section>
|
||||
</div>
|
||||
</div>
|
||||
</section>
|
||||
|
||||
<!-- CTA Section -->
|
||||
<section class="cta-section">
|
||||
<div class="container">
|
||||
<h2>Ready to Modernize Your Reserve Planning?</h2>
|
||||
<p>Join forward-thinking HOAs that have replaced outdated reserve studies with AI-powered continuous planning.</p>
|
||||
<div class="cta-form">
|
||||
<a href="index.html#preview-signup" class="btn btn-primary btn-lg">Start Your Free 30-Day Trial</a>
|
||||
<p class="cta-note">No credit card required • Cancel anytime • Free preview access</p>
|
||||
</div>
|
||||
<!-- PROBLEM SECTION -->
|
||||
<section class="problem-section">
|
||||
<div class="container">
|
||||
<h2>The Problem with Traditional Reserve Studies</h2>
|
||||
<div class="problem-grid">
|
||||
<div class="problem-card">
|
||||
<div class="problem-icon">📅</div>
|
||||
<h3>Outdated Immediately</h3>
|
||||
<p>Traditional studies are static snapshots. By the time you get the report, it's already outdated. Construction costs change, emergencies happen, and your study doesn't adapt.</p>
|
||||
</div>
|
||||
</section>
|
||||
|
||||
<!-- Footer -->
|
||||
<footer class="footer">
|
||||
<div class="container">
|
||||
<p>© 2026 HOA LedgerIQ. All rights reserved.</p>
|
||||
<div class="footer-links">
|
||||
<a href="index.html">Home</a>
|
||||
<a href="index.html#features">Features</a>
|
||||
<a href="index.html#pricing">Pricing</a>
|
||||
<a href="index.html#contact">Contact</a>
|
||||
</div>
|
||||
<div class="problem-card">
|
||||
<div class="problem-icon">💸</div>
|
||||
<h3>Expensive & Infrequent</h3>
|
||||
<p>Professional reserve studies cost $1,500–$5,000 and are only done every 3–5 years. That's like navigating with a 5-year-old map.</p>
|
||||
</div>
|
||||
</footer>
|
||||
<div class="problem-card">
|
||||
<div class="problem-icon">📊</div>
|
||||
<h3>Spreadsheet Chaos</h3>
|
||||
<p>Most HOAs track reserves in spreadsheets that are error-prone, hard to update, and impossible to share with the board in real-time.</p>
|
||||
</div>
|
||||
<div class="problem-card">
|
||||
<div class="problem-icon">😰</div>
|
||||
<h3>Surprise Special Assessments</h3>
|
||||
<p>Without continuous monitoring, HOAs often discover funding shortfalls too late, leading to emergency special assessments that homeowners hate.</p>
|
||||
</div>
|
||||
</div>
|
||||
</div>
|
||||
</section>
|
||||
|
||||
<script src="app.js"></script>
|
||||
<!-- SOLUTION SECTION -->
|
||||
<section id="features" class="solution-section">
|
||||
<div class="container">
|
||||
<div class="section-label">The AI-Powered Alternative</div>
|
||||
<h2 class="section-title">Continuous Planning That Adapts</h2>
|
||||
<p class="section-sub">HOA LedgerIQ replaces your static reserve study with dynamic, continuous planning that adjusts to real-world changes automatically.</p>
|
||||
<div class="solution-grid">
|
||||
<div class="solution-card">
|
||||
<div class="solution-icon">🤖</div>
|
||||
<h3>Continuous Monitoring</h3>
|
||||
<p>Real-time tracking of reserve balances, expenses, and funding levels. Get alerts before problems become crises.</p>
|
||||
</div>
|
||||
<div class="solution-card">
|
||||
<div class="solution-icon">📈</div>
|
||||
<h3>Dynamic Forecasting</h3>
|
||||
<p>AI-powered projections that adjust based on actual spending, inflation, and construction cost trends.</p>
|
||||
</div>
|
||||
<div class="solution-card">
|
||||
<div class="solution-icon">🎯</div>
|
||||
<h3>Smart Recommendations</h3>
|
||||
<p>Get actionable insights: "Increase monthly reserves by $X" or "Delay roof project by 6 months to optimize cash flow."</p>
|
||||
</div>
|
||||
<div class="solution-card">
|
||||
<div class="solution-icon">📱</div>
|
||||
<h3>Board-Ready Reports</h3>
|
||||
<p>Generate professional reserve funding reports in seconds, not hours. Perfect for board meetings and homeowner communications.</p>
|
||||
</div>
|
||||
</div>
|
||||
</div>
|
||||
</section>
|
||||
|
||||
<!-- COMPARISON SECTION -->
|
||||
<section id="comparison" class="comparison-section">
|
||||
<div class="container">
|
||||
<h2>Traditional vs. AI-Powered Reserve Studies</h2>
|
||||
<div class="comparison-table">
|
||||
<div class="comparison-row header">
|
||||
<div class="comparison-feature">Feature</div>
|
||||
<div class="comparison-traditional">Traditional Study</div>
|
||||
