Files
HOA_Financial_Platform/backend/src/modules/email/email.service.ts
olsch01 a996208cb8 feat: add annual billing, free trial, upgrade/downgrade, and ACH invoice support
- Add monthly/annual billing toggle with 25% annual discount on pricing page
- Implement 14-day no-card free trial (server-side Stripe subscription creation)
- Enable upgrade/downgrade via Stripe Customer Portal
- Add admin-initiated ACH/invoice billing for enterprise customers
- Add billing card to Settings page with plan info and Manage Billing button
- Handle past_due status with read-only grace period access
- Add trial ending and trial expired email templates
- Add DB migration for billing_interval and collection_method columns
- Update ONBOARDING-AND-AUTH.md documentation

Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
2026-03-18 08:04:51 -04:00

326 lines
14 KiB
TypeScript

import { Injectable, Logger } from '@nestjs/common';
import { ConfigService } from '@nestjs/config';
import { DataSource } from 'typeorm';
import { Resend } from 'resend';
@Injectable()
export class EmailService {
private readonly logger = new Logger(EmailService.name);
private resend: Resend | null = null;
private fromAddress: string;
private replyToAddress: string;
constructor(
private configService: ConfigService,
private dataSource: DataSource,
) {
const apiKey = this.configService.get<string>('RESEND_API_KEY');
if (apiKey && !apiKey.includes('placeholder')) {
this.resend = new Resend(apiKey);
this.logger.log('Resend email service initialized');
} else {
this.logger.warn('Resend not configured — emails will be logged only (stub mode)');
}
this.fromAddress = this.configService.get<string>('RESEND_FROM_ADDRESS') || 'noreply@hoaledgeriq.com';
this.replyToAddress = this.configService.get<string>('RESEND_REPLY_TO') || '';
}
// ─── Public API ──────────────────────────────────────────────
async sendActivationEmail(email: string, businessName: string, activationUrl: string): Promise<void> {
const subject = `Activate your ${businessName} account on HOA LedgerIQ`;
const html = this.buildTemplate({
preheader: 'Your HOA LedgerIQ account is ready to activate.',
heading: 'Welcome to HOA LedgerIQ!',
body: `
<p>Your organization <strong>${this.esc(businessName)}</strong> has been created and is ready to go.</p>
<p>Click the button below to set your password and activate your account:</p>
`,
ctaText: 'Activate My Account',
ctaUrl: activationUrl,
footer: 'This activation link expires in 72 hours. If you did not sign up for HOA LedgerIQ, please ignore this email.',
});
await this.send(email, subject, html, 'activation', { businessName, activationUrl });
}
async sendWelcomeEmail(email: string, businessName: string): Promise<void> {
const appUrl = this.configService.get<string>('APP_URL') || 'https://app.hoaledgeriq.com';
const subject = `Welcome to HOA LedgerIQ — ${businessName}`;
const html = this.buildTemplate({
preheader: `${businessName} is all set up on HOA LedgerIQ.`,
heading: `You're all set!`,
body: `
<p>Your account for <strong>${this.esc(businessName)}</strong> is now active.</p>
<p>Log in to start managing your HOA's finances, assessments, and investments — all in one place.</p>
`,
ctaText: 'Go to Dashboard',
ctaUrl: `${appUrl}/dashboard`,
footer: 'If you have any questions, just reply to this email and we\'ll help you get started.',
});
await this.send(email, subject, html, 'welcome', { businessName });
}
async sendPaymentFailedEmail(email: string, businessName: string): Promise<void> {
const subject = `Action required: Payment failed for ${businessName}`;
const html = this.buildTemplate({
preheader: 'We were unable to process your payment.',
heading: 'Payment Failed',
body: `
<p>We were unable to process the latest payment for <strong>${this.esc(businessName)}</strong>.</p>
<p>Please update your payment method to avoid any interruption to your service.</p>
`,
ctaText: 'Update Payment Method',
ctaUrl: `${this.configService.get<string>('APP_URL') || 'https://app.hoaledgeriq.com'}/settings`,
footer: 'If you believe this is an error, please reply to this email and we\'ll look into it.',
