2aad137bd7c9f57cc8b6f65ceb18b51d0bde0d55
The APPLIED_MIGRATIONS associative array triggered "unbound variable"
under set -u when empty (first run / seed-existing). Fix by initializing
with =() and using a safe helper function with ${:-} default syntax.
Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
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HOA Financial Intelligence Platform - Multi-tenant financial management for homeowner associations
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