<div class="comparison-ai">HOA LedgerIQ</div>
|
||||
</div>
|
||||
<div class="comparison-row">
|
||||
<div class="comparison-feature">Update Frequency</div>
|
||||
<div class="comparison-traditional">Every 3–5 years</div>
|
||||
<div class="comparison-ai">Real-time ✓</div>
|
||||
</div>
|
||||
<div class="comparison-row">
|
||||
<div class="comparison-feature">Cost</div>
|
||||
<div class="comparison-traditional">$1,500–$5,000</div>
|
||||
<div class="comparison-ai">From $29/month ✓</div>
|
||||
</div>
|
||||
<div class="comparison-row">
|
||||
<div class="comparison-feature">Accuracy</div>
|
||||
<div class="comparison-traditional">Static snapshot</div>
|
||||
<div class="comparison-ai">Dynamic AI adjustments ✓</div>
|
||||
</div>
|
||||
<div class="comparison-row">
|
||||
<div class="comparison-feature">Board Reports</div>
|
||||
<div class="comparison-traditional">Manual creation</div>
|
||||
<div class="comparison-ai">One-click generation ✓</div>
|
||||
</div>
|
||||
<div class="comparison-row">
|
||||
<div class="comparison-feature">Alerts</div>
|
||||
<div class="comparison-traditional">None</div>
|
||||
<div class="comparison-ai">Proactive notifications ✓</div>
|
||||
</div>
|
||||
<div class="comparison-row">
|
||||
<div class="comparison-feature">Special Assessment Prevention</div>
|
||||
<div class="comparison-traditional">Reactive</div>
|
||||
<div class="comparison-ai">Predictive ✓</div>
|
||||
</div>
|
||||
</div>
|
||||
</div>
|
||||
</section>
|
||||
|
||||
<!-- CALCULATOR CTA SECTION -->
|
||||
<section class="calculator-section">
|
||||
<div class="container">
|
||||
<h2>Calculate Your Reserve Funding Needs</h2>
|
||||
<p>See how much your HOA should have in reserves with our free AI-powered calculator.</p>
|
||||
<a href="https://app.hoaledgeriq.com/pricing" class="btn btn-primary btn-lg" target="_blank" rel="noopener">Start Free Trial — Try the Calculator</a>
|
||||
</div>
|
||||
</section>
|
||||
|
||||
<!-- CTA SECTION -->
|
||||
<section class="cta-section">
|
||||
<div class="container">
|
||||
<h2>Ready to Modernize Your Reserve Planning?</h2>
|
||||
<p>Join forward-thinking HOAs that have replaced outdated reserve studies with AI-powered continuous planning.</p>
|
||||
<div class="cta-form">
|
||||
<a href="https://app.hoaledgeriq.com/pricing" class="btn btn-primary btn-lg" target="_blank" rel="noopener">Start Your Free 14-Day Trial</a>
|
||||
<p class="cta-note">No credit card required · Cancel anytime · Free preview access</p>
|
||||
</div>
|
||||
</div>
|
||||
</section>
|
||||
|
||||
<!-- FOOTER -->
|
||||
<footer class="footer">
|
||||
<div class="container footer-inner">
|
||||
<div class="footer-logo">
|
||||
<img src="logo_house.svg" alt="HOA LedgerIQ" class="logo-img logo-img--footer" />
|
||||
<p>AI-powered HOA reserve study & finance management.</p>
|
||||
</div>
|
||||
<div class="footer-links">
|
||||
<div class="footer-col">
|
||||
<div class="footer-col-title">Product</div>
|
||||
<a href="index.html#features">Features</a>
|
||||
<a href="index.html#pricing">Pricing</a>
|
||||
<a href="https://app.hoaledgeriq.com/pricing" target="_blank" rel="noopener">Start Free Trial</a>
|
||||
</div>
|
||||
<div class="footer-col">
|
||||
<div class="footer-col-title">Pages</div>
|
||||
<a href="investment-management.html">Investment Management</a>
|
||||
<a href="reserve-study-software.html">Reserve Studies</a>
|
||||
<a href="articles/">Insights</a>
|
||||
</div>
|
||||
<div class="footer-col">
|
||||
<div class="footer-col-title">Legal</div>
|
||||
<a href="privacy.html">Privacy Policy</a>
|
||||
<a href="terms.html">Terms of Service</a>
|
||||
</div>
|
||||
</div>
|
||||
</div>
|
||||
<div class="footer-bottom">
|
||||
<div class="container">
|
||||
<span>© 2026 HOA LedgerIQ. All rights reserved.</span>
|
||||
</div>
|
||||
</div>
|
||||
</footer>
|
||||
|
||||
<script src="app.js"></script>
|
||||
|
||||
<!-- Support Chat Widget -->
|
||||
<script>
|
||||
(function(d,t) {
|
||||
var BASE_URL="https://chat.hoaledgeriq.com";
|
||||
var g=d.createElement(t),s=d.getElementsByTagName(t)[0];
|
||||
g.src=BASE_URL+"/packs/js/sdk.js";
|
||||
g.async = true;
|
||||
s.parentNode.insertBefore(g,s);
|
||||
g.onload=function(){
|
||||
window.chatwootSDK.run({
|
||||
websiteToken: '1QMW1fycL5xHvd6XMfg4Dbb4',
|
||||
baseUrl: BASE_URL
|
||||
})
|
||||
}
|
||||
})(document,"script");