});
await this.send(email, subject, html, 'payment_failed', { businessName });
}
async sendInviteMemberEmail(email: string, orgName: string, inviteUrl: string): Promise<void> {
const subject = `You've been invited to ${orgName} on HOA LedgerIQ`;
const html = this.buildTemplate({
preheader: `Join ${orgName} on HOA LedgerIQ.`,
heading: 'You\'re Invited!',
body: `
<p>You've been invited to join <strong>${this.esc(orgName)}</strong> on HOA LedgerIQ.</p>
<p>Click below to accept the invitation and set up your account:</p>
`,
ctaText: 'Accept Invitation',
ctaUrl: inviteUrl,
footer: 'This invitation link expires in 7 days. If you were not expecting this, please ignore this email.',
});
await this.send(email, subject, html, 'invite_member', { orgName, inviteUrl });
}
async sendTrialEndingEmail(email: string, businessName: string, daysRemaining: number, settingsUrl: string): Promise<void> {
const subject = `Your free trial ends in ${daysRemaining} days — ${businessName}`;
const html = this.buildTemplate({
preheader: `Your HOA LedgerIQ trial for ${businessName} is ending soon.`,
heading: `Your Trial Ends in ${daysRemaining} Days`,
body: `
<p>Your free trial for <strong>${this.esc(businessName)}</strong> on HOA LedgerIQ ends in <strong>${daysRemaining} days</strong>.</p>
<p>To continue using all features without interruption, add a payment method before your trial expires.</p>
<p>If you don't add a payment method, your account will become read-only and you won't be able to make changes to your data.</p>
`,
ctaText: 'Add Payment Method',
ctaUrl: settingsUrl,
footer: 'If you have any questions about plans or pricing, just reply to this email.',
});
await this.send(email, subject, html, 'trial_ending', { businessName, daysRemaining, settingsUrl });
}
async sendTrialExpiredEmail(email: string, businessName: string): Promise<void> {
const appUrl = this.configService.get<string>('APP_URL') || 'https://app.hoaledgeriq.com';
const subject = `Your free trial has ended — ${businessName}`;
const html = this.buildTemplate({
preheader: `Your HOA LedgerIQ trial for ${businessName} has ended.`,
heading: 'Your Trial Has Ended',
body: `
<p>The free trial for <strong>${this.esc(businessName)}</strong> on HOA LedgerIQ has ended.</p>
<p>Your data is safe and your account is preserved. Subscribe to a plan to regain full access to your HOA financial management tools.</p>
`,
ctaText: 'Choose a Plan',
ctaUrl: `${appUrl}/pricing`,
footer: 'Your data will be preserved. You can reactivate your account at any time by subscribing to a plan.',
});
await this.send(email, subject, html, 'trial_expired', { businessName });
}
async sendPasswordResetEmail(email: string, resetUrl: string): Promise<void> {
const subject = 'Reset your HOA LedgerIQ password';
const html = this.buildTemplate({
preheader: 'Password reset requested for your HOA LedgerIQ account.',
heading: 'Password Reset',
body: `
<p>We received a request to reset your password. Click the button below to choose a new one:</p>
`,
ctaText: 'Reset Password',
ctaUrl: resetUrl,
footer: 'This link expires in 1 hour. If you did not request a password reset, please ignore this email — your password will remain unchanged.',
});
await this.send(email, subject, html, 'password_reset', { resetUrl });
}
// ─── Core send logic ────────────────────────────────────────
private async send(
toEmail: string,
subject: string,
html: string,
template: string,
metadata: Record<string, any>,
): Promise<void> {
// Always log to the database
await this.log(toEmail, subject, html, template, metadata);
if (!this.resend) {
this.logger.log(`📧 EMAIL STUB → ${toEmail}`);
this.logger.log(` Subject: ${subject}`);
return;
}
try {
const result = await this.resend.emails.send({
from: this.fromAddress,
to: [toEmail],
replyTo: this.replyToAddress || undefined,
subject,
html,
});
if (result.error) {
this.logger.error(`Resend error for ${toEmail}: ${JSON.stringify(result.error)}`);
await this.updateLogStatus(toEmail, template, 'failed', result.error.message);
} else {
this.logger.log(`✅ Email sent to ${toEmail} (id: ${result.data?.id})`);
