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- Onboarding wizard: add Reserve Account step between Operating and Assessments, redirect to Budget Planning on completion - Dashboard: health score pending state shows clickable links to set up missing items - Projects/Vendors: rich empty-state wizard screens with real-world examples and CTAs - Investment Planning: auto-refresh AI recommendations when empty or stale (>30 days) - Hide Invoices and Payments menus (see PARKING-LOT.md for re-enablement) - Send welcome email via Resend when new members are added to a tenant - Enforce 5-member limit for Starter/Standard/Professional plans (Enterprise unlimited) - Cash flow forecast: only mark months as "Actual" when journal entries exist, fixing the issue where months without data showed as actuals - Bump version to 2026.3.19 Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>