|
||||
</script>
|
||||
</body>
|
||||
</html>
|
||||
|
||||
@@ -12,6 +12,7 @@
|
||||
#
|
||||
# Upload this file exactly as "robots.txt" (lowercase) to your site root.
|
||||
# Test it at https://yourdomain.com/robots.txt and in Google Search Console.
|
||||
# TESTING GIT ACTION DEPLOYMENT
|
||||
|
||||
User-agent: *
|
||||
Allow: /
|
||||
|
||||
29
sitemap.xml
29
sitemap.xml
@@ -34,6 +34,35 @@
|
||||
<priority>0.95</priority>
|
||||
</url>
|
||||
|
||||
<!-- Insights / Blog -->
|
||||
<url>
|
||||
<loc>https://www.hoaledgeriq.com/articles/</loc>
|
||||
<lastmod>2026-04-21</lastmod>
|
||||
<changefreq>weekly</changefreq>
|
||||
<priority>0.85</priority>
|
||||
</url>
|
||||
|
||||
<url>
|
||||
<loc>https://www.hoaledgeriq.com/articles/hoa-special-assessments-prevention</loc>
|
||||
<lastmod>2026-04-21</lastmod>
|
||||
<changefreq>monthly</changefreq>
|
||||
<priority>0.80</priority>
|
||||
</url>
|
||||
|
||||
<url>
|
||||
<loc>https://www.hoaledgeriq.com/articles/hoa-financial-blind-spots</loc>
|
||||
<lastmod>2026-04-01</lastmod>
|
||||
<changefreq>monthly</changefreq>
|
||||
<priority>0.80</priority>
|
||||
</url>
|
||||
|
||||
<url>
|
||||
<loc>https://www.hoaledgeriq.com/articles/why-we-built-hoa-ledgeriq</loc>
|
||||
<lastmod>2026-03-16</lastmod>
|
||||
<changefreq>monthly</changefreq>
|
||||
<priority>0.75</priority>
|
||||
</url>
|
||||
|
||||
<!-- Legal Pages -->
|
||||
<url>
|
||||
<loc>https://www.hoaledgeriq.com/privacy.html</loc>
|
||||
|
||||
@@ -27,7 +27,7 @@
|
||||
<a href="index.html">Home</a>
|
||||
<a href="#how-it-works">How It Works</a>
|
||||
<a href="#avoid">How to Avoid</a>
|
||||
<a href="index.html#preview-signup" class="btn btn-primary nav-btn">Get Early Access</a>
|
||||
<a href="https://app.hoaledgeriq.com/pricing" class="btn btn-primary nav-btn" target="_blank" rel="noopener">Start Free Trial</a>
|
||||
</div>
|
||||
</div>
|
||||
</nav>
|
||||
@@ -185,7 +185,7 @@
|
||||
<h2>Protect Your Community from Special Assessments</h2>
|
||||
<p>Get the tools and insights you need to plan ahead and avoid emergency assessments.</p>
|
||||
<div class="cta-form">
|
||||
<a href="index.html#preview-signup" class="btn btn-primary btn-lg">Start Your Free Preview</a>
|
||||
<a href="https://app.hoaledgeriq.com/pricing" class="btn btn-primary btn-lg" target="_blank" rel="noopener">Start Your Free 14-Day Trial</a>
|
||||
<p class="cta-note">Includes reserve analysis, capital planning, and special assessment prevention tools</p>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
600
styles.css
600
styles.css
@@ -445,6 +445,18 @@ body {
|
||||
|
||||
/* ---- Pricing ---- */
|
||||
.pricing { padding: 100px 0; }
|
||||
.pricing-embed-wrap {
|
||||
margin-top: 40px;
|
||||
border-radius: var(--radius-lg);
|
||||
overflow: hidden;
|
||||
border: 1px solid rgba(255,255,255,0.08);
|
||||
box-shadow: 0 0 60px rgba(79,70,229,0.15);
|
||||
background: #fff;
|
||||
}
|
||||
.pricing-embed { width: 100%; min-height: 780px; border: none; display: block; }
|
||||
.pricing-embed-fallback { text-align: center; margin-top: 14px; font-size: 13px; color: var(--gray-400); }
|
||||
.pricing-embed-fallback a { color: var(--blue); }
|
||||
@media (max-width: 640px) { .pricing-embed { min-height: 1100px; } }
|
||||
.pricing-grid {
|
||||
display: grid;
|
||||
grid-template-columns: repeat(3, 1fr);
|
||||
@@ -902,13 +914,19 @@ body {
|
||||
.carousel-slides {
|
||||
position: relative;
|
||||
width: 100%;
|
||||
display: grid; /* stack all slides — prevents height jump on slide change */
|
||||
}
|
||||
.carousel-slide {
|
||||
display: none;
|
||||
grid-area: 1 / 1; /* all slides share the same grid cell */
|
||||
display: flex;
|
||||
flex-direction: column;
|
||||
opacity: 0;
|
||||
pointer-events: none;
|
||||
transition: opacity 0.4s ease;
|
||||
}
|
||||
.carousel-slide.active {
|
||||
display: flex;
|
||||
opacity: 1;
|
||||
pointer-events: auto;
|
||||
}
|
||||
.carousel-slide img {
|
||||
width: 100%;
|
||||
@@ -972,15 +990,6 @@ body {
|
||||
border-radius: 4px;
|
||||
}
|
||||
|
||||
/* Fade transition */
|
||||
.carousel-slide {
|
||||
opacity: 0;
|
||||