await this.updateLogStatus(toEmail, template, 'sent', result.data?.id);
}
} catch (err: any) {
this.logger.error(`Failed to send email to ${toEmail}: ${err.message}`);
await this.updateLogStatus(toEmail, template, 'failed', err.message);
}
}
// ─── Database logging ───────────────────────────────────────
private async log(
toEmail: string,
subject: string,
body: string,
template: string,
metadata: Record<string, any>,
): Promise<void> {
try {
await this.dataSource.query(
`INSERT INTO shared.email_log (to_email, subject, body, template, metadata)
VALUES ($1, $2, $3, $4, $5)`,
[toEmail, subject, body, template, JSON.stringify(metadata)],
);
} catch (err) {
this.logger.warn(`Failed to log email: ${err}`);
}
}
private async updateLogStatus(toEmail: string, template: string, status: string, detail?: string): Promise<void> {
try {
await this.dataSource.query(
`UPDATE shared.email_log
SET metadata = metadata || $1::jsonb
WHERE to_email = $2 AND template = $3
AND created_at = (
SELECT MAX(created_at) FROM shared.email_log
WHERE to_email = $2 AND template = $3
)`,
[JSON.stringify({ send_status: status, send_detail: detail || '' }), toEmail, template],
);
} catch {
// Best effort — don't block the flow
}
}
// ─── HTML email template ────────────────────────────────────
private esc(text: string): string {
return text.replace(/&/g, '&amp;').replace(/</g, '&lt;').replace(/>/g, '&gt;');
}
private buildTemplate(opts: {
preheader: string;
heading: string;
body: string;
ctaText: string;
ctaUrl: string;
footer: string;
}): string {
return `<!DOCTYPE html>
<html lang="en">
<head>
<meta charset="UTF-8">
<meta name="viewport" content="width=device-width, initial-scale=1.0">
<title>${this.esc(opts.heading)}</title>
<!--[if mso]><noscript><xml><o:OfficeDocumentSettings><o:PixelsPerInch>96</o:PixelsPerInch></o:OfficeDocumentSettings></xml></noscript><![endif]-->
</head>
<body style="margin:0;padding:0;background-color:#f4f5f7;font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif;">
<!-- Preheader (hidden preview text) -->
<div style="display:none;max-height:0;overflow:hidden;">${this.esc(opts.preheader)}</div>
<table role="presentation" width="100%" cellpadding="0" cellspacing="0" style="background-color:#f4f5f7;padding:24px 0;">
<tr>
<td align="center">
<table role="presentation" width="600" cellpadding="0" cellspacing="0" style="max-width:600px;width:100%;">
<!-- Logo bar -->
<tr>
<td align="center" style="padding:24px 0 16px;">
<span style="font-size:22px;font-weight:700;color:#1a73e8;letter-spacing:-0.5px;">
HOA LedgerIQ
</span>
</td>
</tr>
<!-- Main card -->
<tr>
<td>
<table role="presentation" width="100%" cellpadding="0" cellspacing="0"
style="background-color:#ffffff;border-radius:8px;overflow:hidden;box-shadow:0 1px 3px rgba(0,0,0,0.08);">
<tr>
<td style="padding:40px 32px;">
<h1 style="margin:0 0 16px;font-size:24px;font-weight:700;color:#1a1a2e;">
${this.esc(opts.heading)}
</h1>
<div style="font-size:15px;line-height:1.6;color:#4a4a68;">
${opts.body}
</div>
<!-- CTA Button -->
<table role="presentation" cellpadding="0" cellspacing="0" style="margin:28px 0 8px;">
<tr>
<td align="center" style="background-color:#1a73e8;border-radius:6px;">
<a href="${opts.ctaUrl}"
target="_blank"
style="display:inline-block;padding:14px 32px;color:#ffffff;font-size:15px;font-weight:600;text-decoration:none;border-radius:6px;">
${this.esc(opts.ctaText)}
</a>
</td>
</tr>
</table>
<!-- Fallback URL -->
<p style="font-size:12px;color:#999;word-break:break-all;margin-top:16px;">
If the button doesn't work, copy and paste this link into your browser:<br>
<a href="${opts.ctaUrl}" style="color:#1a73e8;">${opts.ctaUrl}</a>
</p>
</td>
</tr>
</table>
</td>
</tr>
<!-- Footer -->
<tr>
<td style="padding:24px 32px;text-align:center;">
<p style="font-size:12px;color:#999;line-height:1.5;margin:0;">
${this.esc(opts.footer)}
</p>
<p style="font-size:12px;color:#bbb;margin:12px 0 0;">
&copy; ${new Date().getFullYear()} HOA LedgerIQ &mdash; Smart Financial Management for HOAs
</p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</body>
</html>`;
}
}