transition: opacity 0.4s ease;
|
||||
}
|
||||
.carousel-slide.active {
|
||||
opacity: 1;
|
||||
}
|
||||
|
||||
/* ---- Request Quote pricing ---- */
|
||||
.price-amount--quote {
|
||||
font-size: 32px;
|
||||
@@ -1047,3 +1056,572 @@ body {
|
||||
.banner-text { display: none; }
|
||||
.dash-body { grid-template-columns: 1fr; }
|
||||
}
|
||||
|
||||
/* =============================================
|
||||
SEO Landing Pages — Shared Component Styles
|
||||
============================================= */
|
||||
|
||||
/* ---- Problem Section ---- */
|
||||
.problem-section { padding: 80px 0; }
|
||||
.problem-section h2 {
|
||||
font-size: clamp(24px, 3.5vw, 40px);
|
||||
font-weight: 800;
|
||||
color: #fff;
|
||||
text-align: center;
|
||||
letter-spacing: -0.02em;
|
||||
margin-bottom: 48px;
|
||||
}
|
||||
.problem-grid {
|
||||
display: grid;
|
||||
grid-template-columns: repeat(4, 1fr);
|
||||
gap: 20px;
|
||||
}
|
||||
.problem-card {
|
||||
background: var(--gray-800);
|
||||
border: 1px solid rgba(255,255,255,0.07);
|
||||
border-radius: var(--radius);
|
||||
padding: 28px;
|
||||
transition: transform 0.18s, box-shadow 0.18s;
|
||||
}
|
||||
.problem-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-lg); }
|
||||
.problem-icon { font-size: 32px; margin-bottom: 14px; }
|
||||
.problem-card h3 { font-size: 16px; font-weight: 700; color: #fff; margin-bottom: 10px; }
|
||||
.problem-card p { font-size: 14px; color: var(--gray-400); line-height: 1.65; }
|
||||
|
||||
/* ---- Solution Section ---- */
|
||||
.solution-section {
|
||||
background: linear-gradient(180deg, rgba(79,70,229,0.07) 0%, transparent 100%);
|
||||
border-top: 1px solid rgba(255,255,255,0.06);
|
||||
border-bottom: 1px solid rgba(255,255,255,0.06);
|
||||
padding: 80px 0;
|
||||
text-align: center;
|
||||
}
|
||||
.solution-section .section-title { margin-bottom: 12px; }
|
||||
.solution-section .section-sub { margin: 0 auto 48px; }
|
||||
.solution-grid {
|
||||
display: grid;
|
||||
grid-template-columns: repeat(4, 1fr);
|
||||
gap: 20px;
|
||||
text-align: left;
|
||||
}
|
||||
.solution-card {
|
||||
background: var(--gray-800);
|
||||
border: 1px solid rgba(255,255,255,0.07);
|
||||
border-radius: var(--radius);
|
||||
padding: 28px;
|
||||
transition: transform 0.18s, box-shadow 0.18s;
|
||||
}
|
||||
.solution-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-lg); }
|
||||
.solution-icon { font-size: 28px; margin-bottom: 14px; }
|
||||
.solution-card h3 { font-size: 16px; font-weight: 700; color: #fff; margin-bottom: 10px; }
|
||||
.solution-card p { font-size: 14px; color: var(--gray-400); line-height: 1.65; }
|
||||
|
||||
/* ---- Comparison Section ---- */
|
||||
.comparison-section { padding: 80px 0; }
|
||||
.comparison-section h2 {
|
||||
font-size: clamp(24px, 3vw, 38px);
|
||||
font-weight: 800;
|
||||
color: #fff;
|
||||
text-align: center;
|
||||
letter-spacing: -0.02em;
|
||||
margin-bottom: 48px;
|
||||
}
|
||||
.comparison-table {
|
||||
border: 1px solid rgba(255,255,255,0.08);
|
||||
border-radius: var(--radius-lg);
|
||||
overflow: hidden;
|
||||
}
|
||||
.comparison-row {
|
||||
display: grid;
|
||||
grid-template-columns: 2fr 1.5fr 1.5fr;
|
||||
border-bottom: 1px solid rgba(255,255,255,0.06);
|
||||
}
|
||||
.comparison-row:last-child { border-bottom: none; }
|
||||
.comparison-row.header {
|
||||
background: var(--gray-800);
|
||||
}
|
||||
.comparison-row.header > div {
|
||||
font-size: 12px;
|
||||
font-weight: 700;
|
||||
text-transform: uppercase;
|
||||
letter-spacing: 0.08em;
|
||||
color: var(--gray-500);
|
||||
}
|
||||
.comparison-feature,
|
||||
.comparison-traditional,
|
||||
.comparison-ai { padding: 16px 20px; font-size: 14px; }
|
||||
.comparison-feature { color: var(--gray-200); font-weight: 500; }
|
||||
.comparison-traditional { color: var(--gray-600); }
|
||||
.comparison-ai { color: var(--green); font-weight: 600; }
|
||||
.comparison-row:not(.header) { background: var(--gray-900); }
|
||||
.comparison-row:not(.header):hover { background: rgba(255,255,255,0.02); }
|
||||
|
||||
/* ---- Inline Calculator Section (investment page) ---- */
|
||||
.calculator-section {
|
||||
padding: 80px 0;
|
||||
text-align: center;
|
||||
background: rgba(255,255,255,0.02);
|
||||
border-top: 1px solid rgba(255,255,255,0.06);
|
||||
}
|
||||
.calculator-section h2 {
|
||||
font-size: clamp(22px, 3vw, 36px);
|
||||
font-weight: 800;
|
||||
color: #fff;
|
||||
letter-spacing: -0.02em;
|
||||
margin-bottom: 12px;
|
||||
}
|
||||
.calculator-section > .container > p {
|
||||
font-size: 16px;
|
||||
color: var(--gray-400);
|
||||
margin-bottom: 28px;
|
||||
}
|
||||
.calc-wrapper {
|
||||
max-width: 560px;
|
||||
margin: 0 auto;
|
||||
background: var(--gray-800);
|
||||
border: 1px solid rgba(255,255,255,0.08);
|
||||
border-radius: var(--radius-lg);
|
||||
padding: 36px;
|
||||
text-align: left;
|
||||
}
|
||||
.calc-input-group { display: flex; flex-direction: column; gap: 6px; margin-bottom: 16px; }
|
||||
.calc-input-group label { font-size: 13px; font-weight: 600; color: var(--gray-400); }
|
||||
.calc-input-group input {
|
||||
background: var(--gray-900);
|
||||
border: 1px solid rgba(255,255,255,0.1);
|
||||
border-radius: 8px;
|
||||
padding: 12px 14px;
|
||||
color: var(--gray-100);
|
||||
font-size: 15px;
|
||||
font-family: inherit;
|
||||
width: 100%;
|
||||
outline: none;
|
||||
transition: border-color 0.15s;
|
||||
}
|
||||
.calc-input-group input:focus { border-color: var(--blue); box-shadow: 0 0 0 3px rgba(37,99,235,0.2); }
|
||||
.calc-input-group input::placeholder { color: var(--gray-700); }
|
||||
.calc-results {
|
||||
margin-top: 24px;
|
||||
padding: 28px;
|
||||
background: linear-gradient(135deg, rgba(79,70,229,0.15), rgba(14,165,233,0.1));
|
||||
border: 1px solid rgba(79,70,229,0.35);
|
||||
border-radius: var(--radius);
|
||||
text-align: center;
|
||||
}
|
||||
.calc-results h3 { font-size: 15px; font-weight: 700; color: var(--gray-300); margin-bottom: 10px; }
|
||||
.calc-results .result-highlight {
|
||||
font-size: 40px;
|
||||
font-weight: 900;
|
||||
color: var(--green);
|
||||
letter-spacing: -0.03em;
|
||||
margin-bottom: 8px;
|
||||
}
|
||||
.calc-results p { font-size: 14px; color: var(--gray-400); margin-bottom: 20px; }
|
||||
|
||||
/* ---- CTA Section ---- */
|
||||
.cta-section {
|
||||
padding: 100px 0;
|
||||
text-align: center;
|
||||
background: linear-gradient(180deg, transparent 0%, rgba(79,70,229,0.08) 100%);
|
||||
border-top: 1px solid rgba(255,255,255,0.06);
|
||||
}
|
||||
.cta-section h2 {
|
||||
font-size: clamp(24px, 3.5vw, 42px);
|
||||
font-weight: 800;
|
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color: #fff;
|
||||
letter-spacing: -0.025em;
|
||||
margin-bottom: 16px;
|
||||
}
|
||||
.cta-section > .container > p {
|
||||
font-size: 18px;
|
||||
color: var(--gray-400);
|
||||
margin-bottom: 36px;
|
||||
max-width: 560px;
|
||||
margin-left: auto;
|
||||
margin-right: auto;
|
||||
}
|
||||
.cta-form { display: flex; flex-direction: column; align-items: center; gap: 12px; }
|
||||
.cta-note { font-size: 13px; color: var(--gray-600); }
|
||||
|
||||
/* ---- Investment Strategies Section ---- */
|
||||
.strategies-section { padding: 80px 0; }
|
||||
.strategies-section h2 {
|
||||
font-size: clamp(24px, 3vw, 38px);
|
||||
font-weight: 800;
|
||||
color: #fff;
|
||||
text-align: center;
|
||||
letter-spacing: -0.02em;
|
||||
margin-bottom: 48px;
|
||||
}
|
||||
.strategy-card {
|
||||
background: var(--gray-800);
|
||||
border: 1px solid rgba(255,255,255,0.08);
|
||||
border-radius: var(--radius-lg);
|
||||
padding: 36px;
|
||||
margin-bottom: 20px;
|
||||
border-left-width: 4px;
|
||||
}
|
||||
.strategy-card h3 { font-size: 20px; font-weight: 800; color: #fff; margin-bottom: 10px; }
|
||||
.strategy-card > p { font-size: 14px; color: var(--gray-400); margin-bottom: 20px; }
|
||||
.strategy-card ul { list-style: none; display: flex; flex-direction: column; gap: 10px; }
|
||||
.strategy-card ul li { font-size: 14px; color: var(--gray-400); line-height: 1.5; }
|
||||
.strategy-card ul li strong { color: var(--gray-200); }
|
||||
.strategy-card.conservative { border-left-color: var(--green); }
|
||||
.strategy-card.moderate { border-left-color: var(--blue); }
|
||||
.strategy-card.aggressive { border-left-color: var(--amber); }
|
||||
|
||||
/* ---- Compliance Section ---- */
|
||||
.compliance-section {
|
||||
background: rgba(255,255,255,0.02);
|
||||
border-top: 1px solid rgba(255,255,255,0.06);
|
||||
padding: 80px 0;
|
||||
}
|
||||
.compliance-section h2 {
|
||||
font-size: clamp(22px, 3vw, 36px);
|
||||
font-weight: 800;
|
||||
color: #fff;
|
||||
letter-spacing: -0.02em;
|
||||
margin-bottom: 12px;
|
||||
}
|
||||
.compliance-section > .container > p {
|
||||
font-size: 16px;
|
||||
color: var(--gray-400);
|
||||
margin-bottom: 28px;
|
||||
}
|
||||
.compliance-list { list-style: none; display: flex; flex-direction: column; gap: 12px; max-width: 440px; }
|
||||
.compliance-list li { font-size: 16px; color: var(--gray-300); font-weight: 500; }
|
||||
|
||||
/* ---- SEO Page Responsive ---- */
|
||||
@media (max-width: 900px) {
|
||||
.problem-grid { grid-template-columns: repeat(2, 1fr); }
|
||||
.solution-grid { grid-template-columns: repeat(2, 1fr); }
|
||||
}
|
||||
@media (max-width: 640px) {
|
||||
.problem-grid { grid-template-columns: 1fr; }
|
||||
.solution-grid { grid-template-columns: 1fr; }
|
||||
.comparison-row { grid-template-columns: 1fr; }
|
||||
.comparison-row.header { display: none; }
|
||||
.comparison-feature { font-weight: 700; background: rgba(255,255,255,0.03); border-bottom: 1px solid rgba(255,255,255,0.04); }
|
||||
.comparison-traditional::before { content: 'Traditional: '; color: var(--gray-600); font-size: 12px; display: block; margin-bottom: 2px; }
|
||||
.comparison-ai::before { content: 'HOA LedgerIQ: '; color: var(--blue); font-size: 12px; display: block; margin-bottom: 2px; }
|
||||
.calc-wrapper { padding: 24px 20px; }
|
||||
.strategy-card { padding: 24px; }
|
||||
}
|
||||
|
||||
/* ======================================================
|
||||
INSIGHTS / BLOG
|
||||
====================================================== */
|
||||
|
||||
/* ── Active nav link ─────────────────────────────────── */
|
||||
.nav-active {
|
||||
color: var(--blue) !important;
|
||||
}
|
||||
|
||||
/* ── Insights Hub Hero ───────────────────────────────── */
|
||||
.insights-hub-hero {
|
||||
background: var(--gray-900);
|
||||
padding: 5rem 0 3.5rem;
|
||||
text-align: center;
|
||||
border-bottom: 1px solid rgba(255,255,255,0.06);
|
||||
}
|
||||
.insights-hub-hero h1 {
|
||||
font-size: clamp(2rem, 5vw, 3rem);
|
||||
font-weight: 800;
|
||||
letter-spacing: -0.025em;
|
||||
color: #fff;
|
||||
line-height: 1.2;
|
||||
margin-bottom: 1rem;
|
||||
}
|
||||
.insights-hub-hero p {
|
||||
font-size: 1.05rem;
|
||||
color: var(--gray-400);
|
||||
max-width: 580px;
|
||||
margin: 0 auto;
|
||||
line-height: 1.7;
|
||||
}
|
||||
|
||||
.insights-grid-section { padding: 4rem 0 5rem; }
|
||||
|
||||
/* ── Article Cards Grid ──────────────────────────────── */
|
||||
.article-grid {
|
||||
display: grid;
|
||||
grid-template-columns: repeat(2, 1fr);
|
||||
gap: 1.75rem;
|
||||
margin-top: 2.5rem;
|
||||
}
|
||||
|
||||
.article-card {
|
||||
background: var(--gray-800);
|
||||
border: 1px solid rgba(255,255,255,0.07);
|
||||
border-radius: var(--radius-lg);
|
||||
padding: 2rem;
|
||||
display: flex;
|
||||
flex-direction: column;
|
||||
gap: 0.9rem;
|
||||
transition: border-color 0.2s, transform 0.2s, box-shadow 0.2s;
|
||||
}
|
||||
.article-card:hover {
|
||||
border-color: rgba(37,99,235,0.45);
|
||||
transform: translateY(-3px);
|
||||
box-shadow: var(--shadow-lg);
|
||||
}
|
||||
|
||||
.article-card-tag {
|
||||
display: inline-block;
|
||||
background: rgba(79,70,229,0.15);
|
||||
color: var(--blue);
|
||||
font-size: 0.72rem;
|
||||
font-weight: 700;
|
||||
letter-spacing: 0.07em;
|
||||
text-transform: uppercase;
|
||||
padding: 0.25rem 0.7rem;
|
||||
border-radius: 100px;
|
||||
width: fit-content;
|
||||
}
|
||||
|
||||
.article-card-title {
|
||||
font-size: 1.2rem;
|
||||
font-weight: 700;
|
||||
color: #fff;
|
||||
line-height: 1.35;
|
||||
margin: 0;
|
||||
}
|
||||
|
||||
.article-card-excerpt {
|
||||
font-size: 0.93rem;
|
||||
color: var(--gray-400);
|
||||
line-height: 1.7;
|
||||
flex: 1;
|
||||
}
|
||||
|
||||
.article-card-meta {
|
||||
display: flex;
|
||||
align-items: center;
|
||||
gap: 0.65rem;
|
||||
font-size: 0.78rem;
|
||||
color: var(--gray-400);
|
||||
padding-top: 0.75rem;
|
||||
border-top: 1px solid rgba(255,255,255,0.06);
|
||||
flex-wrap: wrap;
|
||||
}
|
||||
.article-card-meta-dot {
|
||||
width: 3px;
|
||||
height: 3px;
|
||||
border-radius: 50%;
|
||||
background: var(--gray-600);
|
||||
display: inline-block;
|
||||
flex-shrink: 0;
|
||||
}
|
||||
|
||||
.article-card-read-more {
|
||||
display: inline-flex;
|
||||
align-items: center;
|
||||
gap: 0.35rem;
|
||||
color: var(--blue);
|
||||
font-size: 0.875rem;
|
||||
font-weight: 600;
|
||||
text-decoration: none;
|
||||
transition: gap 0.2s;
|
||||
}
|
||||
.article-card-read-more:hover { gap: 0.6rem; }
|
||||
|
||||
/* ── Article Page Header ─────────────────────────────── */
|
||||
.article-header {
|
||||
background: var(--gray-900);
|
||||
padding: 4.5rem 0 3rem;
|
||||
border-bottom: 1px solid rgba(255,255,255,0.06);
|
||||
}
|
||||
.article-header .container { max-width: 800px; }
|
||||
|
||||
.article-breadcrumb { padding-bottom: 1.5rem; }
|
||||
.article-breadcrumb a {
|
||||
color: var(--gray-400);
|
||||
font-size: 0.85rem;
|
||||
text-decoration: none;
|
||||
display: inline-flex;
|
||||
align-items: center;
|
||||
gap: 0.35rem;
|
||||
transition: color 0.2s;
|
||||
}
|
||||
.article-breadcrumb a:hover { color: var(--blue); }
|
||||
|
||||
.article-tag {
|
||||
display: inline-block;
|
||||
background: rgba(79,70,229,0.15);
|
||||
color: var(--blue);
|
||||
font-size: 0.72rem;
|
||||
font-weight: 700;
|
||||
letter-spacing: 0.07em;
|
||||
text-transform: uppercase;
|
||||
padding: 0.25rem 0.7rem;
|
||||
border-radius: 100px;
|
||||
margin-bottom: 1.1rem;
|
||||
}
|
||||
|
||||
.article-title {
|
||||
font-size: clamp(1.65rem, 4vw, 2.6rem);
|
||||
font-weight: 800;
|
||||
color: #fff;
|
||||
line-height: 1.2;
|
||||
letter-spacing: -0.02em;
|
||||
margin-bottom: 1rem;
|
||||
}
|
||||
|
||||
.article-subtitle {
|
||||
font-size: 1.05rem;
|
||||
color: var(--gray-400);
|
||||
line-height: 1.7;
|
||||
max-width: 640px;
|
||||
margin-bottom: 2rem;
|
||||
}
|
||||
|
||||
.article-meta {
|
||||
display: flex;
|
||||
align-items: center;
|
||||
gap: 0.85rem;
|
||||
font-size: 0.85rem;
|
||||
color: var(--gray-400);
|
||||
flex-wrap: wrap;
|
||||
}
|
||||
.article-meta-author { font-weight: 600; color: var(--gray-200); }
|
||||
.article-meta-separator {
|
||||
width: 3px;
|
||||
height: 3px;
|
||||
border-radius: 50%;
|
||||
background: var(--gray-600);
|
||||
display: inline-block;
|
||||
flex-shrink: 0;
|
||||
}
|
||||
|
||||
/* ── Article Prose Body ──────────────────────────────── */
|
||||
.article-body-section { padding: 3.5rem 0; }
|
||||
.article-body-section .container { max-width: 800px; }
|
||||
|
||||
.article-prose { max-width: 720px; margin: 0 auto; }
|
||||
|
||||
.article-prose p {
|
||||
font-size: 1.05rem;
|
||||
line-height: 1.85;
|
||||
color: var(--gray-200);
|
||||
margin-bottom: 1.5rem;
|
||||
}
|
||||
.article-prose h2 {
|
||||
font-size: 1.5rem;
|
||||
font-weight: 700;
|
||||
color: #fff;
|
||||
margin: 2.75rem 0 1rem;
|
||||
line-height: 1.3;
|
||||
letter-spacing: -0.015em;
|
||||
}
|
||||
.article-prose h3 {
|
||||
font-size: 1.15rem;
|
||||
font-weight: 600;
|
||||
color: #fff;
|
||||
margin: 2rem 0 0.75rem;
|
||||
}
|
||||
.article-prose ul {
|
||||
margin: 0 0 1.5rem 0;
|
||||
padding-left: 1.5rem;
|
||||
}
|
||||
.article-prose li {
|
||||
font-size: 1.05rem;
|
||||
line-height: 1.8;
|
||||
color: var(--gray-200);
|
||||
margin-bottom: 0.5rem;
|
||||
}
|
||||
.article-prose blockquote {
|
||||
border-left: 3px solid var(--blue);
|
||||
padding: 0.75rem 1.5rem;
|
||||
margin: 2rem 0;
|
||||
background: rgba(37,99,235,0.07);
|
||||
border-radius: 0 8px 8px 0;
|
||||
}
|
||||
.article-prose blockquote p {
|
||||
font-size: 1.05rem;
|
||||
font-style: italic;
|
||||
color: var(--gray-100);
|
||||
margin: 0;
|
||||
}
|
||||
.article-prose strong { color: #fff; font-weight: 600; }
|
||||
.article-prose em { color: var(--gray-100); }
|
||||
|
||||
.article-prose .highlight-box {
|
||||
background: rgba(37,99,235,0.06);
|
||||
border: 1px solid rgba(37,99,235,0.2);
|
||||
border-radius: var(--radius);
|
||||
padding: 1.25rem 1.5rem;
|
||||
margin: 2rem 0;
|
||||
}
|
||||
.article-prose .highlight-box p { margin: 0; font-size: 0.98rem; }
|
||||
|
||||
/* ── Article Screenshot Showcase ─────────────────────── */
|
||||
.article-showcase {
|
||||
background: var(--gray-800);
|
||||
border-top: 1px solid rgba(255,255,255,0.06);
|
||||
border-bottom: 1px solid rgba(255,255,255,0.06);
|
||||
padding: 4rem 0;
|
||||
}
|
||||
.article-showcase-header {
|
||||
text-align: center;
|
||||
margin-bottom: 2.5rem;
|
||||
}
|
||||
.article-showcase-header h2 {
|
||||
font-size: 1.65rem;
|
||||
font-weight: 700;
|
||||
color: #fff;
|
||||
margin-bottom: 0.5rem;
|
||||
}
|
||||
.article-showcase-header p {
|
||||
color: var(--gray-400);
|
||||
font-size: 0.95rem;
|
||||
max-width: 540px;
|
||||
margin: 0 auto;
|
||||
}
|
||||
|
||||
/* ── Article CTA ─────────────────────────────────────── */
|
||||
.article-cta {
|
||||
background: linear-gradient(135deg, rgba(37,99,235,0.1) 0%, rgba(79,70,229,0.08) 100%);
|
||||
border-top: 1px solid rgba(37,99,235,0.18);
|
||||
border-bottom: 1px solid rgba(37,99,235,0.18);
|
||||
padding: 4rem 0;
|
||||
text-align: center;
|
||||
}
|
||||
.article-cta h2 {
|
||||
font-size: 1.65rem;
|
||||
font-weight: 700;
|
||||
color: #fff;
|
||||
margin-bottom: 0.75rem;
|
||||
}
|
||||
.article-cta p {
|
||||
color: var(--gray-400);
|
||||
font-size: 1rem;
|
||||
margin-bottom: 2rem;
|
||||
max-width: 480px;
|
||||
margin-left: auto;
|
||||
margin-right: auto;
|
||||
}
|
||||
.article-cta-note {
|
||||
font-size: 0.8rem;
|
||||
color: var(--gray-600);
|
||||
margin-top: 1.1rem;
|
||||
margin-bottom: 0;
|
||||
}
|
||||
|
||||
/* ── Responsive ──────────────────────────────────────── */
|
||||
@media (max-width: 768px) {
|
||||
.article-grid { grid-template-columns: 1fr; }
|
||||
|
||||
.insights-hub-hero { padding: 3rem 0 2.25rem; }
|
||||
.insights-hub-hero h1 { font-size: 1.75rem; }
|
||||
|
||||
.article-header { padding: 3rem 0 2rem; }
|
||||
.article-title { font-size: 1.6rem; }
|
||||
|
||||
.article-prose { padding: 0; }
|
||||
.article-prose h2 { font-size: 1.3rem; margin-top: 2rem; }
|
||||
.article-prose p, .article-prose li { font-size: 1rem; }
|
||||
|
||||
.article-meta { gap: 0.5rem; }
|
||||
|
||||
.article-showcase { padding: 2.5rem 0; }
|
||||
}
|
||||
|
||||
@@ -41,9 +41,9 @@
|
||||
<ul class="nav-links">
|
||||
<li><a href="index.html#features">Features</a></li>
|
||||
<li><a href="index.html#pricing">Pricing</a></li>
|
||||
<li><a href="index.html#preview-signup">Early Access</a></li>
|
||||
<li><a href="https://app.hoaledgeriq.com/pricing" target="_blank" rel="noopener">Start Free Trial</a></li>
|
||||
</ul>
|
||||
<a href="index.html#preview-signup" class="btn btn-primary nav-btn">Get Early Access</a>
|
||||
<a href="https://app.hoaledgeriq.com/pricing" class="btn btn-primary nav-btn" target="_blank" rel="noopener">Start Free Trial</a>
|
||||
<a href="https://app.ledgeriq.com" class="btn btn-outline nav-btn nav-login" target="_blank" rel="noopener">Login</a>
|
||||
</div>
|
||||
</nav>
|
||||
@@ -147,14 +147,14 @@
|
||||
<div class="container footer-inner">
|
||||
<div class="footer-logo">
|
||||
<img src="logo_house.svg" alt="HOA LedgerIQ" class="logo-img logo-img--footer" />
|
||||
<p>AI-powered HOA finance management.<br />Coming soon to hoaledgeriq.com</p>
|
||||
<p>AI-powered HOA finance management.</p>
|
||||
</div>
|
||||
<div class="footer-links">
|
||||
<div class="footer-col">
|
||||
<div class="footer-col-title">Product</div>
|
||||
<a href="index.html#features">Features</a>
|
||||
<a href="index.html#pricing">Pricing</a>
|
||||
<a href="index.html#preview-signup">Early Access</a>
|
||||
<a href="https://app.hoaledgeriq.com/pricing" target="_blank" rel="noopener">Start Free Trial</a>
|
||||
</div>
|
||||
<div class="footer-col">
|
||||
<div class="footer-col-title">Legal</div>
|
||||
|
||||
Reference in New Issue
Block a user